{"content_id":"5bf5wtll82","slug":"korea-health-insurance-entry-day-medical-cost-refund","locale":"en","schema_type":"HowTo","category":"how_to","category_name":"How-to","title":"Why Hospital Bills Cost More on the Day You Arrive from Abroad and How to Get Health Insurance Coverage","summary":"On the day you arrive from abroad, immigration records may not yet be reflected in the National Health Insurance Service system, so the hospital may be unable to confirm whether health insurance applies. If you paid the full amount, you can generally revisit the hospital within 14 days after treatment and receive a refund of the difference between the full charge and the insured amount.","author":{"name":"Injoys Editorial Team","url":"https://injoys.com/ko/about"},"key_points":["The main reason hospital bills are higher on the day of arrival is not a separate surcharge, but that the system cannot confirm whether health insurance benefits apply.","While you are abroad, your National Health Insurance enrollment eligibility itself does not disappear, but your insurance benefits may be suspended.","It may normally take about one day for immigration records from the Ministry of Justice to be reflected in the National Health Insurance Service system.","If you paid the full medical bill, you can generally have the difference based on health insurance coverage settled at the hospital within 14 days after treatment.","If you need medical treatment on the day of arrival, you can report your arrival through the The Health Insurance app, the National Health Insurance Service website, or 1577-1000."],"content_markdown":"If you visit a hospital immediately upon returning to Korea from abroad, you may have to pay more than usual for medical care. This is not because the hospital adds a surcharge for treatment on the day of entry, but because the suspension of insurance benefits due to your stay abroad may not yet have been lifted in the National Health Insurance Service system, or the hospital may be unable to verify your health insurance coverage status.\n\n## Why Medical Expenses May Be Higher on the Day of Entry\n\nIn principle, National Health Insurance subscribers cannot receive domestic health insurance benefits while staying abroad. This does not mean that they completely lose their subscriber eligibility; rather, their insurance benefits may be suspended during their stay abroad.\n\nYou can receive insurance benefits again after entering Korea, but your entry may not immediately appear in the hospital’s computer system. The usual information update process is as follows.\n\n1. An entry record is created by the Ministry of Justice during immigration inspection.\n2. The immigration information is sent to the National Health Insurance Service.\n3. The suspension of benefits due to the stay abroad is lifted in the Service’s system.\n4. The hospital checks the patient’s health insurance coverage status through an eligibility inquiry.\n\nThis data linkage may generally take about one day. The actual update time may vary depending on processing schedules and system conditions.\n\n## Higher Medical Expenses Are Not a Same-Day Entry Surcharge\n\nIf your medical expenses were higher on the day of entry, first check whether you temporarily paid the full amount because health insurance coverage could not be applied.\n\n| Category | Amount Paid by Patient | Meaning |\n|---|---:|---|\n| Health insurance coverage confirmed | Statutory copayment | The patient pays only their share after excluding the amount covered by health insurance |\n| Health insurance coverage not confirmed | Full medical expenses or a larger amount | The hospital may initially collect the full amount because it cannot verify insurance coverage |\n| Non-covered treatment | Applicable non-covered costs | Health insurance does not apply even if eligibility is confirmed |\n\nTherefore, a large payment made on the day of entry is not necessarily fully refundable. The difference can be settled when the patient temporarily paid the amount normally covered by the Service for covered services. Non-covered costs, fees for optional additional services, and nighttime or holiday surcharges must be checked separately.\n\n## How to Receive Health Insurance Coverage on the Day of Entry\n\nYou may be able to expedite the system update by reporting your entry directly to the National Health Insurance Service before receiving treatment.\n\n### 1. Report Your Entry\n\nYou can use the following channels.\n\n- The건강보험 app\n- National Health Insurance Service website\n- National Health Insurance Service Customer Center at 1577-1000\n\nMenu names in the app and on the website may change following updates, so look for a civil service request related to reporting the entry of someone who traveled abroad or lifting the suspension of benefits. When reporting by phone, identity and entry verification procedures may be required.\n\n### 2. Confirm That Processing Is Complete\n\nYou cannot assume that the information will appear immediately in the hospital’s system simply because you submitted a report. Before registering at the hospital, it is safer to confirm with the Service or the hospital whether your health insurance eligibility can be verified.\n\n### 3. Ask the Hospital Reception Desk to Check Again\n\nOnce your entry report has been processed, inform the hospital reception desk that you have entered Korea from abroad and ask them to check your health insurance eligibility again. If your eligibility is verified normally, you can pay according to the standard health insurance copayment rules.\n\n## If You Have Already Paid the Full Medical Expenses\n\nEven if you paid the full medical expenses because your health insurance coverage status could not be confirmed, you may have an opportunity to settle the difference.\n\n### General Settlement Procedure\n\n1. Confirm that your entry and the resumption of insurance benefits have been reflected in the National Health Insurance Service system.\n2. Contact the hospital’s administrative office or payment desk.\n3. Generally, revisit the hospital within 14 days after treatment.\n4. The hospital will recheck whether health insurance could be applied on the date of treatment.\n5. Receive a refund of the difference after deducting the statutory copayment applicable under health insurance.\n\nPractical procedures, such as identity verification, receipt submission, and refund methods, may vary by hospital. It is advisable to ask about required documents and processing hours before visiting. Keep your receipt and detailed medical expense statement until the settlement is complete.\n\n## What Should You Do If 14 Days Have Passed?\n\nRevisiting the hospital within 14 days is a general guideline for obtaining a prompt recalculation from the medical institution. Even if the period has passed, do not simply give up on the possibility of a refund. Check in the following order.\n\n- First, ask the administrative office of the hospital where you received treatment whether recalculation is possible.\n- If the hospital says it cannot process the request, contact the National Health Insurance Service Customer Center at 1577-1000 and ask whether a remedy or refund procedure is available for the medical expenses.\n- Prepare the treatment date, entry date, amount paid, and name of the medical institution.\n\nThe specific outcome may vary depending on your subscriber status at the time of treatment, entry record, whether the services were covered, and the status of claims processing.\n\n## Cases in Which You May Not Receive a Refund\n\nThe following costs may not be fully or partially refunded even if your entry record is confirmed.\n\n- Non-covered items to which health insurance does not apply\n- Treatment not eligible for insurance benefits, such as cosmetic or plastic surgery procedures\n- Cases in which benefits were restricted for reasons other than an overseas stay, such as overdue health insurance premiums\n- Cases in which the patient was not actually eligible for health insurance coverage on the date of treatment\n- The statutory copayment that the patient must pay even after health insurance is applied\n\n## What to Check Before and After Departure and Entry\n\n| Timing | What to Check |\n|---|---|\n| Before returning to Korea | If treatment is needed on the day of entry, check how to report your entry to the Service and the hospital’s operating hours |\n| Immediately after entry | Check whether you can report your entry through the The건강보험 app, website, or 1577-1000 |\n| Before hospital registration | Ask whether your health insurance eligibility can be verified in the system |\n| After paying the full amount | Keep the receipt and detailed medical expense statement |\n| Within 14 days after treatment | Ask the hospital to recheck your eligibility and settle the difference |\n\n## Key Takeaways\n\nMedical expenses may appear higher on the day of entry, usually because of the time lag in updating information between immigration records and the health insurance system. If the lifting of the benefit suspension has not been confirmed, the hospital may collect the portion normally covered by insurance as well. If you expect to need urgent treatment, report your entry directly to the Service. If you have already paid the full amount, ask the hospital to recalculate the charges under health insurance as soon as possible.","content_html":"\u003cp\u003eIf you visit a hospital immediately upon returning to Korea from abroad, you may have to pay more than usual for medical care. This is not because the hospital adds a surcharge for treatment on the day of entry, but because the suspension of insurance benefits due to your stay abroad may not yet have been lifted in the National Health Insurance Service system, or the hospital may be unable to verify your health insurance coverage status.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#why-medical-expenses-may-be-higher-on-the-day-of-entry\" class=\"anchor\" id=\"why-medical-expenses-may-be-higher-on-the-day-of-entry\"\u003e\u003c/a\u003eWhy Medical Expenses May Be Higher on the Day of Entry\u003c/h2\u003e\n\u003cp\u003eIn principle, National Health Insurance subscribers cannot receive domestic health insurance benefits while staying abroad. This does not mean that they completely lose their subscriber eligibility; rather, their insurance benefits may be suspended during their stay abroad.\u003c/p\u003e\n\u003cp\u003eYou can receive insurance benefits again after entering Korea, but your entry may not immediately appear in the hospital’s computer system. The usual information update process is as follows.\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eAn entry record is created by the Ministry of Justice during immigration inspection.\u003c/li\u003e\n\u003cli\u003eThe immigration information is sent to the National Health Insurance Service.\u003c/li\u003e\n\u003cli\u003eThe suspension of benefits due to the stay abroad is lifted in the Service’s system.\u003c/li\u003e\n\u003cli\u003eThe hospital checks the patient’s health insurance coverage status through an eligibility inquiry.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eThis data linkage may generally take about one day. The actual update time may vary depending on processing schedules and system conditions.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#higher-medical-expenses-are-not-a-same-day-entry-surcharge\" class=\"anchor\" id=\"higher-medical-expenses-are-not-a-same-day-entry-surcharge\"\u003e\u003c/a\u003eHigher Medical Expenses Are Not a Same-Day Entry Surcharge\u003c/h2\u003e\n\u003cp\u003eIf your medical expenses were higher on the day of entry, first check whether you temporarily paid the full amount because health insurance coverage could not be applied.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eCategory\u003c/th\u003e\n\u003cth\u003eAmount Paid by Patient\u003c/th\u003e\n\u003cth\u003eMeaning\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eHealth insurance coverage confirmed\u003c/td\u003e\n\u003ctd data-label=\"Amount Paid by Patient\"\u003eStatutory copayment\u003c/td\u003e\n\u003ctd data-label=\"Meaning\"\u003eThe patient pays only their share after excluding the amount covered by health insurance\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eHealth insurance coverage not confirmed\u003c/td\u003e\n\u003ctd data-label=\"Amount Paid by Patient\"\u003eFull medical expenses or a larger amount\u003c/td\u003e\n\u003ctd data-label=\"Meaning\"\u003eThe hospital may initially collect the full amount because it cannot verify insurance coverage\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eNon-covered treatment\u003c/td\u003e\n\u003ctd data-label=\"Amount Paid by Patient\"\u003eApplicable non-covered costs\u003c/td\u003e\n\u003ctd data-label=\"Meaning\"\u003eHealth insurance does not apply even if eligibility is confirmed\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eTherefore, a large payment made on the day of entry is not necessarily fully refundable. The difference can be settled when the patient temporarily paid the amount normally covered by the Service for covered services. Non-covered costs, fees for optional additional services, and nighttime or holiday surcharges must be checked separately.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#how-to-receive-health-insurance-coverage-on-the-day-of-entry\" class=\"anchor\" id=\"how-to-receive-health-insurance-coverage-on-the-day-of-entry\"\u003e\u003c/a\u003eHow to Receive Health Insurance Coverage on the Day of Entry\u003c/h2\u003e\n\u003cp\u003eYou may be able to expedite the system update by reporting your entry directly to the National Health Insurance Service before receiving treatment.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#1-report-your-entry\" class=\"anchor\" id=\"1-report-your-entry\"\u003e\u003c/a\u003e1. Report Your Entry\u003c/h3\u003e\n\u003cp\u003eYou can use the following channels.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe건강보험 app\u003c/li\u003e\n\u003cli\u003eNational Health Insurance Service website\u003c/li\u003e\n\u003cli\u003eNational Health Insurance Service Customer Center at 1577-1000\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eMenu names in the app and on the website may change following updates, so look for a civil service request related to reporting the entry of someone who traveled abroad or lifting the suspension of benefits. When reporting by phone, identity and entry verification procedures may be required.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#2-confirm-that-processing-is-complete\" class=\"anchor\" id=\"2-confirm-that-processing-is-complete\"\u003e\u003c/a\u003e2. Confirm That Processing Is Complete\u003c/h3\u003e\n\u003cp\u003eYou cannot assume that the information will appear immediately in the hospital’s system simply because you submitted a report. Before registering at the hospital, it is safer to confirm with the Service or the hospital whether your health insurance eligibility can be verified.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#3-ask-the-hospital-reception-desk-to-check-again\" class=\"anchor\" id=\"3-ask-the-hospital-reception-desk-to-check-again\"\u003e\u003c/a\u003e3. Ask the Hospital Reception Desk to Check Again\u003c/h3\u003e\n\u003cp\u003eOnce your entry report has been processed, inform the hospital reception desk that you have entered Korea from abroad and ask them to check your health insurance eligibility again. If your eligibility is verified normally, you can pay according to the standard health insurance copayment rules.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#if-you-have-already-paid-the-full-medical-expenses\" class=\"anchor\" id=\"if-you-have-already-paid-the-full-medical-expenses\"\u003e\u003c/a\u003eIf You Have Already Paid the Full Medical Expenses\u003c/h2\u003e\n\u003cp\u003eEven if you paid the full medical expenses because your health insurance coverage status could not be confirmed, you may have an opportunity to settle the difference.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#general-settlement-procedure\" class=\"anchor\" id=\"general-settlement-procedure\"\u003e\u003c/a\u003eGeneral Settlement Procedure\u003c/h3\u003e\n\u003col\u003e\n\u003cli\u003eConfirm that your entry and the resumption of insurance benefits have been reflected in the National Health Insurance Service system.\u003c/li\u003e\n\u003cli\u003eContact the hospital’s administrative office or payment desk.\u003c/li\u003e\n\u003cli\u003eGenerally, revisit the hospital within 14 days after treatment.\u003c/li\u003e\n\u003cli\u003eThe hospital will recheck whether health insurance could be applied on the date of treatment.\u003c/li\u003e\n\u003cli\u003eReceive a refund of the difference after deducting the statutory copayment applicable under health insurance.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003ePractical procedures, such as identity verification, receipt submission, and refund methods, may vary by hospital. It is advisable to ask about required documents and processing hours before visiting. Keep your receipt and detailed medical expense statement until the settlement is complete.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#what-should-you-do-if-14-days-have-passed\" class=\"anchor\" id=\"what-should-you-do-if-14-days-have-passed\"\u003e\u003c/a\u003eWhat Should You Do If 14 Days Have Passed?\u003c/h2\u003e\n\u003cp\u003eRevisiting the hospital within 14 days is a general guideline for obtaining a prompt recalculation from the medical institution. Even if the period has passed, do not simply give up on the possibility of a refund. Check in the following order.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eFirst, ask the administrative office of the hospital where you received treatment whether recalculation is possible.\u003c/li\u003e\n\u003cli\u003eIf the hospital says it cannot process the request, contact the National Health Insurance Service Customer Center at 1577-1000 and ask whether a remedy or refund procedure is available for the medical expenses.\u003c/li\u003e\n\u003cli\u003ePrepare the treatment date, entry date, amount paid, and name of the medical institution.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eThe specific outcome may vary depending on your subscriber status at the time of treatment, entry record, whether the services were covered, and the status of claims processing.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#cases-in-which-you-may-not-receive-a-refund\" class=\"anchor\" id=\"cases-in-which-you-may-not-receive-a-refund\"\u003e\u003c/a\u003eCases in Which You May Not Receive a Refund\u003c/h2\u003e\n\u003cp\u003eThe following costs may not be fully or partially refunded even if your entry record is confirmed.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eNon-covered items to which health insurance does not apply\u003c/li\u003e\n\u003cli\u003eTreatment not eligible for insurance benefits, such as cosmetic or plastic surgery procedures\u003c/li\u003e\n\u003cli\u003eCases in which benefits were restricted for reasons other than an overseas stay, such as overdue health insurance premiums\u003c/li\u003e\n\u003cli\u003eCases in which the patient was not actually eligible for health insurance coverage on the date of treatment\u003c/li\u003e\n\u003cli\u003eThe statutory copayment that the patient must pay even after health insurance is applied\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch2\u003e\n\u003ca href=\"#what-to-check-before-and-after-departure-and-entry\" class=\"anchor\" id=\"what-to-check-before-and-after-departure-and-entry\"\u003e\u003c/a\u003eWhat to Check Before and After Departure and Entry\u003c/h2\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eTiming\u003c/th\u003e\n\u003cth\u003eWhat to Check\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Timing\"\u003eBefore returning to Korea\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eIf treatment is needed on the day of entry, check how to report your entry to the Service and the hospital’s operating hours\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Timing\"\u003eImmediately after entry\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eCheck whether you can report your entry through the The건강보험 app, website, or 1577-1000\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Timing\"\u003eBefore hospital registration\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eAsk whether your health insurance eligibility can be verified in the system\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Timing\"\u003eAfter paying the full amount\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eKeep the receipt and detailed medical expense statement\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Timing\"\u003eWithin 14 days after treatment\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eAsk the hospital to recheck your eligibility and settle the difference\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003ch2\u003e\n\u003ca href=\"#key-takeaways\" class=\"anchor\" id=\"key-takeaways\"\u003e\u003c/a\u003eKey Takeaways\u003c/h2\u003e\n\u003cp\u003eMedical expenses may appear higher on the day of entry, usually because of the time lag in updating information between immigration records and the health insurance system. If the lifting of the benefit suspension has not been confirmed, the hospital may collect the portion normally covered by insurance as well. If you expect to need urgent treatment, report your entry directly to the Service. If you have already paid the full amount, ask the hospital to recalculate the charges under health insurance as soon as possible.\u003c/p\u003e\n","tags":["National Health Insurance","Arrival Day Treatment","Hospital Bill Reimbursement","Entry Declaration","Stay Abroad"],"faqs":[{"question":"Do I lose my health insurance eligibility on the day I enter the country from abroad?","answer":"Generally, your eligibility itself does not end. However, insurance benefits may be suspended while you are abroad, and the hospital may be unable to verify your health insurance coverage before your entry is reflected in the National Health Insurance Service's system."},{"question":"Are medical expenses higher on the day of entry because of a separate surcharge?","answer":"In most cases, it is not a same-day entry surcharge, but rather because health insurance coverage could not be verified, so the patient temporarily paid the portion that would have been covered by insurance as well. Additional charges may also apply for nighttime or holiday treatment or non-covered services."},{"question":"What should I do to receive health insurance coverage immediately on the day I enter the country?","answer":"You can report your entry through the The건강보험 app, the National Health Insurance Service website, or the customer service center at 1577-1000. After reporting it, you should check again with the hospital to ensure that your health insurance eligibility can be verified normally."},{"question":"When is entry information reflected in the health insurance system?","answer":"It can usually take about one day for the Ministry of Justice's immigration records to be transmitted to the National Health Insurance Service. However, the actual time when the information is reflected may vary depending on your time of entry and system processing conditions."},{"question":"Where can I receive a refund if I paid the full medical bill?","answer":"You should first contact the administrative office or payment counter of the medical institution where you received treatment. Once your entry and eligibility for health insurance coverage on the date of treatment are verified, the medical institution can settle the difference after deducting the statutory copayment."},{"question":"By when should I receive a refund for the difference in medical expenses?","answer":"Generally, it is advisable to visit the hospital within 14 days after treatment, have your health insurance coverage rechecked, and request settlement of the difference. Because procedures may vary by hospital, you should inquire before visiting."},{"question":"Can I not receive a refund if 14 days have passed since treatment?","answer":"You cannot conclude that a refund is impossible simply because the period has passed. First, ask the hospital whether recalculation is possible. If it is difficult to process, contact the National Health Insurance Service customer service center at 1577-1000 to confirm the specific refund procedure."},{"question":"Are non-covered medical expenses also refunded after health insurance is applied?","answer":"No. In principle, health insurance recalculation applies to items covered by insurance benefits. Non-covered items and statutory copayments after health insurance is applied are not eligible for a refund."},{"question":"What should I prepare when revisiting the hospital?","answer":"It is advisable to prepare identification, the medical expense receipt, and the detailed statement of medical expenses. Because the medical institution may require additional verification documents or bank account information for the refund, you should inquire in advance."}],"sources":[{"url":"https://www.law.go.kr/법령/국민건강보험법","title":"National Health Insurance Act","type":"source"},{"url":"https://www.nhis.or.kr/nhis/index.do","title":"National Health Insurance Service","type":"source"}],"images":[{"id":354,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6NDE2OCwicHVyIjoiYmxvYl9pZCJ9fQ==--0177d15adc8ab67b3cac891a6f6da38e9c66fa31/ai-bdeb3676.webp","is_representative":true,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"입국 여행자와 여권 심사, 건강보험 일시 중지, 병원비 청구 과정을 나타낸 삽화","caption":"해외 입국 당일 건강보험 확인 지연으로 병원비가 발생하는 과정을 보여준다.","description":null},"en":{"alt":"Traveler arriving by plane, passport control, paused health insurance, and a hospital bill","caption":"The illustration shows how delayed insurance verification can affect medical costs on arrival day.","description":null},"ja":{"alt":"飛行機で入国する旅行者、入国審査、健康保険の一時停止、病院の請求書を示す図","caption":"入国当日の保険確認の遅れが医療費に影響する流れを示している。","description":null},"es":{"alt":"Viajero que llega en avión, control de pasaporte, seguro médico pausado y factura hospitalaria","caption":"La ilustración muestra cómo una demora en verificar el seguro afecta el coste médico al llegar.","description":null},"id":{"alt":"Pelancong tiba dengan pesawat, pemeriksaan paspor, asuransi kesehatan tertunda, dan tagihan rumah sakit","caption":"Ilustrasi ini menunjukkan dampak keterlambatan verifikasi asuransi pada biaya medis saat tiba.","description":null},"pt":{"alt":"Viajante chegando de avião, controle de passaporte, seguro de saúde pausado e conta hospitalar","caption":"A ilustração mostra como o atraso na verificação do seguro afeta os custos médicos no dia da chegada.","description":null},"zh-hant":{"alt":"旅客搭機入境、接受護照查驗、健保暫停及醫院費用帳單的示意圖","caption":"圖中呈現入境當天健保確認延遲可能影響醫療費用的流程。","description":null},"de":{"alt":"Flugreisender bei der Passkontrolle, pausierte Krankenversicherung und Krankenhausrechnung","caption":"Die Grafik zeigt, wie eine verzögerte Versicherungsprüfung die Behandlungskosten am Ankunftstag beeinflusst.","description":null}}},{"id":355,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6NDE3NCwicHVyIjoiYmxvYl9pZCJ9fQ==--e70da1aa950ab59759fa9676409159d7a0a782c1/ai-afc50a65.webp","is_representative":false,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"병원 접수대와 여행가방, 진료비 영수증, 현금, 보험 방패, 달력이 있는 일러스트","caption":"해외 입국 당일의 병원비와 건강보험 적용 문제를 여행 및 의료 요소로 표현했다.","description":null},"en":{"alt":"Hospital desk, suitcase, medical bills, cash, insurance shield, and calendar","caption":"Travel and healthcare symbols illustrate medical costs and insurance coverage on the day of arrival.","description":null},"ja":{"alt":"病院の受付、スーツケース、医療費の明細、現金、保険の盾、カレンダーのイラスト","caption":"海外から入国した当日の医療費と健康保険の適用を旅行と医療の要素で表している。","description":null},"es":{"alt":"Recepción de hospital, maleta, facturas médicas, dinero, escudo de seguro y calendario","caption":"Los símbolos de viaje y salud representan los gastos médicos y la cobertura el día de llegada.","description":null},"id":{"alt":"Meja rumah sakit, koper, tagihan medis, uang, perisai asuransi, dan kalender","caption":"Simbol perjalanan dan layanan medis menggambarkan biaya rumah sakit serta jaminan pada hari kedatangan.","description":null},"pt":{"alt":"Recepção de hospital, mala, contas médicas, dinheiro, escudo de seguro e calendário","caption":"Símbolos de viagem e saúde representam os custos médicos e a cobertura no dia da chegada.","description":null},"zh-hant":{"alt":"醫院櫃檯、行李箱、醫療帳單、現金、保險盾牌與日曆的插畫","caption":"旅遊與醫療元素呈現海外入境當天的就醫費用及健保適用問題。","description":null},"de":{"alt":"Krankenhausempfang, Koffer, Arztrechnungen, Bargeld, Versicherungsschild und Kalender","caption":"Reise- und Gesundheitssymbole veranschaulichen Behandlungskosten und Versicherungsschutz am Ankunftstag.","description":null}}}],"published_at":"2026-07-30T07:12:43+09:00","updated_at":"2026-07-30T07:12:43+09:00","license":"cc_by","translation_status":"reviewed","available_locales":["ko","en","ja","es"],"data_locales":["ko","en","ja","es","id","pt","zh-hant","de"],"url":"https://injoys.com/en/articles/korea-health-insurance-entry-day-medical-cost-refund"}