{"content_id":"dcqnvp6t3a","slug":"2026-us-hurricane-wind-flood-insurance-fema-guide","images":[{"id":509,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6NjA2NSwicHVyIjoiYmxvYl9pZCJ9fQ==--0057adefe070290df55affbad0ca010daff9e5f2/ai-050da7c3.webp","is_representative":true,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"강풍에 지붕이 파손되고 침수된 해안 주택과 풍해·홍수 방패 아이콘","caption":"폭풍 속 해안 주택 위로 풍해와 침수 보장을 상징하는 방패가 겹쳐 보인다.","description":null},"en":{"alt":"Flooded coastal house with wind-damaged roof and wind and flood shield icons","caption":"Shield symbols distinguish wind and flood risks around a coastal home during a storm.","description":null},"ja":{"alt":"強風で屋根が損傷し浸水した海辺の家と風害・洪水の盾アイコン","caption":"嵐にさらされる海辺の家に、風害と浸水を示す盾が重ねられている。","description":null},"es":{"alt":"Casa costera inundada con el techo dañado y escudos de viento e inundación","caption":"Los escudos señalan los riesgos de viento e inundación para una casa costera durante una tormenta.","description":null},"id":{"alt":"Rumah pesisir terendam dengan atap rusak serta ikon perisai angin dan banjir","caption":"Simbol perisai menandai risiko angin dan banjir pada rumah pesisir saat badai.","description":null},"pt":{"alt":"Casa costeira alagada com telhado danificado e escudos de vento e inundação","caption":"Os escudos destacam os riscos de vento e inundação para uma casa costeira durante uma tempestade.","description":null},"zh-hant":{"alt":"沿海住宅遭強風吹損屋頂並淹水，前方有風災與洪水盾牌圖示","caption":"風災與淹水盾牌疊在暴風雨中的沿海住宅前，象徵不同保障風險。","description":null},"de":{"alt":"Überflutetes Küstenhaus mit Sturmschäden am Dach und Schutzsymbolen für Wind und Hochwasser","caption":"Schutzschilde kennzeichnen die Wind- und Hochwasserrisiken eines Küstenhauses im Sturm.","description":null}}},{"id":510,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6NjA3MSwicHVyIjoiYmxvYl9pZCJ9fQ==--dc90e293c6ddd6b58be3351a31b25e240c15a660/ai-7782ca01.webp","is_representative":false,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"허리케인 전후 주택과 지붕 풍해·침수 피해, 보험 서류와 가재도구를 비교한 인포그래픽","caption":"풍해와 침수 피해를 구분하고 보험 청구에 필요한 기록과 보장 항목을 보여준다.","description":null},"en":{"alt":"Infographic comparing a home before and after hurricane wind and flood damage, with documents and belongings","caption":"The graphic distinguishes wind and flood damage and highlights records and coverage for insurance claims.","description":null},"ja":{"alt":"ハリケーン前後の住宅と屋根の風害・浸水被害、保険書類や家財を比較した図解","caption":"風害と浸水被害の違いと、保険請求に必要な記録や補償を示している。","description":null},"es":{"alt":"Infografía de una casa antes y después de daños por viento e inundación, con documentos y pertenencias","caption":"El gráfico distingue los daños por viento e inundación y muestra registros y coberturas para reclamaciones.","description":null},"id":{"alt":"Infografik rumah sebelum dan sesudah kerusakan akibat angin topan dan banjir, beserta dokumen dan barang","caption":"Grafik ini membedakan kerusakan akibat angin dan banjir serta menyoroti bukti dan perlindungan asuransi.","description":null},"pt":{"alt":"Infográfico de casa antes e depois de danos por vento e inundação, com documentos e bens domésticos","caption":"O gráfico diferencia danos por vento e inundação e destaca registros e coberturas para pedidos de indenização.","description":null},"zh-hant":{"alt":"颶風前後住宅、屋頂風災與淹水損害，以及保險文件和家中物品的比較圖解","caption":"圖表區分風災與淹水損害，並呈現保險理賠所需的紀錄與保障項目。","description":null},"de":{"alt":"Infografik eines Hauses vor und nach Sturm- und Flutschäden mit Unterlagen und Hausrat","caption":"Die Grafik unterscheidet Wind- und Flutschäden und zeigt Nachweise sowie Deckungen für Versicherungsansprüche.","description":null}}},{"id":511,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6NjA3NywicHVyIjoiYmxvYl9pZCJ9fQ==--06b4f9b50f2491b693686101b53309d14a38c73c/ai-71e65ede.webp","is_representative":false,"generation_method":"ai_infographic","license":"ai_generated","mime_type":"image/webp","visible_locales":["ko"],"translations":{"ko":{"alt":"주택보험·홍수보험·FEMA 지원과 재난 후 청구 절차를 비교한 2026년 허리케인 보험 공백 안내도","caption":"풍해와 침수의 원인별 보장, 증거 준비, 신고 순서와 FEMA 지원의 한계를 설명한다.","description":null},"en":{"alt":"2026 hurricane guide comparing home and flood insurance, FEMA aid, evidence, and claim steps","caption":"The infographic explains coverage by cause, documentation, claim steps, and the limits of FEMA aid.","description":null},"ja":{"alt":"住宅保険・洪水保険・FEMA支援と請求手順を比較する2026年ハリケーン保険ガイド","caption":"風害と浸水の原因別補償、証拠の準備、申告手順、FEMA支援の限界を示している。","description":null},"es":{"alt":"Guía de 2026 sobre seguro de hogar, inundación, ayuda de FEMA y pasos para reclamar","caption":"La infografía explica la cobertura según la causa, las pruebas, la reclamación y los límites de FEMA.","description":null},"id":{"alt":"Panduan 2026 tentang asuransi rumah, banjir, bantuan FEMA, bukti, dan langkah klaim","caption":"Infografik ini menjelaskan pertanggungan berdasarkan penyebab, bukti, proses klaim, dan batas bantuan FEMA.","description":null},"pt":{"alt":"Guia de 2026 sobre seguro residencial, inundação, ajuda da FEMA e etapas de indenização","caption":"O infográfico explica coberturas por causa, provas, etapas do pedido e limites da ajuda da FEMA.","description":null},"zh-hant":{"alt":"比較住宅保險、洪水保險、FEMA援助與理賠步驟的2026年颶風保險指南","caption":"圖表說明風災與淹水的承保差異、證據準備、申報流程及FEMA援助限制。","description":null},"de":{"alt":"Leitfaden 2026 zu Wohngebäude- und Flutversicherung, FEMA-Hilfe und Schadenmeldung","caption":"Die Grafik erklärt ursachenabhängigen Schutz, Nachweise, Meldeschritte und Grenzen der FEMA-Hilfe.","description":null}}}]}