{"content_id":"8rxm4nfeug","slug":"2026-jeonse-guarantee-fee-refund-guide","locale":"en","schema_type":"HowTo","category":"policy_guide","category_name":"Policy Guide","title":"2026 Jeonse Deposit Return Guarantee Premium Support Application Guide","summary":"The 2026 jeonse deposit return guarantee premium support program reimburses eligible tenants without a home for premiums they have already paid, up to KRW 400,000. Applicants must confirm that they have a valid guarantee and meet the income and deposit requirements before applying in accordance with the notice issued by their local government.","sponsorship_disclosure":null,"author":{"name":"Injoys Editorial Team","url":"https://injoys.com/ko/about"},"key_points":["Confirm that your HUG, HF, or SGI jeonse deposit return guarantee is valid as of the application date.","Confirm that you meet all requirements, including a rental deposit of at most KRW 300 million, not owning a home, and the annual income threshold for your applicant type.","Prepare the documents required by the local government, including the guarantee certificate, proof of premium payment, lease agreement, and proof of income and marriage.","Check the 2026 notice from the local government where you reside for the application period, remaining budget, and online or in-person application channels.","Apply through the designated official channel and check for requests for supplementary documents and the payment result."],"content_markdown":"The rental deposit return guarantee fee subsidy is a program under which local governments reimburse all or part of the guarantee fee initially paid by tenants when enrolling in a return guarantee from HUG, HF, or SGI. Applicants in 2026 must first confirm that the guarantee remains valid and that they meet the income and housing requirements, then check whether their local government is currently accepting applications under its program for that year.\n\nThe subsidy cap is KRW 400,000, but not every applicant receives KRW 400,000. The actual payment varies depending on the applicant category, the guarantee fee actually paid, and the results of the local government's review.\n\n## One-Minute Check Before Applying\n\nFirst, check whether all of the following apply.\n\n- The rental deposit return guarantee remains valid as of the application date.\n- The guarantee provider is one of HUG Korea Housing \u0026 Urban Guarantee Corporation, HF Korea Housing Finance Corporation, or SGI Seoul Guarantee.\n- The rental deposit is at most KRW 300 million.\n- The applicant does not own a home.\n- The applicant's annual income is at most the threshold applicable to the applicant category.\n- The guarantee fee was actually paid, and proof of payment is available.\n- The applicant has not received duplicate assistance for the same guarantee fee from another institution or local government.\n- The applicant's local government is accepting applications for the 2026 program and has funds remaining.\n\nThe specific age range for young applicants and the qualifying period for newlyweds must be checked in the official notice. This is because local governments may specify the age calculation date, length of marriage, and required documents under their ordinances or detailed guidelines.\n\n## Income Thresholds and Subsidy Amounts by Applicant Category\n\n| Applicant category | Annual income threshold | Guarantee fee subsidy method |\n|---|---:|---:|\n| Young applicant | At most KRW 50 million | Full amount of the guarantee fee actually paid, up to KRW 400,000 |\n| Non-young applicant | At most KRW 60 million | 90% of the guarantee fee actually paid, up to KRW 400,000 |\n| Newlyweds | Combined spousal income of at most KRW 75 million | Full amount of the guarantee fee actually paid, up to KRW 400,000 |\n\nFor married applicants, whether spouses' incomes are combined is important. Applicants must follow the relevant local government's 2026 notice regarding which tax year's income data is used and which certificate of facts must be submitted when there is no income.\n\n### Calculating the Expected Subsidy\n\nThe subsidy can be calculated as follows.\n\n- Young applicants and newlyweds: the lower of the `guarantee fee actually paid` and `KRW 400,000`\n- Non-young applicants: the lower of `guarantee fee actually paid × 90%` and `KRW 400,000`\n\n| Category | Guarantee fee paid | Calculation result | Expected subsidy |\n|---|---:|---:|---:|\n| Young applicant or newlyweds | KRW 320,000 | Full amount is within the cap | KRW 320,000 |\n| Young applicant or newlyweds | KRW 500,000 | KRW 400,000 cap applies | KRW 400,000 |\n| Non-young applicant | KRW 300,000 | KRW 300,000 × 90% | KRW 270,000 |\n| Non-young applicant | KRW 500,000 | KRW 450,000, but the cap applies | KRW 400,000 |\n\nThese calculations are examples intended to explain how the program works. The final subsidy is determined after the local government reviews the guarantee fee payment records and the applicant category.\n\n## Application Documents to Prepare\n\nForms and document validity periods may vary by local government, but the following materials are generally required.\n\n| Document | Purpose of verification | Points to note when preparing it |\n|---|---|---|\n| Rental deposit return guarantee certificate | Verify the guarantee provider, covered property, and validity period | Confirm that the guarantee remains valid as of the application date. |\n| Proof of guarantee fee payment | Verify the amount actually paid | If the amount paid is not shown on the guarantee certificate, prepare a receipt or separate payment confirmation. |\n| Copy of the lease agreement | Verify the tenant, address, and deposit | Check the notice to determine whether a fixed-date stamp or lease renewal history is required. |\n| Full certificate of registered real estate matters | Verify the rented home and ownership relationship | Check whether the local government will retrieve it directly or whether the applicant must submit it. |\n| Resident registration certificate | Verify the address and household information | Check the scope of resident registration number disclosure and recent issuance requirements. |\n| Income documents, such as a certificate of income amount | Review the annual income threshold | Check whether documents for both the applicant and spouse are required. |\n| Marriage relationship certificate | Review eligibility as newlyweds or a married applicant | Check whether a detailed certificate is required. |\n| Copy of a bankbook in the applicant's name | Pay the subsidy | The account holder's name must match the applicant's name. |\n| Local government application form and pledge | Verify duplicate assistance and eligibility | Use the latest forms attached to the notice. |\n\nIf the applicant has no income or National Tax Service data has not yet been finalized, alternative documents such as a certificate of no reported income or pay statements may be required. Rather than omitting documents at your own discretion, it is safer to ask the responsible department whether alternatives are acceptable.\n\n## 2026 Application Procedure\n\n### 1. Check the Return Guarantee Status\n\nCheck the guarantee provider, guarantee number, guarantee period, rental deposit, and guarantee fee paid on the guarantee certificate. If the guarantee has already expired or been canceled, the applicant may not meet the requirements as of the application date.\n\n### 2. Check the Applicant Category and Income\n\nDetermine whether you qualify as a young applicant, newlyweds, or another eligible applicant. Because the age requirement for young applicants and the duration of marriage for newlyweds are often calculated as of the application date, the date of birth and marriage registration date must be assessed under the standards in the notice.\n\n### 3. Prepare Current Documents\n\nPrepare documents issued within the validity period set by the local government. Also confirm that the applicant, tenant, and account holder names shown on the guarantee certificate and payment confirmation match one another.\n\n### 4. Check the Notice from Your Local Government\n\nSearch for `rental deposit return guarantee fee subsidy` on the city, county, or district website. Be sure to check the following.\n\n- The 2026 application opening and closing dates\n- Whether applications are accepted through December 31 or close early when funds are exhausted\n- Whether online, in-person, or mail applications are available\n- Whether eligibility is based on the resident registration address or the location of the rented home\n- The responsible department's telephone number and whether applications are currently being accepted\n- Accepted document issuance periods and additional forms\n\nSome regions may connect their application process to public portals such as Government24, but the actual application channel varies by region. Do not assume that there is a single nationwide application page; use the official channel listed in the relevant local government's notice.\n\n### 5. Respond to Supplementation Requests and Confirm Payment\n\nKeep the application number or application details. If additional documents are requested during the review, submit them within the specified period. After the payment decision is issued, check the deposit history of the account in the applicant's name. The fact that an application has been received does not mean that the subsidy has been approved.\n\n## How to Check the Application Deadline and Remaining Budget\n\nBecause the 2026 program is funded through each local government's budget, application periods and remaining funds may differ. Even if some regions accept applications through December 31, they may close applications early if funds are exhausted first.\n\nThe following steps can be used to check the exact status.\n\n1. Check whether the notice on the city, county, or district website was posted or updated in 2026.\n2. Look in the notice for phrases such as `when funds are exhausted`, `first come, first served`, or `applications closed`.\n3. If only old notices appear in search results, contact the responsible housing welfare or housing department to ask whether applications are currently being accepted.\n4. Even if the online application page is open, this may not mean that funds remain, so reconfirm whether applications can still be submitted.\n\nIf you are preparing to move or renew your lease, it is advisable to check the guarantee enrollment date and when you may apply before obtaining documents. If you enroll in the guarantee shortly before applications close, you may not have enough time to prepare income documents or proof of guarantee fee payment.\n\n## Easily Overlooked Issues Regarding Guarantee Enrollment and Renewal Timing\n\nThe guarantee fee subsidy is separate, post-enrollment assistance from enrollment in the return guarantee itself. Enrolling in a guarantee does not result in automatic payment of the subsidy; a separate application must be submitted to the local government.\n\nIn particular, the following timing discrepancies may result in rejection or requests for additional documents.\n\n- The guarantee was obtained, but the guarantee period ended before the subsidy application was submitted\n- The lease was renewed, but only the previous guarantee certificate was submitted\n- The guarantee fee was paid in installments or at a discount, making the amount actually paid different from the amount shown on the guarantee certificate\n- The resident registration address does not match the address on the lease agreement after a move\n- The applicant married or moved into a different age bracket after enrolling in the guarantee, changing the applicable applicant category\n- Income data for the relevant year has not yet been issued, requiring alternative proof specified in the notice\n\nIf the lease was renewed or the guarantee provider changed, prepare the latest guarantee certificate together with the actual payment records. If it is unclear which guarantee fee is eligible for assistance, check with the responsible local government department before applying.\n\n## Cases That May Be Excluded from Assistance\n\nThe following cases may generally result in ineligibility or duplicate assistance issues. The detailed exclusion criteria in the notice issued by the applicant's local government are definitive.\n\n- The applicant owns a home as of the application date\n- The rental deposit or annual income exceeds the threshold\n- The return guarantee has expired or been canceled, or payment of the guarantee fee cannot be proven\n- The tenant is a corporation rather than an individual\n- The applicant resides in housing excluded under the notice, such as a rental home owned by a registered rental business operator\n- The same guarantee fee has already been subsidized under another program\n- The applicant falls into a category excluded from assistance under the notice, such as a foreign national or overseas Korean national\n- The application is submitted after the local government's budget has been exhausted\n\n## Difference Between Guarantee Fee Assistance and a Deposit Return Claim\n\nGuarantee fee assistance reimburses the cost of enrolling in a guarantee. It is different from the process of claiming payment of the deposit from the guarantee provider when the landlord fails to return it.\n\n| Category | Guarantee fee assistance | Claim for performance under the deposit return guarantee |\n|---|---|---|\n| Purpose | Reduce the burden of the guarantee fee paid by the tenant | Recover a deposit not returned by the landlord |\n| Application submitted to | Local government | Guarantee provider with which the applicant enrolled |\n| Key requirements | Income, non-homeownership, deposit, and budget criteria | Guarantee event and provider-specific performance requirements |\n| Payment coverage | All or part of the guarantee fee paid | Rental deposit recognized under the guarantee terms |\n\nTherefore, even if the guarantee fee was subsidized, if a guarantee event occurs, the applicant must follow the separate performance procedures of the HUG, HF, or SGI guarantee in which they enrolled.","content_html":"\u003cp\u003eThe rental deposit return guarantee fee subsidy is a program under which local governments reimburse all or part of the guarantee fee initially paid by tenants when enrolling in a return guarantee from HUG, HF, or SGI. Applicants in 2026 must first confirm that the guarantee remains valid and that they meet the income and housing requirements, then check whether their local government is currently accepting applications under its program for that year.\u003c/p\u003e\n\u003cp\u003eThe subsidy cap is KRW 400,000, but not every applicant receives KRW 400,000. The actual payment varies depending on the applicant category, the guarantee fee actually paid, and the results of the local government's review.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#one-minute-check-before-applying\" class=\"anchor\" id=\"one-minute-check-before-applying\"\u003e\u003c/a\u003eOne-Minute Check Before Applying\u003c/h2\u003e\n\u003cp\u003eFirst, check whether all of the following apply.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe rental deposit return guarantee remains valid as of the application date.\u003c/li\u003e\n\u003cli\u003eThe guarantee provider is one of HUG Korea Housing \u0026amp; Urban Guarantee Corporation, HF Korea Housing Finance Corporation, or SGI Seoul Guarantee.\u003c/li\u003e\n\u003cli\u003eThe rental deposit is at most KRW 300 million.\u003c/li\u003e\n\u003cli\u003eThe applicant does not own a home.\u003c/li\u003e\n\u003cli\u003eThe applicant's annual income is at most the threshold applicable to the applicant category.\u003c/li\u003e\n\u003cli\u003eThe guarantee fee was actually paid, and proof of payment is available.\u003c/li\u003e\n\u003cli\u003eThe applicant has not received duplicate assistance for the same guarantee fee from another institution or local government.\u003c/li\u003e\n\u003cli\u003eThe applicant's local government is accepting applications for the 2026 program and has funds remaining.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eThe specific age range for young applicants and the qualifying period for newlyweds must be checked in the official notice. This is because local governments may specify the age calculation date, length of marriage, and required documents under their ordinances or detailed guidelines.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#income-thresholds-and-subsidy-amounts-by-applicant-category\" class=\"anchor\" id=\"income-thresholds-and-subsidy-amounts-by-applicant-category\"\u003e\u003c/a\u003eIncome Thresholds and Subsidy Amounts by Applicant Category\u003c/h2\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eApplicant category\u003c/th\u003e\n\u003cth\u003eAnnual income threshold\u003c/th\u003e\n\u003cth\u003eGuarantee fee subsidy method\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Applicant category\"\u003eYoung applicant\u003c/td\u003e\n\u003ctd data-label=\"Annual income threshold\"\u003eAt most KRW 50 million\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee subsidy method\"\u003eFull amount of the guarantee fee actually paid, up to KRW 400,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Applicant category\"\u003eNon-young applicant\u003c/td\u003e\n\u003ctd data-label=\"Annual income threshold\"\u003eAt most KRW 60 million\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee subsidy method\"\u003e90% of the guarantee fee actually paid, up to KRW 400,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Applicant category\"\u003eNewlyweds\u003c/td\u003e\n\u003ctd data-label=\"Annual income threshold\"\u003eCombined spousal income of at most KRW 75 million\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee subsidy method\"\u003eFull amount of the guarantee fee actually paid, up to KRW 400,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eFor married applicants, whether spouses' incomes are combined is important. Applicants must follow the relevant local government's 2026 notice regarding which tax year's income data is used and which certificate of facts must be submitted when there is no income.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#calculating-the-expected-subsidy\" class=\"anchor\" id=\"calculating-the-expected-subsidy\"\u003e\u003c/a\u003eCalculating the Expected Subsidy\u003c/h3\u003e\n\u003cp\u003eThe subsidy can be calculated as follows.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eYoung applicants and newlyweds: the lower of the \u003ccode\u003eguarantee fee actually paid\u003c/code\u003e and \u003ccode\u003eKRW 400,000\u003c/code\u003e\n\u003c/li\u003e\n\u003cli\u003eNon-young applicants: the lower of \u003ccode\u003eguarantee fee actually paid × 90%\u003c/code\u003e and \u003ccode\u003eKRW 400,000\u003c/code\u003e\n\u003c/li\u003e\n\u003c/ul\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eCategory\u003c/th\u003e\n\u003cth\u003eGuarantee fee paid\u003c/th\u003e\n\u003cth\u003eCalculation result\u003c/th\u003e\n\u003cth\u003eExpected subsidy\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eYoung applicant or newlyweds\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee paid\"\u003eKRW 320,000\u003c/td\u003e\n\u003ctd data-label=\"Calculation result\"\u003eFull amount is within the cap\u003c/td\u003e\n\u003ctd data-label=\"Expected subsidy\"\u003eKRW 320,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eYoung applicant or newlyweds\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee paid\"\u003eKRW 500,000\u003c/td\u003e\n\u003ctd data-label=\"Calculation result\"\u003eKRW 400,000 cap applies\u003c/td\u003e\n\u003ctd data-label=\"Expected subsidy\"\u003eKRW 400,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eNon-young applicant\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee paid\"\u003eKRW 300,000\u003c/td\u003e\n\u003ctd data-label=\"Calculation result\"\u003eKRW 300,000 × 90%\u003c/td\u003e\n\u003ctd data-label=\"Expected subsidy\"\u003eKRW 270,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eNon-young applicant\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee paid\"\u003eKRW 500,000\u003c/td\u003e\n\u003ctd data-label=\"Calculation result\"\u003eKRW 450,000, but the cap applies\u003c/td\u003e\n\u003ctd data-label=\"Expected subsidy\"\u003eKRW 400,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eThese calculations are examples intended to explain how the program works. The final subsidy is determined after the local government reviews the guarantee fee payment records and the applicant category.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#application-documents-to-prepare\" class=\"anchor\" id=\"application-documents-to-prepare\"\u003e\u003c/a\u003eApplication Documents to Prepare\u003c/h2\u003e\n\u003cp\u003eForms and document validity periods may vary by local government, but the following materials are generally required.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eDocument\u003c/th\u003e\n\u003cth\u003ePurpose of verification\u003c/th\u003e\n\u003cth\u003ePoints to note when preparing it\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Document\"\u003eRental deposit return guarantee certificate\u003c/td\u003e\n\u003ctd data-label=\"Purpose of verification\"\u003eVerify the guarantee provider, covered property, and validity period\u003c/td\u003e\n\u003ctd data-label=\"Points to note when preparing it\"\u003eConfirm that the guarantee remains valid as of the application date.\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Document\"\u003eProof of guarantee fee payment\u003c/td\u003e\n\u003ctd data-label=\"Purpose of verification\"\u003eVerify the amount actually paid\u003c/td\u003e\n\u003ctd data-label=\"Points to note when preparing it\"\u003eIf the amount paid is not shown on the guarantee certificate, prepare a receipt or separate payment confirmation.\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Document\"\u003eCopy of the lease agreement\u003c/td\u003e\n\u003ctd data-label=\"Purpose of verification\"\u003eVerify the tenant, address, and deposit\u003c/td\u003e\n\u003ctd data-label=\"Points to note when preparing it\"\u003eCheck the notice to determine whether a fixed-date stamp or lease renewal history is required.\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Document\"\u003eFull certificate of registered real estate matters\u003c/td\u003e\n\u003ctd data-label=\"Purpose of verification\"\u003eVerify the rented home and ownership relationship\u003c/td\u003e\n\u003ctd data-label=\"Points to note when preparing it\"\u003eCheck whether the local government will retrieve it directly or whether the applicant must submit it.\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Document\"\u003eResident registration certificate\u003c/td\u003e\n\u003ctd data-label=\"Purpose of verification\"\u003eVerify the address and household information\u003c/td\u003e\n\u003ctd data-label=\"Points to note when preparing it\"\u003eCheck the scope of resident registration number disclosure and recent issuance requirements.\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Document\"\u003eIncome documents, such as a certificate of income amount\u003c/td\u003e\n\u003ctd data-label=\"Purpose of verification\"\u003eReview the annual income threshold\u003c/td\u003e\n\u003ctd data-label=\"Points to note when preparing it\"\u003eCheck whether documents for both the applicant and spouse are required.\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Document\"\u003eMarriage relationship certificate\u003c/td\u003e\n\u003ctd data-label=\"Purpose of verification\"\u003eReview eligibility as newlyweds or a married applicant\u003c/td\u003e\n\u003ctd data-label=\"Points to note when preparing it\"\u003eCheck whether a detailed certificate is required.\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Document\"\u003eCopy of a bankbook in the applicant's name\u003c/td\u003e\n\u003ctd data-label=\"Purpose of verification\"\u003ePay the subsidy\u003c/td\u003e\n\u003ctd data-label=\"Points to note when preparing it\"\u003eThe account holder's name must match the applicant's name.\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Document\"\u003eLocal government application form and pledge\u003c/td\u003e\n\u003ctd data-label=\"Purpose of verification\"\u003eVerify duplicate assistance and eligibility\u003c/td\u003e\n\u003ctd data-label=\"Points to note when preparing it\"\u003eUse the latest forms attached to the notice.\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eIf the applicant has no income or National Tax Service data has not yet been finalized, alternative documents such as a certificate of no reported income or pay statements may be required. Rather than omitting documents at your own discretion, it is safer to ask the responsible department whether alternatives are acceptable.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#2026-application-procedure\" class=\"anchor\" id=\"2026-application-procedure\"\u003e\u003c/a\u003e2026 Application Procedure\u003c/h2\u003e\n\u003ch3\u003e\n\u003ca href=\"#1-check-the-return-guarantee-status\" class=\"anchor\" id=\"1-check-the-return-guarantee-status\"\u003e\u003c/a\u003e1. Check the Return Guarantee Status\u003c/h3\u003e\n\u003cp\u003eCheck the guarantee provider, guarantee number, guarantee period, rental deposit, and guarantee fee paid on the guarantee certificate. If the guarantee has already expired or been canceled, the applicant may not meet the requirements as of the application date.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#2-check-the-applicant-category-and-income\" class=\"anchor\" id=\"2-check-the-applicant-category-and-income\"\u003e\u003c/a\u003e2. Check the Applicant Category and Income\u003c/h3\u003e\n\u003cp\u003eDetermine whether you qualify as a young applicant, newlyweds, or another eligible applicant. Because the age requirement for young applicants and the duration of marriage for newlyweds are often calculated as of the application date, the date of birth and marriage registration date must be assessed under the standards in the notice.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#3-prepare-current-documents\" class=\"anchor\" id=\"3-prepare-current-documents\"\u003e\u003c/a\u003e3. Prepare Current Documents\u003c/h3\u003e\n\u003cp\u003ePrepare documents issued within the validity period set by the local government. Also confirm that the applicant, tenant, and account holder names shown on the guarantee certificate and payment confirmation match one another.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#4-check-the-notice-from-your-local-government\" class=\"anchor\" id=\"4-check-the-notice-from-your-local-government\"\u003e\u003c/a\u003e4. Check the Notice from Your Local Government\u003c/h3\u003e\n\u003cp\u003eSearch for \u003ccode\u003erental deposit return guarantee fee subsidy\u003c/code\u003e on the city, county, or district website. Be sure to check the following.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe 2026 application opening and closing dates\u003c/li\u003e\n\u003cli\u003eWhether applications are accepted through December 31 or close early when funds are exhausted\u003c/li\u003e\n\u003cli\u003eWhether online, in-person, or mail applications are available\u003c/li\u003e\n\u003cli\u003eWhether eligibility is based on the resident registration address or the location of the rented home\u003c/li\u003e\n\u003cli\u003eThe responsible department's telephone number and whether applications are currently being accepted\u003c/li\u003e\n\u003cli\u003eAccepted document issuance periods and additional forms\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eSome regions may connect their application process to public portals such as Government24, but the actual application channel varies by region. Do not assume that there is a single nationwide application page; use the official channel listed in the relevant local government's notice.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#5-respond-to-supplementation-requests-and-confirm-payment\" class=\"anchor\" id=\"5-respond-to-supplementation-requests-and-confirm-payment\"\u003e\u003c/a\u003e5. Respond to Supplementation Requests and Confirm Payment\u003c/h3\u003e\n\u003cp\u003eKeep the application number or application details. If additional documents are requested during the review, submit them within the specified period. After the payment decision is issued, check the deposit history of the account in the applicant's name. The fact that an application has been received does not mean that the subsidy has been approved.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#how-to-check-the-application-deadline-and-remaining-budget\" class=\"anchor\" id=\"how-to-check-the-application-deadline-and-remaining-budget\"\u003e\u003c/a\u003eHow to Check the Application Deadline and Remaining Budget\u003c/h2\u003e\n\u003cp\u003eBecause the 2026 program is funded through each local government's budget, application periods and remaining funds may differ. Even if some regions accept applications through December 31, they may close applications early if funds are exhausted first.\u003c/p\u003e\n\u003cp\u003eThe following steps can be used to check the exact status.\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eCheck whether the notice on the city, county, or district website was posted or updated in 2026.\u003c/li\u003e\n\u003cli\u003eLook in the notice for phrases such as \u003ccode\u003ewhen funds are exhausted\u003c/code\u003e, \u003ccode\u003efirst come, first served\u003c/code\u003e, or \u003ccode\u003eapplications closed\u003c/code\u003e.\u003c/li\u003e\n\u003cli\u003eIf only old notices appear in search results, contact the responsible housing welfare or housing department to ask whether applications are currently being accepted.\u003c/li\u003e\n\u003cli\u003eEven if the online application page is open, this may not mean that funds remain, so reconfirm whether applications can still be submitted.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eIf you are preparing to move or renew your lease, it is advisable to check the guarantee enrollment date and when you may apply before obtaining documents. If you enroll in the guarantee shortly before applications close, you may not have enough time to prepare income documents or proof of guarantee fee payment.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#easily-overlooked-issues-regarding-guarantee-enrollment-and-renewal-timing\" class=\"anchor\" id=\"easily-overlooked-issues-regarding-guarantee-enrollment-and-renewal-timing\"\u003e\u003c/a\u003eEasily Overlooked Issues Regarding Guarantee Enrollment and Renewal Timing\u003c/h2\u003e\n\u003cp\u003eThe guarantee fee subsidy is separate, post-enrollment assistance from enrollment in the return guarantee itself. Enrolling in a guarantee does not result in automatic payment of the subsidy; a separate application must be submitted to the local government.\u003c/p\u003e\n\u003cp\u003eIn particular, the following timing discrepancies may result in rejection or requests for additional documents.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe guarantee was obtained, but the guarantee period ended before the subsidy application was submitted\u003c/li\u003e\n\u003cli\u003eThe lease was renewed, but only the previous guarantee certificate was submitted\u003c/li\u003e\n\u003cli\u003eThe guarantee fee was paid in installments or at a discount, making the amount actually paid different from the amount shown on the guarantee certificate\u003c/li\u003e\n\u003cli\u003eThe resident registration address does not match the address on the lease agreement after a move\u003c/li\u003e\n\u003cli\u003eThe applicant married or moved into a different age bracket after enrolling in the guarantee, changing the applicable applicant category\u003c/li\u003e\n\u003cli\u003eIncome data for the relevant year has not yet been issued, requiring alternative proof specified in the notice\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eIf the lease was renewed or the guarantee provider changed, prepare the latest guarantee certificate together with the actual payment records. If it is unclear which guarantee fee is eligible for assistance, check with the responsible local government department before applying.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#cases-that-may-be-excluded-from-assistance\" class=\"anchor\" id=\"cases-that-may-be-excluded-from-assistance\"\u003e\u003c/a\u003eCases That May Be Excluded from Assistance\u003c/h2\u003e\n\u003cp\u003eThe following cases may generally result in ineligibility or duplicate assistance issues. The detailed exclusion criteria in the notice issued by the applicant's local government are definitive.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eThe applicant owns a home as of the application date\u003c/li\u003e\n\u003cli\u003eThe rental deposit or annual income exceeds the threshold\u003c/li\u003e\n\u003cli\u003eThe return guarantee has expired or been canceled, or payment of the guarantee fee cannot be proven\u003c/li\u003e\n\u003cli\u003eThe tenant is a corporation rather than an individual\u003c/li\u003e\n\u003cli\u003eThe applicant resides in housing excluded under the notice, such as a rental home owned by a registered rental business operator\u003c/li\u003e\n\u003cli\u003eThe same guarantee fee has already been subsidized under another program\u003c/li\u003e\n\u003cli\u003eThe applicant falls into a category excluded from assistance under the notice, such as a foreign national or overseas Korean national\u003c/li\u003e\n\u003cli\u003eThe application is submitted after the local government's budget has been exhausted\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch2\u003e\n\u003ca href=\"#difference-between-guarantee-fee-assistance-and-a-deposit-return-claim\" class=\"anchor\" id=\"difference-between-guarantee-fee-assistance-and-a-deposit-return-claim\"\u003e\u003c/a\u003eDifference Between Guarantee Fee Assistance and a Deposit Return Claim\u003c/h2\u003e\n\u003cp\u003eGuarantee fee assistance reimburses the cost of enrolling in a guarantee. It is different from the process of claiming payment of the deposit from the guarantee provider when the landlord fails to return it.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eCategory\u003c/th\u003e\n\u003cth\u003eGuarantee fee assistance\u003c/th\u003e\n\u003cth\u003eClaim for performance under the deposit return guarantee\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003ePurpose\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee assistance\"\u003eReduce the burden of the guarantee fee paid by the tenant\u003c/td\u003e\n\u003ctd data-label=\"Claim for performance under the deposit return guarantee\"\u003eRecover a deposit not returned by the landlord\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eApplication submitted to\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee assistance\"\u003eLocal government\u003c/td\u003e\n\u003ctd data-label=\"Claim for performance under the deposit return guarantee\"\u003eGuarantee provider with which the applicant enrolled\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eKey requirements\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee assistance\"\u003eIncome, non-homeownership, deposit, and budget criteria\u003c/td\u003e\n\u003ctd data-label=\"Claim for performance under the deposit return guarantee\"\u003eGuarantee event and provider-specific performance requirements\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003ePayment coverage\u003c/td\u003e\n\u003ctd data-label=\"Guarantee fee assistance\"\u003eAll or part of the guarantee fee paid\u003c/td\u003e\n\u003ctd data-label=\"Claim for performance under the deposit return guarantee\"\u003eRental deposit recognized under the guarantee terms\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eTherefore, even if the guarantee fee was subsidized, if a guarantee event occurs, the applicant must follow the separate performance procedures of the HUG, HF, or SGI guarantee in which they enrolled.\u003c/p\u003e\n","tags":["Jeonse","Housing costs","Housing lease","Jeonse Deposit Guarantee"],"faqs":[{"question":"Where can I apply for support for jeonse deposit return guarantee fees in 2026?","answer":"Apply through the official application channel of the local government with jurisdiction over your registered residential address or as specified in the public notice. Check the 2026 notice on the city, county, or district website for whether applications can be submitted online, in person, or by mail, as well as which department is responsible. Not all regions nationwide use the same application page."},{"question":"Can anyone receive up to KRW 400,000?","answer":"No. Young people and newlywed couples are eligible for the full amount of the guarantee fee actually paid, while applicants other than young people are eligible for 90% of the amount actually paid, subject to a cap of KRW 400,000 in each case. If the amount actually paid is below the cap, they can receive only up to the amount paid or 90% of that amount, respectively."},{"question":"Which deposit return guarantee must I enroll in to be eligible for support?","answer":"Generally, the jeonse deposit return guarantees offered by the Korea Housing \u0026 Urban Guarantee Corporation (HUG), Korea Housing Finance Corporation (HF), or SGI Seoul Guarantee are eligible. The guarantee must be valid as of the application date, and you must be able to prove that the guarantee fee was paid."},{"question":"Can I apply if the guarantee expires after I pay the guarantee fee?","answer":"If the program requires the guarantee to be valid as of the application date, it is difficult to receive support based solely on an expired guarantee. If you have renewed the contract or guarantee, check the local government's notice and contact the responsible department to determine whether the latest guarantee certificate is eligible for support."},{"question":"Is income for newlywed couples calculated based on the couple's combined income?","answer":"For newlywed couples, the standard generally applied is a combined annual income of at most KRW 75 million. Check the local government's notice for the required spouse income documents and the applicable income year."},{"question":"Can I apply if the jeonse deposit is exactly KRW 300 million?","answer":"If the criterion is a lease deposit of at most KRW 300 million, a contract with a deposit of exactly KRW 300 million is also included under the amount criterion. However, all other requirements, including not owning a home, income, a valid guarantee, and budget availability, must also be met."},{"question":"Can I apply again if I have already received guarantee fee support elsewhere?","answer":"Duplicate support for the same guarantee fee is generally not allowed. If the previous support concerned a different contract or a different guarantee period, check with the local government to determine whether a new application is possible."},{"question":"If the application period is still open, does that mean funds are still available?","answer":"Not necessarily. Applications may close early if the budget is exhausted, even before the end date stated in the notice, so check both the latest announcements on the local government's website and guidance from the responsible department."},{"question":"If I receive guarantee fee support, is my jeonse deposit automatically protected?","answer":"Guarantee fee support is merely a program that reimburses enrollment costs already paid. The scope of deposit protection and whether payment will be made in the event of an incident are determined separately in accordance with the terms and conditions of the guarantee provider you enrolled with and its claim review."}],"sources":[{"url":"https://m.khug.or.kr/jeonse/web/s05/s050601.jsp","title":"HUG Jeonse Fraud Prevention Center: Introduction to the Ministry of Land, Infrastructure and Transport's Guarantee Fee Support Program","type":"source"},{"url":"https://www.gwangjin.go.kr/portal/bbs/B0000001/view.do?menuNo=200001\u0026nttId=6206995","title":"Announcement of the Jeonse Deposit Return Guarantee Fee Support Program in Gwangjin-gu","type":"data_point"},{"url":"https://www.bsdonggu.go.kr/welfare/board/view.donggu?boardId=BBS_0000121\u0026dataSid=5083389\u0026menuCd=DOM_000000201001000000\u0026paging=ok\u0026startPage=1","title":"Guide to Jeonse Deposit Return Guarantee Fee Support in Dong-gu, Busan Metropolitan City","type":"data_point"}],"images":[{"id":731,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6OTI1MSwicHVyIjoiYmxvYl9pZCJ9fQ==--f8938376068c31866e7877e0b0c8108c6afd3963/ai-e6efe4c4.webp","is_representative":true,"generation_method":"ai_photo","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"서류철을 든 남성이 주택 관련 신청 화면이 열린 노트북 앞에 앉아 있다","caption":"전세보증금반환보증 신청에 필요한 서류를 확인하는 모습이다.","description":null},"en":{"alt":"Man holding a folder beside a laptop showing a housing application screen","caption":"The scene illustrates reviewing documents for a rental deposit return guarantee application.","description":null},"ja":{"alt":"住宅関連の申請画面を表示したノートパソコンの前で書類を持つ男性","caption":"賃貸保証金返還保証の申請書類を確認している様子です。","description":null},"es":{"alt":"Hombre con una carpeta ante un portátil que muestra una solicitud de vivienda","caption":"La escena representa la revisión de documentos para solicitar la garantía de devolución del depósito.","description":null},"id":{"alt":"Pria memegang folder di depan laptop dengan layar pengajuan terkait hunian","caption":"Adegan ini menggambarkan pemeriksaan dokumen untuk pengajuan jaminan pengembalian uang sewa.","description":null},"pt":{"alt":"Homem com uma pasta diante de um laptop exibindo uma solicitação habitacional","caption":"A cena representa a conferência dos documentos para solicitar a garantia de devolução do depósito.","description":null},"zh-hant":{"alt":"男子手持文件夾，面前的筆電顯示住宅相關申請頁面","caption":"畫面呈現查核租屋押金返還保證申請文件的情境。","description":null},"de":{"alt":"Mann mit Aktenordner vor einem Laptop mit einem wohnungsbezogenen Antragsformular","caption":"Die Szene zeigt die Prüfung von Unterlagen für einen Antrag auf Mietkautionsrückzahlungsgarantie.","description":null}}},{"id":732,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6OTI2MywicHVyIjoiYmxvYl9pZCJ9fQ==--baabfcf4713847ef33f6cde4882b6e65077e1b10/ai-3dfc46ea.webp","is_representative":false,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"보호막 속 주택, 서류, 관공서, 신청 단계와 지원금 지급을 나타낸 안내 일러스트","caption":"전세보증금반환보증 보증료 지원의 신청부터 지급까지의 흐름을 보여준다.","description":null},"en":{"alt":"Guide illustration with a protected home, documents, government office, application steps, and payment","caption":"The graphic outlines the process from applying for rental deposit guarantee fee support to receiving payment.","description":null},"ja":{"alt":"盾で守られた住宅、書類、行政機関、申請手順、支給金を示す案内イラスト","caption":"賃貸保証金返還保証の保証料支援について、申請から支給までの流れを示している。","description":null},"es":{"alt":"Guía con vivienda protegida, documentos, oficina pública, pasos de solicitud y pago de la ayuda","caption":"El gráfico muestra el proceso desde la solicitud de ayuda para la garantía del depósito hasta el pago.","description":null},"id":{"alt":"Ilustrasi rumah terlindungi, dokumen, kantor pemerintah, tahapan pengajuan, dan pencairan bantuan","caption":"Grafik ini menunjukkan alur pengajuan hingga pencairan bantuan biaya jaminan pengembalian deposit sewa.","description":null},"pt":{"alt":"Guia com imóvel protegido, documentos, órgão público, etapas de solicitação e pagamento do auxílio","caption":"O gráfico mostra o processo da solicitação ao pagamento do apoio à taxa de garantia do depósito.","description":null},"zh-hant":{"alt":"受盾牌保護的住宅、文件、政府機關、申請步驟與補助撥款示意圖","caption":"圖中呈現租屋押金返還保證費補助從申請到撥款的流程。","description":null},"de":{"alt":"Übersicht mit geschütztem Wohnhaus, Unterlagen, Behörde, Antragsschritten und Auszahlung","caption":"Die Grafik zeigt den Ablauf von der Beantragung des Zuschusses zur Kautionsgarantie bis zur Auszahlung.","description":null}}}],"published_at":"2026-08-18T10:03:50+09:00","updated_at":"2026-08-18T10:03:50+09:00","license":"cc_by","translation_status":"reviewed","available_locales":["ko","en","ja","es"],"data_locales":["ko","en","ja","es","id","pt","zh-hant","de"],"url":"https://injoys.com/en/articles/2026-jeonse-guarantee-fee-refund-guide"}