{"content_id":"8ajthcbzds","slug":"jeonse-shortage-seoul-moving-home-buying-guide","locale":"en","schema_type":"Article","category":"knowledge_base","category_name":"Knowledge Base","title":"Seoul Metropolitan Area Jeonse Shortage: Move or Buy?","summary":"Rising jeonse prices alone are not enough to justify buying. The comparison should include checking the reference dates of the statistics and whether the lease can be renewed, then comparing housing costs, the deposit return schedule, and the apartment's condition.","sponsorship_disclosure":null,"affiliate_disclosure":null,"commerce_disclosure":null,"author":{"name":"Injoys Editorial Team","url":"https://injoys.com/ko/about"},"key_points":["Weekly price indexes and actual transaction data are compiled differently, so the same time lag cannot be applied to both.","The share of Gyeonggi home purchases made by Seoul residents alone cannot prove relocation caused by the jeonse shortage.","To compare staying in a jeonse lease, moving, and buying, calculate costs over the same period of residence separately from the cash needed each month.","To judge an apartment's orientation, check both its actual sunlight exposure and your daily routine.","For a top-floor apartment, do not judge insulation by the year it was built alone. Check equipment noise and any history of leaks or condensation."],"content_markdown":"To respond to a shortage of jeonse housing, first check whether you can renew your lease and what housing costs you can afford. Rising jeonse prices alone are not a reason to buy. For a home you might buy, check how much sunlight it actually gets, not just its orientation. Top-floor units need separate checks for insulation, noise, and leaks.\n\nCheck the reference date for market figures in the original Korea Real Estate Board 「Weekly Apartment Price Trends」 report. (Verified figure: Among the official press releases reviewed, the latest Weekly Apartment Price Trends report has a survey reference date of September 28, 2026, and a publication date of October 1, 2026. · Source: reb.or.kr · Checked 2026-09-28)\n\n## What indicators show a shortage of jeonse housing?\n\nA shortage of jeonse housing means it is hard to find a jeonse home within your budget in the area you want. It is not an official classification determined by a single rate of increase. Check prices, listings, and actual lease terms together.\n\n| What to check | What it tells you | Limits to interpretation |\n| --- | --- | --- |\n| Change in the jeonse price index | Price trends for surveyed homes | Differs from the deposit increase for an individual home |\n| Number of jeonse listings | Number of listings on a particular service | Affected by duplicate listings and the scope of the count |\n| Actual jeonse transaction amounts | Deposits in reported contracts | Vary by floor area, floor, and contract date |\n| Jeonse supply and demand trends | Supply and demand conditions identified by the survey | A different measure from the number of actual contracts |\n| Nearby move-in schedule | The number of homes due to be occupied and when | Not all new homes will be offered as jeonse rentals |\n\nCompare the rates of increase in sale prices and jeonse prices for the same area and period. Even if jeonse prices rise faster, that does not guarantee an increase in sale prices. Loan terms and your ability to afford a purchase also affect the decision to buy.\n\nAn increase with no reference date is hard to use as a description of the current market. A claim of the “worst jeonse shortage in 5 years” also needs a comparison period and criteria. For a claim that “listings have halved,” check whether it compares the same coverage on the same service.\n\n### Are all real estate statistics slow to reflect changes?\n\nDistinguish the time lag in weekly price indexes from the lag in actual transaction data. The Korea Real Estate Board’s price trends survey refers to actual transaction cases, among other sources. Listing information and real estate agents’ views are also used to set sample prices. You can check the method in the [explanation of the National Housing Price Trends Survey](https://www.reb.or.kr/reb/cm/cntnts/cntntsView.do?cntntsId=1033\u0026mi=10333\u0026statId=S234820263).\n\nFor actual transaction data, there is a gap between the contract date and the reporting date. Recent contracts may therefore be added later. That does not mean all statistics lag by 1 to 2 months. The [Ministry of Land, Infrastructure and Transport’s Actual Transaction Price Disclosure System FAQ](https://rt.molit.go.kr/pt/bbs/faqList.do) explains the difference between the two dates.\n\n## Does rising jeonse demand in Seoul lead to home purchases in Gyeonggi?\n\nThe cost of jeonse housing in Seoul can affect housing demand in neighboring areas. But not every Gyeonggi home purchase by a Seoul resident is for relocation. A buyer’s previous place of residence alone does not reveal why they bought.\n\nEven if the share of purchases by Seoul residents rises, the number of transactions may fall. That happens when total transactions fall by more. Check the actual number of purchases as well as the share.\n\nIf you are considering neighboring areas such as Guri or Hanam, compare their local conditions. Differences in commuting routes and move-in schedules can mean differences in demand. Do not buy solely on a prediction that prices in nearby areas will rise in sequence.\n\n- Buyer residence statistics: the number of purchases by Seoul residents and their share of all transactions\n- Reported lease transactions: terms of new and renewed contracts for homes of the same size\n- Housing supply: scheduled move-in dates and actual move-in progress in areas you are considering\n- Living conditions: commuting time, transport costs, and the facilities you need\n\n“Rotational buying” is a metaphor for price movements across areas. It is not a rule that prices in every area will rise in turn. Check transaction data separately to see whether the cost of jeonse housing is leading to purchases.\n\n## What can measures to address the jeonse shortage change?\n\nPolicies affect financing costs, housing stability, and supply in different ways. Expanding loans and protecting tenants are not the only options. Programs that use existing homes as rental housing are also in operation.\n\n| Policy measure | What it may do | Limits to consider |\n| --- | --- | --- |\n| Financial support for jeonse deposits | Help fund the money needed to move in | Interest costs and a lack of supply are separate issues |\n| Tenant protection, including lease renewal | Help existing tenants remain in their homes | Must be distinguished from helping new tenants find a home |\n| Purchase of existing homes for rental | Use acquired homes as rental housing | Limited by which homes can be bought and eligibility conditions |\n| New housing supply | Increase the stock of homes available for occupancy | Projects and move-ins take time |\n\nLH provides information on its program to buy existing homes and rent them out. Responses therefore need not be limited to building new apartments. Check eligibility and how homes are supplied in the [LH Cheongyak Plus guide to rental housing purchased from existing stock](https://apply.lh.or.kr/lhapply/cm/cntnts/cntntsView.do?cntntsId=1031\u0026mi=1154).\n\nThe effect of expanded lending on prices depends on supply conditions. The effects of tenant protection also need to be examined separately for existing and new contracts. Concluding that a particular policy caused the jeonse shortage requires a separate analysis.\n\nThe government’s future choices are not confirmed terms until they are announced. Do not calculate what you can borrow now based on policy forecasts. It is best to check the amount you can actually borrow with a financial institution before signing a contract.\n\n## Comparing staying in a jeonse home, moving, and buying\n\nWhether you can renew your lease and how long you plan to stay determine which options to compare first. You do not need to narrow your choices based only on the amount you can afford to buy. Calculate how much you will have left for living expenses after taking out a loan.\n\n| Current situation | First option to consider | What to check |\n| --- | --- | --- |\n| You want to stay in your current home | Whether you can renew the lease | Whether and when you have exercised your right to request renewal |\n| A deposit increase would be difficult to afford | Compare other jeonse homes with monthly rentals requiring a deposit | Interest, monthly rent, guarantee fees, and moving costs |\n| You can move to another area | Rent in a neighboring area | Additional transport costs and commuting time |\n| You plan to stay for a long time | Compare the costs of buying and renting | Loan principal and interest payments and repair costs |\n| Your job or family plans may change | Consider how easily you could move | Brokerage fees and the time needed to sell |\n\n### How do you check whether you can renew your lease?\n\nFirst, check whether you have used your right to request lease renewal. An automatic renewal must be distinguished from exercising that right. It helps to review previous contracts and the notices exchanged at the time of renewal.\n\n\u003e A lease may be renewed by agreement between the parties or under the provisions of the 「Housing Lease Protection Act」.\n\u003e\n\u003e Source: Easy-to-Find Practical Legal Information, 「Renewal of a Lease Contract」\n\nIn principle, you may exercise the right to request renewal once. The lease renewed under that right lasts 2 years. There are also statutory grounds for refusal, including the landlord’s intention to live in the home.\n\nThe following period applies to contracts signed or renewed on or after December 10, 2020. You must request renewal **from 6 months to 2 months before the lease expires**. Check which conditions apply to your contract in the [guide to lease contract renewal](https://www.easylaw.go.kr/CSP/CnpClsMain.laf?ccfNo=4\u0026cciNo=4\u0026cnpClsNo=1\u0026csmSeq=629\u0026popMenu=ov).\n\n## Comparing housing costs and the deposit return schedule\n\nCompare jeonse and buying over the same period of residence. Also distinguish between monthly cash outflows and the costs you ultimately bear. Repaying loan principal is a cash outflow, but it reduces your debt.\n\n| What to compare | Jeonse or monthly rent with a deposit | Buying |\n| --- | --- | --- |\n| Cash needed upfront | Your own funds for the deposit, plus contract and moving costs | Your own funds for the purchase price, plus acquisition and contract costs |\n| Cash needed each month | Loan payments, monthly rent, management fees, and other costs | Loan principal and interest, management fees, and other costs |\n| Separate costs | Guarantee fees and moving-related costs | Property taxes, repair costs, and future selling costs |\n| Your own funds tied up | Your own funds used for the deposit | Your own funds used to buy the home |\n| Factors affecting a move | When the deposit is returned | When the home sells and its actual sale price |\n\nThere is also a cost to being unable to use your own funds for something else. This is called opportunity cost. Calculate it yourself by comparing it with deposits or other options actually available to you. It is best to exclude expected price gains from income you count on receiving.\n\nIn particular, you need to align the date your existing deposit is returned with the final payment date for your new home. Even with sufficient total assets, you could be short of cash on the final payment date. Write out your funding schedule in this order.\n\n1. Note when your current contract ends and when you expect your deposit to be returned.\n2. Check the dates for the new home’s initial deposit, interim payment, and final payment.\n3. Compare the loan disbursement date and the cash available on each payment date.\n4. Check how you could raise funds if the deposit is returned late.\n5. Coordinate the contract schedule once you have worked out the necessary steps.\n\nA jeonse deposit return guarantee is a product that protects against the risk of a deposit not being returned. Check eligibility and the conditions for a guarantee payout separately. Having a guarantee does not, by itself, ensure you will have cash on the final payment date for your new home. See the [Korea Housing \u0026 Urban Guarantee Corporation’s guide to jeonse deposit return guarantees](https://m.khug.or.kr/hug/web/ig/dr/igdr000001.jsp?tabMenu=Y) for the conditions.\n\n## How should you compare apartment orientations?\n\nConsider both actual sunlight and the times you use your home. Even a south-facing home may get limited sunlight if a building in front blocks it. Whether southwest-facing or southeast-facing is better also depends on your lifestyle.\n\n| Orientation | General sunlight characteristics to consider | What to check on site |\n| --- | --- | --- |\n| South-facing | Daytime sunlight through south-facing windows | Shadows from the building in front and winter sunlight |\n| Southeast-facing | Morning sunlight | Morning brightness and afternoon natural light |\n| Southwest-facing | Afternoon sunlight | Afternoon glare and shade in summer |\n\nSun exposure means direct sunlight entering the home. Natural lighting refers to daylight brightening the interior. A view is the scenery visible outside the window. These are related, but they are not the same feature.\n\n1. Check which window is used to describe the listing’s orientation.\n2. Check the brightness of the rooms you use most and the living room separately.\n3. Compare morning and afternoon conditions if possible.\n4. Check the position of buildings in front and nearby development plans.\n5. Account for the difference in sunlight between the season you visit and winter.\n\nA clear view when you visit may not remain clear. Check nearby development potential separately. A good view does not guarantee a future sale price either.\n\n## What should you check in a top-floor unit?\n\nA top-floor unit has the advantage of no unit above it. But noise from other units or shared equipment can still be heard. Do not judge insulation or waterproofing solely by the year the building was completed.\n\nThe claim that “top-floor insulation is not a problem if the building was completed in 2014 or later” is not a reliable rule. The Energy-Saving Design Standards include transitional provisions based on factors such as the permit date. The completion year and the design standards applied may not match. You can check the relevant provisions in the [addenda to the Energy-Saving Design Standards for Buildings](https://www.law.go.kr/admRulLsInfoP.do?admRulSeq=2100000208640\u0026chrClsCd=010202).\n\n| What to inspect | Where or what to check | Points to keep in mind |\n| --- | --- | --- |\n| Equipment noise | Inside the unit while the elevator operates; location of rooftop equipment | Elevator structures and equipment layouts vary by complex |\n| Signs of leaks | Ceiling corners, areas around windows, balcony ceiling | Stains alone cannot establish the cause or whether repairs are complete |\n| Signs of condensation | Exterior wall corners, areas around windows, behind furniture | Check insulation along with indoor humidity and ventilation |\n| Roof maintenance | Waterproofing and repair records from the management office | Recent wallpapering alone does not show that a defect has been fixed |\n| Heating and cooling costs | Available usage and billing records | Allow for differences in household size and usage habits |\n| Sale and rental conditions | Transactions for similarly sized units in the same complex | Do not assume a discount or premium simply because a unit is on the top floor |\n\nA leak occurs when water enters through the structure or a gap. Condensation occurs when water vapor turns into droplets on a cold surface. The causes and repairs differ. If you see signs of either, request repair records and the results of a professional inspection.\n\n## Common mistakes when responding to a jeonse shortage\n\nA common mistake is to turn a market forecast directly into a decision about your own contract. Distinguish regional averages from the condition of an individual home. It is worth checking the following again before signing a contract.\n\n- Predicting prices by extending a weekly rate of increase unchanged over a long period\n- Treating a drop in listings as a drop in the actual number of homes\n- Assuming every Gyeonggi purchase by a Seoul resident is a move caused by the jeonse shortage\n- Treating your full loan limit as an affordable housing budget\n- Expecting all noise to disappear in a top-floor unit\n- Treating an expected deposit return as cash already available for the final payment\n\nFeeling that jeonse homes are scarce does not reduce the burden of a loan. Check the price and condition of each home you are considering. Base your decision to sign on confirmed funds and the actual conditions of living there.","content_html":"\u003cp\u003eTo respond to a shortage of jeonse housing, first check whether you can renew your lease and what housing costs you can afford. Rising jeonse prices alone are not a reason to buy. For a home you might buy, check how much sunlight it actually gets, not just its orientation. Top-floor units need separate checks for insulation, noise, and leaks.\u003c/p\u003e\n\u003cp\u003eCheck the reference date for market figures in the original Korea Real Estate Board 「Weekly Apartment Price Trends」 report. (Verified figure: Among the official press releases reviewed, the latest Weekly Apartment Price Trends report has a survey reference date of September 28, 2026, and a publication date of October 1, 2026. · Source: reb.or.kr · Checked 2026-09-28)\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#what-indicators-show-a-shortage-of-jeonse-housing\" class=\"anchor\" id=\"what-indicators-show-a-shortage-of-jeonse-housing\"\u003e\u003c/a\u003eWhat indicators show a shortage of jeonse housing?\u003c/h2\u003e\n\u003cp\u003eA shortage of jeonse housing means it is hard to find a jeonse home within your budget in the area you want. It is not an official classification determined by a single rate of increase. Check prices, listings, and actual lease terms together.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eWhat to check\u003c/th\u003e\n\u003cth\u003eWhat it tells you\u003c/th\u003e\n\u003cth\u003eLimits to interpretation\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to check\"\u003eChange in the jeonse price index\u003c/td\u003e\n\u003ctd data-label=\"What it tells you\"\u003ePrice trends for surveyed homes\u003c/td\u003e\n\u003ctd data-label=\"Limits to interpretation\"\u003eDiffers from the deposit increase for an individual home\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to check\"\u003eNumber of jeonse listings\u003c/td\u003e\n\u003ctd data-label=\"What it tells you\"\u003eNumber of listings on a particular service\u003c/td\u003e\n\u003ctd data-label=\"Limits to interpretation\"\u003eAffected by duplicate listings and the scope of the count\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to check\"\u003eActual jeonse transaction amounts\u003c/td\u003e\n\u003ctd data-label=\"What it tells you\"\u003eDeposits in reported contracts\u003c/td\u003e\n\u003ctd data-label=\"Limits to interpretation\"\u003eVary by floor area, floor, and contract date\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to check\"\u003eJeonse supply and demand trends\u003c/td\u003e\n\u003ctd data-label=\"What it tells you\"\u003eSupply and demand conditions identified by the survey\u003c/td\u003e\n\u003ctd data-label=\"Limits to interpretation\"\u003eA different measure from the number of actual contracts\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to check\"\u003eNearby move-in schedule\u003c/td\u003e\n\u003ctd data-label=\"What it tells you\"\u003eThe number of homes due to be occupied and when\u003c/td\u003e\n\u003ctd data-label=\"Limits to interpretation\"\u003eNot all new homes will be offered as jeonse rentals\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eCompare the rates of increase in sale prices and jeonse prices for the same area and period. Even if jeonse prices rise faster, that does not guarantee an increase in sale prices. Loan terms and your ability to afford a purchase also affect the decision to buy.\u003c/p\u003e\n\u003cp\u003eAn increase with no reference date is hard to use as a description of the current market. A claim of the “worst jeonse shortage in 5 years” also needs a comparison period and criteria. For a claim that “listings have halved,” check whether it compares the same coverage on the same service.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#are-all-real-estate-statistics-slow-to-reflect-changes\" class=\"anchor\" id=\"are-all-real-estate-statistics-slow-to-reflect-changes\"\u003e\u003c/a\u003eAre all real estate statistics slow to reflect changes?\u003c/h3\u003e\n\u003cp\u003eDistinguish the time lag in weekly price indexes from the lag in actual transaction data. The Korea Real Estate Board’s price trends survey refers to actual transaction cases, among other sources. Listing information and real estate agents’ views are also used to set sample prices. You can check the method in the \u003ca href=\"https://www.reb.or.kr/reb/cm/cntnts/cntntsView.do?cntntsId=1033\u0026amp;mi=10333\u0026amp;statId=S234820263\"\u003eexplanation of the National Housing Price Trends Survey\u003c/a\u003e.\u003c/p\u003e\n\u003cp\u003eFor actual transaction data, there is a gap between the contract date and the reporting date. Recent contracts may therefore be added later. That does not mean all statistics lag by 1 to 2 months. The \u003ca href=\"https://rt.molit.go.kr/pt/bbs/faqList.do\"\u003eMinistry of Land, Infrastructure and Transport’s Actual Transaction Price Disclosure System FAQ\u003c/a\u003e explains the difference between the two dates.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#does-rising-jeonse-demand-in-seoul-lead-to-home-purchases-in-gyeonggi\" class=\"anchor\" id=\"does-rising-jeonse-demand-in-seoul-lead-to-home-purchases-in-gyeonggi\"\u003e\u003c/a\u003eDoes rising jeonse demand in Seoul lead to home purchases in Gyeonggi?\u003c/h2\u003e\n\u003cp\u003eThe cost of jeonse housing in Seoul can affect housing demand in neighboring areas. But not every Gyeonggi home purchase by a Seoul resident is for relocation. A buyer’s previous place of residence alone does not reveal why they bought.\u003c/p\u003e\n\u003cp\u003eEven if the share of purchases by Seoul residents rises, the number of transactions may fall. That happens when total transactions fall by more. Check the actual number of purchases as well as the share.\u003c/p\u003e\n\u003cp\u003eIf you are considering neighboring areas such as Guri or Hanam, compare their local conditions. Differences in commuting routes and move-in schedules can mean differences in demand. Do not buy solely on a prediction that prices in nearby areas will rise in sequence.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eBuyer residence statistics: the number of purchases by Seoul residents and their share of all transactions\u003c/li\u003e\n\u003cli\u003eReported lease transactions: terms of new and renewed contracts for homes of the same size\u003c/li\u003e\n\u003cli\u003eHousing supply: scheduled move-in dates and actual move-in progress in areas you are considering\u003c/li\u003e\n\u003cli\u003eLiving conditions: commuting time, transport costs, and the facilities you need\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003e“Rotational buying” is a metaphor for price movements across areas. It is not a rule that prices in every area will rise in turn. Check transaction data separately to see whether the cost of jeonse housing is leading to purchases.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#what-can-measures-to-address-the-jeonse-shortage-change\" class=\"anchor\" id=\"what-can-measures-to-address-the-jeonse-shortage-change\"\u003e\u003c/a\u003eWhat can measures to address the jeonse shortage change?\u003c/h2\u003e\n\u003cp\u003ePolicies affect financing costs, housing stability, and supply in different ways. Expanding loans and protecting tenants are not the only options. Programs that use existing homes as rental housing are also in operation.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003ePolicy measure\u003c/th\u003e\n\u003cth\u003eWhat it may do\u003c/th\u003e\n\u003cth\u003eLimits to consider\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Policy measure\"\u003eFinancial support for jeonse deposits\u003c/td\u003e\n\u003ctd data-label=\"What it may do\"\u003eHelp fund the money needed to move in\u003c/td\u003e\n\u003ctd data-label=\"Limits to consider\"\u003eInterest costs and a lack of supply are separate issues\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Policy measure\"\u003eTenant protection, including lease renewal\u003c/td\u003e\n\u003ctd data-label=\"What it may do\"\u003eHelp existing tenants remain in their homes\u003c/td\u003e\n\u003ctd data-label=\"Limits to consider\"\u003eMust be distinguished from helping new tenants find a home\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Policy measure\"\u003ePurchase of existing homes for rental\u003c/td\u003e\n\u003ctd data-label=\"What it may do\"\u003eUse acquired homes as rental housing\u003c/td\u003e\n\u003ctd data-label=\"Limits to consider\"\u003eLimited by which homes can be bought and eligibility conditions\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Policy measure\"\u003eNew housing supply\u003c/td\u003e\n\u003ctd data-label=\"What it may do\"\u003eIncrease the stock of homes available for occupancy\u003c/td\u003e\n\u003ctd data-label=\"Limits to consider\"\u003eProjects and move-ins take time\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eLH provides information on its program to buy existing homes and rent them out. Responses therefore need not be limited to building new apartments. Check eligibility and how homes are supplied in the \u003ca href=\"https://apply.lh.or.kr/lhapply/cm/cntnts/cntntsView.do?cntntsId=1031\u0026amp;mi=1154\"\u003eLH Cheongyak Plus guide to rental housing purchased from existing stock\u003c/a\u003e.\u003c/p\u003e\n\u003cp\u003eThe effect of expanded lending on prices depends on supply conditions. The effects of tenant protection also need to be examined separately for existing and new contracts. Concluding that a particular policy caused the jeonse shortage requires a separate analysis.\u003c/p\u003e\n\u003cp\u003eThe government’s future choices are not confirmed terms until they are announced. Do not calculate what you can borrow now based on policy forecasts. It is best to check the amount you can actually borrow with a financial institution before signing a contract.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#comparing-staying-in-a-jeonse-home-moving-and-buying\" class=\"anchor\" id=\"comparing-staying-in-a-jeonse-home-moving-and-buying\"\u003e\u003c/a\u003eComparing staying in a jeonse home, moving, and buying\u003c/h2\u003e\n\u003cp\u003eWhether you can renew your lease and how long you plan to stay determine which options to compare first. You do not need to narrow your choices based only on the amount you can afford to buy. Calculate how much you will have left for living expenses after taking out a loan.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eCurrent situation\u003c/th\u003e\n\u003cth\u003eFirst option to consider\u003c/th\u003e\n\u003cth\u003eWhat to check\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Current situation\"\u003eYou want to stay in your current home\u003c/td\u003e\n\u003ctd data-label=\"First option to consider\"\u003eWhether you can renew the lease\u003c/td\u003e\n\u003ctd data-label=\"What to check\"\u003eWhether and when you have exercised your right to request renewal\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Current situation\"\u003eA deposit increase would be difficult to afford\u003c/td\u003e\n\u003ctd data-label=\"First option to consider\"\u003eCompare other jeonse homes with monthly rentals requiring a deposit\u003c/td\u003e\n\u003ctd data-label=\"What to check\"\u003eInterest, monthly rent, guarantee fees, and moving costs\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Current situation\"\u003eYou can move to another area\u003c/td\u003e\n\u003ctd data-label=\"First option to consider\"\u003eRent in a neighboring area\u003c/td\u003e\n\u003ctd data-label=\"What to check\"\u003eAdditional transport costs and commuting time\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Current situation\"\u003eYou plan to stay for a long time\u003c/td\u003e\n\u003ctd data-label=\"First option to consider\"\u003eCompare the costs of buying and renting\u003c/td\u003e\n\u003ctd data-label=\"What to check\"\u003eLoan principal and interest payments and repair costs\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Current situation\"\u003eYour job or family plans may change\u003c/td\u003e\n\u003ctd data-label=\"First option to consider\"\u003eConsider how easily you could move\u003c/td\u003e\n\u003ctd data-label=\"What to check\"\u003eBrokerage fees and the time needed to sell\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003ch3\u003e\n\u003ca href=\"#how-do-you-check-whether-you-can-renew-your-lease\" class=\"anchor\" id=\"how-do-you-check-whether-you-can-renew-your-lease\"\u003e\u003c/a\u003eHow do you check whether you can renew your lease?\u003c/h3\u003e\n\u003cp\u003eFirst, check whether you have used your right to request lease renewal. An automatic renewal must be distinguished from exercising that right. It helps to review previous contracts and the notices exchanged at the time of renewal.\u003c/p\u003e\n\u003cblockquote\u003e\n\u003cp\u003eA lease may be renewed by agreement between the parties or under the provisions of the 「Housing Lease Protection Act」.\u003c/p\u003e\n\u003cp\u003eSource: Easy-to-Find Practical Legal Information, 「Renewal of a Lease Contract」\u003c/p\u003e\n\u003c/blockquote\u003e\n\u003cp\u003eIn principle, you may exercise the right to request renewal once. The lease renewed under that right lasts 2 years. There are also statutory grounds for refusal, including the landlord’s intention to live in the home.\u003c/p\u003e\n\u003cp\u003eThe following period applies to contracts signed or renewed on or after December 10, 2020. You must request renewal \u003cstrong\u003efrom 6 months to 2 months before the lease expires\u003c/strong\u003e. Check which conditions apply to your contract in the \u003ca href=\"https://www.easylaw.go.kr/CSP/CnpClsMain.laf?ccfNo=4\u0026amp;cciNo=4\u0026amp;cnpClsNo=1\u0026amp;csmSeq=629\u0026amp;popMenu=ov\"\u003eguide to lease contract renewal\u003c/a\u003e.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#comparing-housing-costs-and-the-deposit-return-schedule\" class=\"anchor\" id=\"comparing-housing-costs-and-the-deposit-return-schedule\"\u003e\u003c/a\u003eComparing housing costs and the deposit return schedule\u003c/h2\u003e\n\u003cp\u003eCompare jeonse and buying over the same period of residence. Also distinguish between monthly cash outflows and the costs you ultimately bear. Repaying loan principal is a cash outflow, but it reduces your debt.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eWhat to compare\u003c/th\u003e\n\u003cth\u003eJeonse or monthly rent with a deposit\u003c/th\u003e\n\u003cth\u003eBuying\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to compare\"\u003eCash needed upfront\u003c/td\u003e\n\u003ctd data-label=\"Jeonse or monthly rent with a deposit\"\u003eYour own funds for the deposit, plus contract and moving costs\u003c/td\u003e\n\u003ctd data-label=\"Buying\"\u003eYour own funds for the purchase price, plus acquisition and contract costs\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to compare\"\u003eCash needed each month\u003c/td\u003e\n\u003ctd data-label=\"Jeonse or monthly rent with a deposit\"\u003eLoan payments, monthly rent, management fees, and other costs\u003c/td\u003e\n\u003ctd data-label=\"Buying\"\u003eLoan principal and interest, management fees, and other costs\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to compare\"\u003eSeparate costs\u003c/td\u003e\n\u003ctd data-label=\"Jeonse or monthly rent with a deposit\"\u003eGuarantee fees and moving-related costs\u003c/td\u003e\n\u003ctd data-label=\"Buying\"\u003eProperty taxes, repair costs, and future selling costs\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to compare\"\u003eYour own funds tied up\u003c/td\u003e\n\u003ctd data-label=\"Jeonse or monthly rent with a deposit\"\u003eYour own funds used for the deposit\u003c/td\u003e\n\u003ctd data-label=\"Buying\"\u003eYour own funds used to buy the home\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to compare\"\u003eFactors affecting a move\u003c/td\u003e\n\u003ctd data-label=\"Jeonse or monthly rent with a deposit\"\u003eWhen the deposit is returned\u003c/td\u003e\n\u003ctd data-label=\"Buying\"\u003eWhen the home sells and its actual sale price\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eThere is also a cost to being unable to use your own funds for something else. This is called opportunity cost. Calculate it yourself by comparing it with deposits or other options actually available to you. It is best to exclude expected price gains from income you count on receiving.\u003c/p\u003e\n\u003cp\u003eIn particular, you need to align the date your existing deposit is returned with the final payment date for your new home. Even with sufficient total assets, you could be short of cash on the final payment date. Write out your funding schedule in this order.\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eNote when your current contract ends and when you expect your deposit to be returned.\u003c/li\u003e\n\u003cli\u003eCheck the dates for the new home’s initial deposit, interim payment, and final payment.\u003c/li\u003e\n\u003cli\u003eCompare the loan disbursement date and the cash available on each payment date.\u003c/li\u003e\n\u003cli\u003eCheck how you could raise funds if the deposit is returned late.\u003c/li\u003e\n\u003cli\u003eCoordinate the contract schedule once you have worked out the necessary steps.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eA jeonse deposit return guarantee is a product that protects against the risk of a deposit not being returned. Check eligibility and the conditions for a guarantee payout separately. Having a guarantee does not, by itself, ensure you will have cash on the final payment date for your new home. See the \u003ca href=\"https://m.khug.or.kr/hug/web/ig/dr/igdr000001.jsp?tabMenu=Y\"\u003eKorea Housing \u0026amp; Urban Guarantee Corporation’s guide to jeonse deposit return guarantees\u003c/a\u003e for the conditions.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#how-should-you-compare-apartment-orientations\" class=\"anchor\" id=\"how-should-you-compare-apartment-orientations\"\u003e\u003c/a\u003eHow should you compare apartment orientations?\u003c/h2\u003e\n\u003cp\u003eConsider both actual sunlight and the times you use your home. Even a south-facing home may get limited sunlight if a building in front blocks it. Whether southwest-facing or southeast-facing is better also depends on your lifestyle.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eOrientation\u003c/th\u003e\n\u003cth\u003eGeneral sunlight characteristics to consider\u003c/th\u003e\n\u003cth\u003eWhat to check on site\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Orientation\"\u003eSouth-facing\u003c/td\u003e\n\u003ctd data-label=\"General sunlight characteristics to consider\"\u003eDaytime sunlight through south-facing windows\u003c/td\u003e\n\u003ctd data-label=\"What to check on site\"\u003eShadows from the building in front and winter sunlight\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Orientation\"\u003eSoutheast-facing\u003c/td\u003e\n\u003ctd data-label=\"General sunlight characteristics to consider\"\u003eMorning sunlight\u003c/td\u003e\n\u003ctd data-label=\"What to check on site\"\u003eMorning brightness and afternoon natural light\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Orientation\"\u003eSouthwest-facing\u003c/td\u003e\n\u003ctd data-label=\"General sunlight characteristics to consider\"\u003eAfternoon sunlight\u003c/td\u003e\n\u003ctd data-label=\"What to check on site\"\u003eAfternoon glare and shade in summer\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eSun exposure means direct sunlight entering the home. Natural lighting refers to daylight brightening the interior. A view is the scenery visible outside the window. These are related, but they are not the same feature.\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eCheck which window is used to describe the listing’s orientation.\u003c/li\u003e\n\u003cli\u003eCheck the brightness of the rooms you use most and the living room separately.\u003c/li\u003e\n\u003cli\u003eCompare morning and afternoon conditions if possible.\u003c/li\u003e\n\u003cli\u003eCheck the position of buildings in front and nearby development plans.\u003c/li\u003e\n\u003cli\u003eAccount for the difference in sunlight between the season you visit and winter.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eA clear view when you visit may not remain clear. Check nearby development potential separately. A good view does not guarantee a future sale price either.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#what-should-you-check-in-a-top-floor-unit\" class=\"anchor\" id=\"what-should-you-check-in-a-top-floor-unit\"\u003e\u003c/a\u003eWhat should you check in a top-floor unit?\u003c/h2\u003e\n\u003cp\u003eA top-floor unit has the advantage of no unit above it. But noise from other units or shared equipment can still be heard. Do not judge insulation or waterproofing solely by the year the building was completed.\u003c/p\u003e\n\u003cp\u003eThe claim that “top-floor insulation is not a problem if the building was completed in 2014 or later” is not a reliable rule. The Energy-Saving Design Standards include transitional provisions based on factors such as the permit date. The completion year and the design standards applied may not match. You can check the relevant provisions in the \u003ca href=\"https://www.law.go.kr/admRulLsInfoP.do?admRulSeq=2100000208640\u0026amp;chrClsCd=010202\"\u003eaddenda to the Energy-Saving Design Standards for Buildings\u003c/a\u003e.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eWhat to inspect\u003c/th\u003e\n\u003cth\u003eWhere or what to check\u003c/th\u003e\n\u003cth\u003ePoints to keep in mind\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to inspect\"\u003eEquipment noise\u003c/td\u003e\n\u003ctd data-label=\"Where or what to check\"\u003eInside the unit while the elevator operates; location of rooftop equipment\u003c/td\u003e\n\u003ctd data-label=\"Points to keep in mind\"\u003eElevator structures and equipment layouts vary by complex\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to inspect\"\u003eSigns of leaks\u003c/td\u003e\n\u003ctd data-label=\"Where or what to check\"\u003eCeiling corners, areas around windows, balcony ceiling\u003c/td\u003e\n\u003ctd data-label=\"Points to keep in mind\"\u003eStains alone cannot establish the cause or whether repairs are complete\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to inspect\"\u003eSigns of condensation\u003c/td\u003e\n\u003ctd data-label=\"Where or what to check\"\u003eExterior wall corners, areas around windows, behind furniture\u003c/td\u003e\n\u003ctd data-label=\"Points to keep in mind\"\u003eCheck insulation along with indoor humidity and ventilation\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to inspect\"\u003eRoof maintenance\u003c/td\u003e\n\u003ctd data-label=\"Where or what to check\"\u003eWaterproofing and repair records from the management office\u003c/td\u003e\n\u003ctd data-label=\"Points to keep in mind\"\u003eRecent wallpapering alone does not show that a defect has been fixed\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to inspect\"\u003eHeating and cooling costs\u003c/td\u003e\n\u003ctd data-label=\"Where or what to check\"\u003eAvailable usage and billing records\u003c/td\u003e\n\u003ctd data-label=\"Points to keep in mind\"\u003eAllow for differences in household size and usage habits\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"What to inspect\"\u003eSale and rental conditions\u003c/td\u003e\n\u003ctd data-label=\"Where or what to check\"\u003eTransactions for similarly sized units in the same complex\u003c/td\u003e\n\u003ctd data-label=\"Points to keep in mind\"\u003eDo not assume a discount or premium simply because a unit is on the top floor\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eA leak occurs when water enters through the structure or a gap. Condensation occurs when water vapor turns into droplets on a cold surface. The causes and repairs differ. If you see signs of either, request repair records and the results of a professional inspection.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#common-mistakes-when-responding-to-a-jeonse-shortage\" class=\"anchor\" id=\"common-mistakes-when-responding-to-a-jeonse-shortage\"\u003e\u003c/a\u003eCommon mistakes when responding to a jeonse shortage\u003c/h2\u003e\n\u003cp\u003eA common mistake is to turn a market forecast directly into a decision about your own contract. Distinguish regional averages from the condition of an individual home. It is worth checking the following again before signing a contract.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003ePredicting prices by extending a weekly rate of increase unchanged over a long period\u003c/li\u003e\n\u003cli\u003eTreating a drop in listings as a drop in the actual number of homes\u003c/li\u003e\n\u003cli\u003eAssuming every Gyeonggi purchase by a Seoul resident is a move caused by the jeonse shortage\u003c/li\u003e\n\u003cli\u003eTreating your full loan limit as an affordable housing budget\u003c/li\u003e\n\u003cli\u003eExpecting all noise to disappear in a top-floor unit\u003c/li\u003e\n\u003cli\u003eTreating an expected deposit return as cash already available for the final payment\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eFeeling that jeonse homes are scarce does not reduce the burden of a loan. Check the price and condition of each home you are considering. Base your decision to sign on confirmed funds and the actual conditions of living there.\u003c/p\u003e\n","tags":["Collective housing","Jeonse","Real estate policy","Housing costs","Site Visit","Homeownership"],"faqs":[{"question":"If jeonse prices rise, should I buy a home now?","answer":"Rising jeonse prices alone cannot determine when to buy. Compare whether you can renew your lease, how long you plan to live there, loan principal and interest payments, and the costs of buying."},{"question":"Can we say for certain that the jeonse shortage has returned after 5 years?","answer":"Without a comparison period and criteria for judging, it is difficult to say for certain. Check the Korea Real Estate Board's price index and property listing data compiled using the same scope."},{"question":"Are weekly price indexes also delayed by 1~2 months because of actual transaction reporting?","answer":"The same lag does not apply to all statistics. Price trend surveys use actual transactions, property listing information, and other data. In publicly available transaction data, there is a gap between the contract date and the reporting date."},{"question":"If more Seoul residents buy apartments in Gyeonggi Province, is it because of a jeonse shortage?","answer":"A buyer's place of residence alone does not reveal their reason for buying. Additional data is needed to confirm whether they actually moved or switched from jeonse to buying."},{"question":"How do you compare the costs of jeonse and buying?","answer":"Choose the same period of residence and compare interest, monthly rent, taxes, repair costs, and transaction costs. You also need to calculate the cash needed each month separately. Repaying loan principal is a cash outflow, but it reduces your debt."},{"question":"If the lease was tacitly renewed, have I already used my right to request a renewal?","answer":"Tacit renewal is distinct from exercising the right to request a lease renewal. Check your previous lease agreement and the notices given. Exercising the right is also subject to a time limit and statutory grounds for refusal."},{"question":"Is a southwest-facing home better than a southeast-facing one?","answer":"It is hard to rank them across the board. For southeast-facing homes, consider morning sunlight; for southwest-facing homes, afternoon sunlight. Also compare shade from buildings in front and the times you actually spend at home."},{"question":"Is a top-floor apartment free from noise between floors?","answer":"You can avoid noise from the daily activities of residents above you. But noise can still travel from neighboring units or other floors, elevators, and shared facilities."},{"question":"If a top-floor apartment was completed after 2014, is there no need to worry about insulation?","answer":"The year of completion alone cannot establish how well the home is insulated. Which standards apply depends on when the building was permitted and on transitional provisions. Also check the quality of construction and repair history."},{"question":"Are ceiling stains evidence of a leak?","answer":"Stains alone make it difficult to determine the cause of a leak or whether it is ongoing. Other causes, such as condensation, must also be distinguished. Check repair records and the results of a professional inspection."},{"question":"If I enroll in a jeonse deposit return guarantee, do I no longer need to worry about making the final payment on a new home?","answer":"Enrolling in the guarantee and having cash available on the final payment date for the new home are separate matters. A guarantee payout is subject to conditions and procedures. Also check your funding schedule in case the return of your existing deposit is delayed."},{"question":"Are expanding loans and regulating leases the only ways to address a jeonse shortage?","answer":"There are other measures, such as buying existing homes for rental housing. Each policy affects financial burdens, housing stability, and supply differently. Actual availability depends on recruitment notices and product terms."}],"sources":[{"url":"https://www.reb.or.kr/reb/cm/cntnts/cntntsView.do?cntntsId=1033\u0026mi=10333\u0026statId=S234820263","title":"Korea Real Estate Board National Housing Price Trends Survey: Survey Methods and Index Explanation","type":"source"},{"url":"https://www.reb.or.kr/r-one/portal/stat/easyStatPage.do","title":"Korea Real Estate Board Real Estate Statistics Information System: Statistics Search","type":"source"},{"url":"https://rt.molit.go.kr/pt/bbs/faqList.do","title":"Ministry of Land, Infrastructure and Transport Real Estate Transaction Price Disclosure System: Frequently Asked Questions","type":"source"},{"url":"https://www.easylaw.go.kr/CSP/CnpClsMain.laf?ccfNo=4\u0026cciNo=4\u0026cnpClsNo=1\u0026csmSeq=629\u0026popMenu=ov","title":"Easy-to-Find Practical Legal Information: Renewal of Lease Agreements","type":"source"},{"url":"https://apply.lh.or.kr/lhapply/cm/cntnts/cntntsView.do?cntntsId=1031\u0026mi=1154","title":"LH Subscription Plus: Existing Purchased Rental Housing","type":"source"},{"url":"https://m.khug.or.kr/hug/web/ig/dr/igdr000001.jsp?tabMenu=Y","title":"Korea Housing \u0026 Urban Guarantee Corporation: Overview of the Jeonse Deposit Return Guarantee Product","type":"source"},{"url":"https://www.law.go.kr/admRulLsInfoP.do?admRulSeq=2100000208640\u0026chrClsCd=010202","title":"National Law Information Center: Energy-Saving Design Standards for Buildings and Supplementary Provisions","type":"source"}],"images":[{"id":1691,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MjU3NTUsInB1ciI6ImJsb2JfaWQifX0=--cbc2abf6c02e2f2ecdf30394c74bbd8270ee0c17/ai-6ba474ad.webp","is_representative":true,"generation_method":"ai_photo","license":"ai_generated","mime_type":"image/webp","width":1536,"height":1024,"translations":{"ko":{"alt":"파란 스웨터를 입은 여성이 창밖 아파트를 바라보고, 곁에 접힌 이삿짐 상자와 서류가 놓여 있다.","caption":"전세 유지·이사·매수는 같은 거주기간의 비용과 매달 필요한 현금을 나누어 비교해야 합니다.","description":null},"en":{"alt":"A woman in a blue sweater looks out at apartment blocks, with a flattened moving box and papers nearby.","caption":"Compare renewing, moving and buying over the same period, separating total costs from monthly cash needs.","description":null},"ja":{"alt":"青いセーターの女性が窓の外の集合住宅を眺め、そばに畳んだ引っ越し箱と書類がある。","caption":"契約更新・転居・購入は、同じ居住期間の費用と毎月必要な現金を分けて比較しましょう。","description":null},"es":{"alt":"Una mujer con jersey azul mira los edificios desde la ventana; cerca hay una caja de mudanza plegada y papeles.","caption":"Hay que comparar renovar, mudarse y comprar durante el mismo plazo, separando los costes del dinero mensual necesario.","description":null},"id":{"alt":"Perempuan bersweter biru memandang apartemen dari jendela; di dekatnya ada kardus pindahan terlipat dan dokumen.","caption":"Bandingkan bertahan, pindah, dan membeli untuk masa tinggal yang sama, dengan memisahkan biaya dari kebutuhan uang bulanan.","description":null},"pt":{"alt":"Uma mulher de camisola azul olha pela janela para prédios; perto dela há uma caixa de mudança dobrada e papéis.","caption":"Renovar, mudar-se ou comprar exige comparar os custos no mesmo período e o dinheiro necessário a cada mês.","description":null},"zh-hant":{"alt":"穿藍色毛衣的女子望向窗外的公寓大樓，旁邊有摺平的搬家紙箱和文件。","caption":"續租、搬家與買房，應以相同居住期間比較費用，並分開計算每月所需現金。","description":null},"de":{"alt":"Eine Frau im blauen Pullover blickt aus dem Fenster auf Wohnblocks; daneben stehen ein flacher Umzugskarton und Papiere.","caption":"Verlängern, umziehen oder kaufen: Kosten für denselben Wohnzeitraum und den monatlichen Geldbedarf getrennt vergleichen.","description":null}}},{"id":1692,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MjU3NjIsInB1ciI6ImJsb2JfaWQifX0=--b7cc4d5ab741492e9718854a1b71b1051ff9b236/ai-831c7cc4.webp","is_representative":false,"generation_method":"ai_semi","license":"ai_generated","mime_type":"image/webp","width":1536,"height":1024,"translations":{"ko":{"alt":"빈 아파트 발코니 창가에서 천장 모서리의 얼룩을 올려다보는 남성","caption":"탑층 아파트는 누수·결로 이력을 확인해야 합니다.","description":null},"en":{"alt":"A man looks up at a stain in the ceiling corner beside a balcony window in an empty apartment","caption":"Check a top-floor apartment’s history of leaks and condensation.","description":null},"ja":{"alt":"空室のバルコニー窓際で、天井の隅の染みを見上げる男性","caption":"最上階の住戸は、雨漏りや結露の履歴を確認しましょう。","description":null},"es":{"alt":"Un hombre mira una mancha en la esquina del techo junto a la ventana del balcón de un piso vacío","caption":"En un piso de la última planta, conviene revisar los antecedentes de filtraciones y condensación.","description":null},"id":{"alt":"Pria menatap noda di sudut plafon dekat jendela balkon apartemen kosong","caption":"Periksa riwayat kebocoran dan kondensasi pada apartemen di lantai teratas.","description":null},"pt":{"alt":"Homem observa uma mancha no canto do teto junto à janela da varanda de um apartamento vazio","caption":"Num apartamento no último piso, verifique o histórico de infiltrações e condensação.","description":null},"zh-hant":{"alt":"男子在空置公寓的陽台窗旁，抬頭查看天花板角落的水漬","caption":"頂樓住宅應查核漏水與結露紀錄。","description":null},"de":{"alt":"Ein Mann betrachtet einen Fleck in der Deckenecke neben dem Balkonfenster einer leeren Wohnung","caption":"Bei einer Dachgeschosswohnung sollte man frühere Wasserschäden und Kondensationsprobleme prüfen.","description":null}}}],"published_at":"2026-10-08T11:08:09+09:00","updated_at":"2026-10-08T11:08:09+09:00","license":"cc_by","translation_status":"reviewed","available_locales":["ko","en","ja","es"],"data_locales":["ko","en","ja","es","id","pt","zh-hant","de"],"url":"https://injoys.com/en/articles/jeonse-shortage-seoul-moving-home-buying-guide"}