{"content_id":"9sx4qgdylt","slug":"base-rate-loan-rate-reset-timing","images":[{"id":1226,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MTc0NjUsInB1ciI6ImJsb2JfaWQifX0=--d7f8d2975866d531cf9566cff3ea9c98c0dc10ea/ai-767afa4b.webp","is_representative":true,"generation_method":"ai_photo","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"은행 창구에서 금리 자료를 보며 상담받는 여성 고객","caption":"은행 직원이 고객에게 대출금리 관련 자료를 설명하고 있다.","description":null},"en":{"alt":"Woman reviewing an interest rate document with a bank adviser","caption":"A bank adviser explains loan rate information to a customer.","description":null},"ja":{"alt":"銀行窓口で金利資料を見ながら相談する女性客","caption":"銀行員が顧客にローン金利の資料を説明している。","description":null},"es":{"alt":"Mujer revisando un documento sobre tasas con un asesor bancario","caption":"Un asesor bancario explica a una clienta información sobre las tasas de préstamo.","description":null},"id":{"alt":"Nasabah perempuan meninjau dokumen suku bunga bersama petugas bank","caption":"Petugas bank menjelaskan informasi suku bunga pinjaman kepada nasabah.","description":null},"pt":{"alt":"Mulher analisando um documento de juros com um consultor bancário","caption":"Um consultor bancário explica a uma cliente informações sobre taxas de empréstimo.","description":null},"zh-hant":{"alt":"女性客戶在銀行櫃檯與行員查看利率資料","caption":"銀行行員向客戶說明貸款利率相關資料。","description":null},"de":{"alt":"Frau prüft mit einem Bankberater Unterlagen zu Zinssätzen","caption":"Ein Bankberater erläutert einer Kundin Informationen zu Kreditzinsen.","description":null}}},{"id":1227,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MTc0NzEsInB1ciI6ImJsb2JfaWQifX0=--6f9f5cdc4ff25874acdcc433070f643ecbbabb5e/ai-6764e3b8.webp","is_representative":false,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"은행과 상승 그래프, 달력, 주택대출 서류, 금리 변동 차트를 나타낸 금융 일러스트","caption":"기준금리 상승이 시차와 조건에 따라 대출금리에 반영되는 과정을 보여준다.","description":null},"en":{"alt":"Bank, rising graph, calendar, mortgage document, and three interest-rate adjustment charts","caption":"The illustration shows how a base rate increase reaches loan rates at different times and under different terms.","description":null},"ja":{"alt":"銀行、上昇グラフ、カレンダー、住宅ローン書類、3種類の金利変動チャート","caption":"政策金利の上昇が時期や条件に応じてローン金利へ反映される流れを示している。","description":null},"es":{"alt":"Banco, gráfico ascendente, calendario, documento hipotecario y tres gráficos de ajuste de tasas","caption":"La ilustración muestra cuándo y según qué condiciones una subida del tipo base se refleja en los préstamos.","description":null},"id":{"alt":"Bank, grafik naik, kalender, dokumen KPR, dan tiga grafik penyesuaian suku bunga","caption":"Ilustrasi ini menunjukkan waktu dan ketentuan penerapan kenaikan suku bunga acuan pada bunga pinjaman.","description":null},"pt":{"alt":"Banco, gráfico em alta, calendário, documento hipotecário e três gráficos de ajuste de juros","caption":"A ilustração mostra quando e sob quais critérios a alta da taxa básica chega aos juros dos empréstimos.","description":null},"zh-hant":{"alt":"銀行、上升圖表、日曆、房貸文件與三種利率調整走勢圖","caption":"插圖呈現基準利率上升依不同時點與條件反映至貸款利率的過程。","description":null},"de":{"alt":"Bank, steigendes Diagramm, Kalender, Hypothekenunterlagen und drei Zinsanpassungsgrafiken","caption":"Die Illustration zeigt, wann und nach welchen Kriterien ein höherer Leitzins in Kreditzinsen einfließt.","description":null}}},{"id":1228,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MTc0NzcsInB1ciI6ImJsb2JfaWQifX0=--a0d4da6e4d1bec232ac28cf4354e23a274ee060b/ai-c40a2bfd.webp","is_representative":false,"generation_method":"ai_infographic","license":"ai_generated","mime_type":"image/webp","visible_locales":["ko"],"translations":{"ko":{"alt":"기준금리 상승이 대출금리에 반영되는 과정과 대출 유형별 시점을 설명한 인포그래픽","caption":"대출금리 구성, 재산정 과정, 상품별 반영 시점과 계약 전 확인 사항을 안내합니다.","description":null},"en":{"alt":"Infographic explaining how and when a base-rate rise affects different types of loan rates","caption":"It outlines loan-rate components, repricing steps, timing by loan type, and terms to check.","description":null},"ja":{"alt":"政策金利の上昇がローン金利に反映される流れとローン種類別の時期を示す図解","caption":"ローン金利の構成、見直しの流れ、種類別の反映時期、契約前の確認事項を説明しています。","description":null},"es":{"alt":"Infografía sobre cómo y cuándo una subida del tipo de referencia afecta a distintos préstamos","caption":"Resume los componentes del interés, el proceso de revisión, los plazos y las condiciones que deben comprobarse.","description":null},"id":{"alt":"Infografik tentang proses dan waktu kenaikan suku bunga acuan memengaruhi berbagai bunga pinjaman","caption":"Grafik ini merangkum komponen bunga, proses penyesuaian, waktu menurut jenis pinjaman, dan hal yang perlu dicek.","description":null},"pt":{"alt":"Infográfico sobre como e quando a alta da taxa básica afeta os juros de diferentes empréstimos","caption":"O gráfico resume a composição dos juros, o reajuste, os prazos por tipo de empréstimo e os itens a verificar.","description":null},"zh-hant":{"alt":"說明基準利率上升如何及何時反映於不同貸款利率的資訊圖表","caption":"圖表整理貸款利率組成、重訂流程、各類貸款反映時點及簽約前確認事項。","description":null},"de":{"alt":"Infografik dazu, wie und wann ein Anstieg des Leitzinses verschiedene Kreditzinsen beeinflusst","caption":"Sie zeigt Zinsbestandteile, Anpassungsschritte, Zeitpunkte nach Kreditart und wichtige Vertragsprüfungen.","description":null}}}]}