{"content_id":"30erhsppe3","slug":"what-happens-when-base-rate-rises","images":[{"id":18,"url":"https://injoys.com/rails/active_storage/blobs/redirect/eyJfcmFpbHMiOnsiZGF0YSI6MTkxLCJwdXIiOiJibG9iX2lkIn19--2ac04bae559c486a144f8126620a00805982c4c1/ChatGPT%20Image%202026%E1%84%82%E1%85%A7%E1%86%AB%207%E1%84%8B%E1%85%AF%E1%86%AF%202%E1%84%8B%E1%85%B5%E1%86%AF%20%E1%84%8B%E1%85%A9%E1%84%92%E1%85%AE%2005_31_34.webp","is_representative":true,"generation_method":"upload","mime_type":"image/webp","original_filename":"ChatGPT Image 2026년 7월 2일 오후 05_31_34.png","translations":{"ko":{"alt":"중앙은행과 상승 화살표를 중심으로 대출, 저축, 소비, 물가, 부동산, 시장 변화가 연결된 벡터 그림","caption":"기준금리 인상이 경제 전반에 미치는 연쇄 효과를 아이콘과 그래프로 보여준다.","description":null},"en":{"alt":"Central bank with a rising arrow connected to loans, savings, shopping, prices, real estate, markets, and currency","caption":"The illustration shows how a higher base rate can ripple through borrowing, saving, spending, assets, and exchange rates.","description":null},"ja":{"alt":"中央銀行と上向き矢印を中心に、融資、貯蓄、消費、物価、不動産、市場、通貨がつながる図","caption":"政策金利の上昇が借入、貯蓄、消費、資産、為替へ広がる流れを示している。","description":null},"es":{"alt":"Banco central con flecha ascendente conectado a préstamos, ahorro, compras, precios, vivienda, mercados y divisas","caption":"La ilustración muestra cómo una subida de la tasa base se transmite a crédito, ahorro, consumo, activos y divisas.","description":null},"id":{"alt":"Bank sentral dengan panah naik terhubung ke pinjaman, tabungan, belanja, harga, properti, pasar, dan mata uang","caption":"Ilustrasi ini menunjukkan dampak berantai kenaikan suku bunga acuan pada pinjaman, tabungan, konsumsi, aset, dan kurs.","description":null},"pt":{"alt":"Banco central com seta ascendente ligado a empréstimos, poupança, compras, preços, imóveis, mercados e moedas","caption":"A ilustração mostra como a alta da taxa básica se espalha por crédito, poupança, consumo, ativos e câmbio.","description":null},"zh-hant":{"alt":"中央銀行與上升箭頭連結貸款、儲蓄、消費、物價、房地產、市場與貨幣","caption":"這張插圖呈現基準利率上升如何影響借貸、儲蓄、消費、資產與匯率。","description":null}}},{"id":19,"url":"https://injoys.com/rails/active_storage/blobs/redirect/eyJfcmFpbHMiOnsiZGF0YSI6MTk4LCJwdXIiOiJibG9iX2lkIn19--dceb944c72365fef55e4d32546e7af0d4d6dca09/ChatGPT%20Image%202026%E1%84%82%E1%85%A7%E1%86%AB%207%E1%84%8B%E1%85%AF%E1%86%AF%202%E1%84%8B%E1%85%B5%E1%86%AF%20%E1%84%8B%E1%85%A9%E1%84%92%E1%85%AE%2005_40_02.webp","is_representative":false,"generation_method":"upload","mime_type":"image/webp","original_filename":"ChatGPT Image 2026년 7월 2일 오후 05_40_02.png","visible_locales":["ko"],"translations":{"ko":{"alt":"기준금리 인상 허브와 대출, 예금, 소비, 물가, 부동산, 기업, 자산, 환율 영향 카드로 구성된 인포그래픽","caption":"기준금리 인상이 대출 부담, 예금 이자, 소비 둔화, 물가 압력 완화 등으로 이어지는 흐름을 정리한다.","description":null},"en":{"alt":"Korean infographic showing a rate-hike hub and cards for loans, savings, spending, prices, housing, assets, FX","caption":"The infographic organizes how a higher base rate affects borrowing, saving, spending, prices, housing, assets, and exchange rates.","description":null},"ja":{"alt":"中央銀行の利上げを中心に、融資、預金、消費、物価、不動産、資産、為替の影響カードを並べた韓国語インフォグラフィック","caption":"政策金利の上昇が借入、貯蓄、消費、物価、不動産、資産、為替へ広がる流れを整理している。","description":null},"es":{"alt":"Infografía coreana con banco central, flecha al alza y tarjetas sobre préstamos, ahorro, consumo, precios e inmuebles","caption":"La infografía resume cómo una subida de la tasa base afecta crédito, ahorro, gasto, precios, vivienda, activos y divisas.","description":null},"id":{"alt":"Infografik Korea dengan bank sentral, panah naik, dan kartu pinjaman, tabungan, belanja, harga, properti, aset, kurs","caption":"Infografik ini merangkum dampak kenaikan suku bunga acuan pada pinjaman, tabungan, konsumsi, harga, aset, dan kurs.","description":null},"pt":{"alt":"Infográfico em coreano com banco central, seta de alta e cartões sobre crédito, poupança, consumo, preços e imóveis","caption":"O infográfico mostra como a alta da taxa básica afeta crédito, poupança, consumo, preços, imóveis, ativos e câmbio.","description":null},"zh-hant":{"alt":"韓文資訊圖以中央銀行與上升箭頭為核心，列出貸款、儲蓄、消費、物價、房地產、資產與匯率影響","caption":"這張資訊圖整理基準利率上升如何影響借貸、儲蓄、消費、物價、資產與匯率。","description":null}}},{"id":20,"url":"https://injoys.com/rails/active_storage/blobs/redirect/eyJfcmFpbHMiOnsiZGF0YSI6MjEwLCJwdXIiOiJibG9iX2lkIn19--7eec041ddf241a1115931a4f7ce02ac8357a558c/ChatGPT%20Image%202026%E1%84%82%E1%85%A7%E1%86%AB%207%E1%84%8B%E1%85%AF%E1%86%AF%202%E1%84%8B%E1%85%B5%E1%86%AF%20%E1%84%8B%E1%85%A9%E1%84%92%E1%85%AE%2006_40_33.webp","is_representative":false,"generation_method":"upload","mime_type":"image/webp","original_filename":"ChatGPT Image 2026년 7월 2일 오후 06_40_33.png","translations":{"ko":{"alt":"모래시계가 놓인 저울 위에 대출 부담과 저축 혜택, 물가·공급·환율 변수가 나뉘어 표현된 벡터 그림","caption":"금리 인상의 효과가 차입자와 예금자에게 다르게, 시차를 두고 나타나는 모습을 보여준다.","description":null},"en":{"alt":"Hourglass on a balance scale with borrower pressure, saver gains, groceries, factory, storm cloud, and globe icons","caption":"The illustration shows delayed and uneven effects of higher rates across borrowers, savers, prices, and external conditions.","description":null},"ja":{"alt":"砂時計を載せた天秤に、借入負担、貯蓄の利点、物価、工場、嵐、地球のアイコンが並ぶ図","caption":"利上げの影響が借り手と預金者に異なり、時間差を伴って表れる様子を示している。","description":null},"es":{"alt":"Reloj de arena sobre balanza con presión de deudores, ahorro, alimentos, fábrica, tormenta y globo","caption":"La ilustración muestra efectos tardíos y desiguales de tasas más altas en deudores, ahorradores, precios y factores externos.","description":null},"id":{"alt":"Jam pasir di atas timbangan dengan tekanan peminjam, manfaat tabungan, pangan, pabrik, badai, dan globe","caption":"Ilustrasi ini menunjukkan dampak suku bunga naik yang muncul bertahap dan tidak merata pada peminjam, penabung, harga, dan faktor luar.","description":null},"pt":{"alt":"Ampulheta sobre balança com pressão dos devedores, poupança, alimentos, fábrica, tempestade e globo","caption":"A ilustração mostra efeitos defasados e desiguais de juros mais altos sobre devedores, poupadores, preços e fatores externos.","description":null},"zh-hant":{"alt":"沙漏置於天秤中央，兩側呈現借款壓力、儲蓄收益、物價、工廠、風暴與地球圖示","caption":"這張插圖呈現升息影響會在借款人、儲蓄者、物價與外部條件之間延遲且不均地擴散。","description":null}}}]}