{"content_id":"febppt0hy7","slug":"first-home-buying-checklist-korea","locale":"en","schema_type":"HowTo","category":"how_to","category_name":"How-to","title":"A First-Time Homebuyer's Checklist for Choosing an Agent, Signing a Contract, and Closing","summary":"This guide outlines how first-time homebuyers can independently verify the price, ownership and other legal rights, contract terms, and property condition rather than relying solely on an agent's statements or property advertisements. It particularly explains risks involving provisional deposit transfers, loan contingency clauses, property confirmation and explanation forms, registry checks before closing, and vacant-property inspections.","author":{"name":"Injoys Editorial Team","url":"https://injoys.com/ko/about"},"key_points":["More important than the number of brokerage offices are registration status, the specificity of explanations, disclosure of conflicts of interest, and the ability to verify documents.","The real estate registry certificate, building register, actual transaction prices, and on-site condition provide different information, so they should be reviewed together.","To reduce disputes, a loan rejection contingency clause should specify the loan type, amount, deadline, and conditions for returning the deposit.","A property confirmation and explanation form is not a notarized document and does not guarantee against hidden defects, so a separate on-site inspection is necessary.","Immediately before closing, review the registry again and coordinate the sequence of ownership transfer, mortgage cancellation, transfer of possession, and payment."],"content_markdown":"The key to minimizing losses when buying your first home is neither distrusting the real estate agent nor relying on them completely, but cross-checking important facts against official documents and on-site conditions. The information below is based on the home purchase process in South Korea, and legal judgments regarding individual contracts may vary depending on the facts.\n\n## Real Estate Transaction Misconceptions to Correct First\n\n### Is It Always Safer to Visit Multiple Real Estate Agencies?\n\nComparing market prices and explanations from two or more real estate agencies helps reduce information bias. However, there is no rule requiring you to visit at least three. The same property may be listed with multiple agencies, and even numerous visits will not make a transaction safe if you neglect to verify the rights and interests involved.\n\nWhen evaluating a real estate agency, it is better to look for the following practices.\n\n- Does the agency allow you to verify its registration certificate and the identity of the person in charge?\n- Does the agent ask detailed questions about priorities such as your budget, loan, commute, and move-in date?\n- Does the agent explain not only the property's advantages but also its rights and interests, areas requiring repairs, and transaction risks?\n- Does the agent distinguish between actual transaction examples and current listings when presenting the basis for price assessments?\n- Rather than pressuring you to sign a contract, does the agent explain which documents to check and the relevant schedule?\n- Does the agent transparently explain the brokerage fee, whether co-brokerage is involved, and the relationships among the parties to the transaction?\n\nThe mere fact that an agent actively engages in co-brokerage does not necessarily mean the agent is on the buyer's side. In South Korea, brokerage fees charged to each client and settlement arrangements between co-brokers are separate, and the actual interests involved vary by transaction.\n\n### Is the Confirmation and Explanation Statement for the Property a Notarized Document?\n\nNo. The confirmation and explanation statement for the property is an important document that a licensed real estate agent must prepare by verifying and explaining matters in accordance with applicable laws and then provide to the parties to the transaction. However, it is neither a notarized document nor an inspection report guaranteeing the property's overall condition. Defects that are difficult to discover through an ordinary inspection, such as leaks hidden behind furniture or finishing materials, may not be recorded.\n\n### Does Unilaterally Withholding the Balance Protect the Buyer?\n\nEven if a serious problem is discovered, if the buyer unilaterally refuses to pay the entire balance without checking the contract and legal grounds, the buyer may face an issue of breach of contract. The buyer should first secure evidence and, through the agent, reach a written agreement with the seller regarding repairs, withholding part of the payment, or changing the schedule. If no agreement is reached or the amount is substantial, it is safer to consult a lawyer or other legal professional before refusing payment.\n\n## Step 1: Set Your Budget and Purchase Criteria\n\nIf you calculate your budget based only on the purchase price, you may run short of funds when paying the balance. Estimate the following costs separately.\n\n- Timing of the deposit, interim payment, balance, and use of your own funds\n- Taxes such as acquisition tax\n- Brokerage fee and whether value-added tax applies\n- Costs related to title transfer registration and judicial scrivener fees\n- Loan-related incidental costs\n- Moving, repair, appliance, and furniture costs\n- Apartment maintenance fees and various settlement payments\n\nBefore searching for properties, do not merely check the maximum loan amount available; also assess whether the loan can actually be disbursed. The outcome may vary depending on the type and price of the home, collateral value, income, existing debt, whether the property is in a regulated area, and the financial institution's review. A preliminary consultation or estimated limit does not constitute final approval.\n\nDividing your purchase criteria into “essential,” “preferred,” and “negotiable” will help you remain consistent during negotiations.\n\n| Category | Examples |\n|---|---|\n| Essential | Maximum total budget, minimum number of rooms, available move-in date, maximum acceptable commute |\n| Preferred | Distance from a subway or train station, orientation, floor, parking conditions, school district |\n| Negotiable | Interior design, specific building, view, whether newly built |\n\n## Step 2: Verify the Real Estate Agency and the Person in Charge\n\nCheck the real estate agency registration certificate, displays related to licensed real estate agent qualifications, and brokerage fee rate table posted at the office. You may also ask whether the person who showed you the property is a brokerage assistant or an affiliated licensed real estate agent. A brokerage assistant must disclose that they are a brokerage assistant, and you should verify that the procedures for preparing and signing the contract and confirmation and explanation statement comply with applicable laws.\n\nA good agent does not ask only about the buyer's maximum budget. The agent should be able to answer the following questions with supporting grounds.\n\n1. Why do recent actual transaction prices differ from current asking prices?\n2. What are the rights and interests involving the owner, mortgages, seizures, provisional seizures, jeonse rights, and other matters?\n3. Who currently occupies the property, and when can it be vacated?\n4. What are the history of leaks, condensation, and repairs, and which fixtures are included?\n5. How will it be verified that no additional rights are established between signing the contract and paying the balance?\n\nYou should disclose your budget and need for a loan to receive suitable recommendations, but you do not need to reveal your highest negotiable price from the outset. It is reasonable to distinguish between the financial conditions the agent needs to know and the negotiation limit to be presented to the seller.\n\n## Step 3: Cross-Check Market Prices and Public Records\n\nProperty advertisements and the agent's explanations are only the starting point for verification, not the final basis for a decision. At a minimum, compare the following materials.\n\n| Source | What to Check | Limitations |\n|---|---|---|\n| Ministry of Land, Infrastructure and Transport's Actual Transaction Price Disclosure System | Actual reported purchase prices, transaction dates, floors | Updates may take time after reporting, and interior conditions cannot be determined |\n| Certificate of Registered Matters | Owner, mortgages, seizures and provisional seizures, jeonse rights, etc. | Does not guarantee actual occupancy status or every relevant fact |\n| Building Register | Use, area, structure, indication of unlawful construction, etc. | May differ from the property's actual construction status |\n| Land Use Plan | Use zones and districts, and restrictions on activities | Does not guarantee whether future projects will be finalized |\n| On-Site Inspection | Noise, natural light, odors, cracks, signs of leaks, parking | Conditions may appear different depending on the time of the visit and weather |\n\nChecking the certificate of registered matters only once when first viewing the home is insufficient. Check the latest status again before signing the contract, when necessary before and after making an interim payment, and immediately before paying the balance. Compare the owner's name against their ID, and if an agent signs the contract on the owner's behalf, verify the authenticity and scope of evidence of authority, such as the power of attorney and seal certificate.\n\nFor a property with a trust registration, separately verify the registered trustee and the authority to dispose of the property under the trust register. Do not enter into a contract based solely on the explanations of the person named in the records or the occupant.\n\n## Step 4: Inspect the Home in Person at Different Times\n\nIf possible, visit under different conditions, such as during the day and evening or on weekdays and weekends. Immediately after rain is a good time to check for signs of leaks, but whether a leak exists cannot be conclusively determined from a single visit.\n\n### Interior Inspection Items\n\n- Stains in ceiling and exterior-wall corners, lifting wallpaper, and moldy odors\n- Signs of condensation around windows and the condition of silicone sealant\n- Water pressure and drainage when multiple faucets are running simultaneously\n- Leaks and corrosion beneath the kitchen sink and washbasins\n- Boiler operation, heating manifold, and hot-water condition\n- Cracks, tilting, and finish damage on walls and floors\n- Fixtures included in the sale, such as built-in cabinets, air conditioners, and lighting\n- Noise and odors from other floors, roads, railways, and commercial premises\n\n### Additional Items to Check for Multi-Unit Housing\n\n- Number of available parking spaces and nighttime parking conditions\n- Repair condition of common areas such as elevators, exterior walls, and rooftops\n- Whether maintenance fees are overdue and how they will be settled on the balance payment date\n- How settlement items such as long-term repair reserves will be handled\n- The official stage of any reconstruction or remodeling initiative\n\nObtain the owner or occupant's consent before taking photos or videos, and record the date and location. If a professional inspection is necessary, you may also consider engaging a home inspection professional with the seller's consent before signing the contract.\n\n## Step 5: Finalize the Agreement Before Transferring a Preliminary Deposit\n\nCalling a payment a “preliminary contract deposit” does not automatically weaken its legal effect. If money is transferred after an agreement has been reached on essential terms such as the property and purchase price, disputes may arise over whether the main contract was formed or whether the money can be refunded.\n\nBefore transferring money, confirm at least the following by text message or in a separate document.\n\n- Exact identification of the property\n- Purchase price and the nature of the money paid\n- Date of the main contract and balance payment date\n- Conditions under which the money may be refunded or forfeited\n- How a loan denial will be handled\n- Registered rights and occupancy status\n- Whether the seller and buyer agree to the key special provisions\n\nDo not transfer money solely because the agent says, “Send it first and we can hold the property.” You should also verify who the contracting party is and why the money is being sent to the agent's account.\n\n## Step 6: Prepare the Contract and Special Provisions\n\nMore special provisions are not necessarily better. They are useful when they specifically allocate the risks of the particular transaction. Ambiguous or unenforceable language may instead increase disputes.\n\n### Key Special Provisions to Review\n\n1. **Loan Conditions**: Specify the financial institution, loan type, minimum amount required, application deadline, buyer's duty to cooperate, method of confirming denial, and whether the deposit will be refunded.\n2. **Prohibition on Changes in Rights**: Provide that no new mortgage, leasehold right, seizure, or other right adverse to the buyer may be established from the contract date until completion of the title transfer registration.\n3. **Cancellation of Existing Security Interests**: Specify the rights to be canceled simultaneously with payment of the balance, the repayment method, cancellation documents, and order of processing.\n4. **Delivery and Transfer of Possession**: State the seller's or tenant's move-out date, key handover, items to be left behind, and responsibility for disposing of waste.\n5. **Fixtures and Defects**: State the included options, identified defects, party responsible for repairs, allocation of costs, and completion deadline.\n6. **Settlement of Taxes and Maintenance Fees**: Specify the items to be settled as of the balance payment date and how overdue amounts will be handled.\n\nA short phrase such as “void if the loan is not approved” may be insufficient. Interpretations may differ over whether it includes issues with the buyer's credit, failure to submit documents, approval for a lower amount than expected, or a mere change of mind.\n\n## Step 7: Review the Confirmation and Explanation Statement for the Property\n\nUnder the Licensed Real Estate Agents Act, a licensed real estate agent must verify and explain legally prescribed matters, including rights and interests and statutory restrictions on transactions and use, and must provide a confirmation and explanation statement. Before signing the contract, the buyer should receive the explanation and request corrections to any parts that differ from the property's actual condition.\n\nItems to check include the following.\n\n- Registered rights and interests and actual rights and interests\n- Land use plans and public-law restrictions on use\n- Condition of facilities such as water, electricity, gas, fire protection systems, and elevators\n- Condition of walls, floors, water supply, and drainage\n- Environmental conditions, management matters, and brokerage fees\n- Items that were difficult to inspect in person and the reasons\n\nEven if a document states “normal” or “none,” reconfirm any suspicious areas through photos, repair records, and professional inspections. Do not sign documents with blank spaces or sign everything at once without actually receiving an explanation. Keep the contract, confirmation and explanation statement, certificate of registered matters, transfer records, and conversation records together.\n\n## Step 8: Recheck the Vacant Home and Registration Before Paying the Balance\n\nThe period after the seller's belongings have been removed but before the buyer's belongings are brought in is a good time to identify previously concealed defects. However, this inspection period should be incorporated into the contract and moving schedule in advance.\n\n### Order of Checks on the Balance Payment Date\n\n1. Review the latest certificate of registered matters to determine whether any new rights have been established since the contract was signed.\n2. Reconfirm the owner, authority of any representative, and account receiving the balance.\n3. Inspect the vacant property and whether the agreed repairs have been completed.\n4. Coordinate with the judicial scrivener and financial institution regarding the order of repayment and cancellation of existing mortgages and filing of the title transfer registration.\n5. Receive the keys, means of access to the common entrance, management-related materials, and instructions for using the fixtures.\n6. Settle maintenance fees, utility charges, and items specified in the contract.\n7. Retain proof of the balance transfer and registration filing.\n\nIf you discover a major defect, record the overall view, close-up views, and footage showing flowing water or malfunctioning equipment, together with the date. Immediately notify the agent and seller in writing and prepare a written agreement regarding repairs, allocation of costs, or withholding part of the payment. Do not unilaterally deduct repair costs from the balance without an agreement.\n\n## Assess the Ability to Perform the Contract Rather Than Market Advantage\n\nIn a seller's market with few available properties, it may be difficult to secure a price reduction or complex special provisions, while in a market with many listings, the buyer may have greater bargaining power. However, market conditions are not a reason to disregard rights and interests or defects.\n\nDividing negotiation terms into the following three levels makes decisions easier.\n\n- **Non-Negotiable**: Uncertainty over title transfer, serious rights issues, essential loan conditions, risk of failure to transfer possession\n- **Open to Price Adjustment**: Repair costs, options, move-in date, settlement of maintenance fees\n- **Acceptable to Waive**: Minor finish damage or fixtures already scheduled for replacement\n\nAn agent conveying the seller's conditions is not necessarily colluding with the seller. Conversely, you should not assume that an agent is the buyer's legal representative simply because the agent is friendly and proactive. Responsibility for the final purchase decision and document verification remains with the parties to the transaction.\n\n## Step-by-Step Checklist for Buying Your First Home\n\n| Stage | Essential Tasks |\n|---|---|\n| Before Searching for Properties | Determine total budget, loan feasibility, and essential location requirements |\n| Property Visit | Check defects, noise, natural light, and parking; record explanations |\n| Before Price Negotiation | Compare actual transaction prices and competing nearby listings |\n| Before Paying a Preliminary Deposit | Verify the owner and registration; document refund conditions and key agreements |\n| Before the Main Contract | Check the latest registration, building register, rights, and occupancy status |\n| Contract Date | Review the contract, special provisions, and confirmation and explanation statement; receive signed copies |\n| Before Paying the Balance | Recheck the registration, inspect the vacant property, and coordinate cancellation and transfer procedures |\n| After Paying the Balance | Confirm registration filing and completion; retain documents and evidence of defects |\n\n## Conclusion\n\nThe most dangerous action when buying your first home is assuming that “the professionals must have taken care of everything.” Choose a trustworthy licensed real estate agent, but personally compare actual transaction prices, the certificate of registered matters, building register, confirmation and explanation statement, and on-site conditions.\n\nIt is particularly important to finalize key conditions before transferring a preliminary deposit, draft specific loan-related special provisions, and recheck the registration and vacant property immediately before paying the balance. If the rights and interests are complex or there is a significant possibility of a defect or payment dispute, it is safer to obtain an individual review from a relevant professional, such as a lawyer or judicial scrivener, before signing the contract or paying the balance.","content_html":"\u003cp\u003eThe key to minimizing losses when buying your first home is neither distrusting the real estate agent nor relying on them completely, but cross-checking important facts against official documents and on-site conditions. The information below is based on the home purchase process in South Korea, and legal judgments regarding individual contracts may vary depending on the facts.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#real-estate-transaction-misconceptions-to-correct-first\" class=\"anchor\" id=\"real-estate-transaction-misconceptions-to-correct-first\"\u003e\u003c/a\u003eReal Estate Transaction Misconceptions to Correct First\u003c/h2\u003e\n\u003ch3\u003e\n\u003ca href=\"#is-it-always-safer-to-visit-multiple-real-estate-agencies\" class=\"anchor\" id=\"is-it-always-safer-to-visit-multiple-real-estate-agencies\"\u003e\u003c/a\u003eIs It Always Safer to Visit Multiple Real Estate Agencies?\u003c/h3\u003e\n\u003cp\u003eComparing market prices and explanations from two or more real estate agencies helps reduce information bias. However, there is no rule requiring you to visit at least three. The same property may be listed with multiple agencies, and even numerous visits will not make a transaction safe if you neglect to verify the rights and interests involved.\u003c/p\u003e\n\u003cp\u003eWhen evaluating a real estate agency, it is better to look for the following practices.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eDoes the agency allow you to verify its registration certificate and the identity of the person in charge?\u003c/li\u003e\n\u003cli\u003eDoes the agent ask detailed questions about priorities such as your budget, loan, commute, and move-in date?\u003c/li\u003e\n\u003cli\u003eDoes the agent explain not only the property's advantages but also its rights and interests, areas requiring repairs, and transaction risks?\u003c/li\u003e\n\u003cli\u003eDoes the agent distinguish between actual transaction examples and current listings when presenting the basis for price assessments?\u003c/li\u003e\n\u003cli\u003eRather than pressuring you to sign a contract, does the agent explain which documents to check and the relevant schedule?\u003c/li\u003e\n\u003cli\u003eDoes the agent transparently explain the brokerage fee, whether co-brokerage is involved, and the relationships among the parties to the transaction?\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eThe mere fact that an agent actively engages in co-brokerage does not necessarily mean the agent is on the buyer's side. In South Korea, brokerage fees charged to each client and settlement arrangements between co-brokers are separate, and the actual interests involved vary by transaction.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#is-the-confirmation-and-explanation-statement-for-the-property-a-notarized-document\" class=\"anchor\" id=\"is-the-confirmation-and-explanation-statement-for-the-property-a-notarized-document\"\u003e\u003c/a\u003eIs the Confirmation and Explanation Statement for the Property a Notarized Document?\u003c/h3\u003e\n\u003cp\u003eNo. The confirmation and explanation statement for the property is an important document that a licensed real estate agent must prepare by verifying and explaining matters in accordance with applicable laws and then provide to the parties to the transaction. However, it is neither a notarized document nor an inspection report guaranteeing the property's overall condition. Defects that are difficult to discover through an ordinary inspection, such as leaks hidden behind furniture or finishing materials, may not be recorded.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#does-unilaterally-withholding-the-balance-protect-the-buyer\" class=\"anchor\" id=\"does-unilaterally-withholding-the-balance-protect-the-buyer\"\u003e\u003c/a\u003eDoes Unilaterally Withholding the Balance Protect the Buyer?\u003c/h3\u003e\n\u003cp\u003eEven if a serious problem is discovered, if the buyer unilaterally refuses to pay the entire balance without checking the contract and legal grounds, the buyer may face an issue of breach of contract. The buyer should first secure evidence and, through the agent, reach a written agreement with the seller regarding repairs, withholding part of the payment, or changing the schedule. If no agreement is reached or the amount is substantial, it is safer to consult a lawyer or other legal professional before refusing payment.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#step-1-set-your-budget-and-purchase-criteria\" class=\"anchor\" id=\"step-1-set-your-budget-and-purchase-criteria\"\u003e\u003c/a\u003eStep 1: Set Your Budget and Purchase Criteria\u003c/h2\u003e\n\u003cp\u003eIf you calculate your budget based only on the purchase price, you may run short of funds when paying the balance. Estimate the following costs separately.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eTiming of the deposit, interim payment, balance, and use of your own funds\u003c/li\u003e\n\u003cli\u003eTaxes such as acquisition tax\u003c/li\u003e\n\u003cli\u003eBrokerage fee and whether value-added tax applies\u003c/li\u003e\n\u003cli\u003eCosts related to title transfer registration and judicial scrivener fees\u003c/li\u003e\n\u003cli\u003eLoan-related incidental costs\u003c/li\u003e\n\u003cli\u003eMoving, repair, appliance, and furniture costs\u003c/li\u003e\n\u003cli\u003eApartment maintenance fees and various settlement payments\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eBefore searching for properties, do not merely check the maximum loan amount available; also assess whether the loan can actually be disbursed. The outcome may vary depending on the type and price of the home, collateral value, income, existing debt, whether the property is in a regulated area, and the financial institution's review. A preliminary consultation or estimated limit does not constitute final approval.\u003c/p\u003e\n\u003cp\u003eDividing your purchase criteria into “essential,” “preferred,” and “negotiable” will help you remain consistent during negotiations.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eCategory\u003c/th\u003e\n\u003cth\u003eExamples\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eEssential\u003c/td\u003e\n\u003ctd data-label=\"Examples\"\u003eMaximum total budget, minimum number of rooms, available move-in date, maximum acceptable commute\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003ePreferred\u003c/td\u003e\n\u003ctd data-label=\"Examples\"\u003eDistance from a subway or train station, orientation, floor, parking conditions, school district\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eNegotiable\u003c/td\u003e\n\u003ctd data-label=\"Examples\"\u003eInterior design, specific building, view, whether newly built\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003ch2\u003e\n\u003ca href=\"#step-2-verify-the-real-estate-agency-and-the-person-in-charge\" class=\"anchor\" id=\"step-2-verify-the-real-estate-agency-and-the-person-in-charge\"\u003e\u003c/a\u003eStep 2: Verify the Real Estate Agency and the Person in Charge\u003c/h2\u003e\n\u003cp\u003eCheck the real estate agency registration certificate, displays related to licensed real estate agent qualifications, and brokerage fee rate table posted at the office. You may also ask whether the person who showed you the property is a brokerage assistant or an affiliated licensed real estate agent. A brokerage assistant must disclose that they are a brokerage assistant, and you should verify that the procedures for preparing and signing the contract and confirmation and explanation statement comply with applicable laws.\u003c/p\u003e\n\u003cp\u003eA good agent does not ask only about the buyer's maximum budget. The agent should be able to answer the following questions with supporting grounds.\u003c/p\u003e\n\u003col\u003e\n\u003cli\u003eWhy do recent actual transaction prices differ from current asking prices?\u003c/li\u003e\n\u003cli\u003eWhat are the rights and interests involving the owner, mortgages, seizures, provisional seizures, jeonse rights, and other matters?\u003c/li\u003e\n\u003cli\u003eWho currently occupies the property, and when can it be vacated?\u003c/li\u003e\n\u003cli\u003eWhat are the history of leaks, condensation, and repairs, and which fixtures are included?\u003c/li\u003e\n\u003cli\u003eHow will it be verified that no additional rights are established between signing the contract and paying the balance?\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eYou should disclose your budget and need for a loan to receive suitable recommendations, but you do not need to reveal your highest negotiable price from the outset. It is reasonable to distinguish between the financial conditions the agent needs to know and the negotiation limit to be presented to the seller.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#step-3-cross-check-market-prices-and-public-records\" class=\"anchor\" id=\"step-3-cross-check-market-prices-and-public-records\"\u003e\u003c/a\u003eStep 3: Cross-Check Market Prices and Public Records\u003c/h2\u003e\n\u003cp\u003eProperty advertisements and the agent's explanations are only the starting point for verification, not the final basis for a decision. At a minimum, compare the following materials.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eSource\u003c/th\u003e\n\u003cth\u003eWhat to Check\u003c/th\u003e\n\u003cth\u003eLimitations\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Source\"\u003eMinistry of Land, Infrastructure and Transport's Actual Transaction Price Disclosure System\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eActual reported purchase prices, transaction dates, floors\u003c/td\u003e\n\u003ctd data-label=\"Limitations\"\u003eUpdates may take time after reporting, and interior conditions cannot be determined\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Source\"\u003eCertificate of Registered Matters\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eOwner, mortgages, seizures and provisional seizures, jeonse rights, etc.\u003c/td\u003e\n\u003ctd data-label=\"Limitations\"\u003eDoes not guarantee actual occupancy status or every relevant fact\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Source\"\u003eBuilding Register\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eUse, area, structure, indication of unlawful construction, etc.\u003c/td\u003e\n\u003ctd data-label=\"Limitations\"\u003eMay differ from the property's actual construction status\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Source\"\u003eLand Use Plan\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eUse zones and districts, and restrictions on activities\u003c/td\u003e\n\u003ctd data-label=\"Limitations\"\u003eDoes not guarantee whether future projects will be finalized\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Source\"\u003eOn-Site Inspection\u003c/td\u003e\n\u003ctd data-label=\"What to Check\"\u003eNoise, natural light, odors, cracks, signs of leaks, parking\u003c/td\u003e\n\u003ctd data-label=\"Limitations\"\u003eConditions may appear different depending on the time of the visit and weather\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eChecking the certificate of registered matters only once when first viewing the home is insufficient. Check the latest status again before signing the contract, when necessary before and after making an interim payment, and immediately before paying the balance. Compare the owner's name against their ID, and if an agent signs the contract on the owner's behalf, verify the authenticity and scope of evidence of authority, such as the power of attorney and seal certificate.\u003c/p\u003e\n\u003cp\u003eFor a property with a trust registration, separately verify the registered trustee and the authority to dispose of the property under the trust register. Do not enter into a contract based solely on the explanations of the person named in the records or the occupant.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#step-4-inspect-the-home-in-person-at-different-times\" class=\"anchor\" id=\"step-4-inspect-the-home-in-person-at-different-times\"\u003e\u003c/a\u003eStep 4: Inspect the Home in Person at Different Times\u003c/h2\u003e\n\u003cp\u003eIf possible, visit under different conditions, such as during the day and evening or on weekdays and weekends. Immediately after rain is a good time to check for signs of leaks, but whether a leak exists cannot be conclusively determined from a single visit.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#interior-inspection-items\" class=\"anchor\" id=\"interior-inspection-items\"\u003e\u003c/a\u003eInterior Inspection Items\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStains in ceiling and exterior-wall corners, lifting wallpaper, and moldy odors\u003c/li\u003e\n\u003cli\u003eSigns of condensation around windows and the condition of silicone sealant\u003c/li\u003e\n\u003cli\u003eWater pressure and drainage when multiple faucets are running simultaneously\u003c/li\u003e\n\u003cli\u003eLeaks and corrosion beneath the kitchen sink and washbasins\u003c/li\u003e\n\u003cli\u003eBoiler operation, heating manifold, and hot-water condition\u003c/li\u003e\n\u003cli\u003eCracks, tilting, and finish damage on walls and floors\u003c/li\u003e\n\u003cli\u003eFixtures included in the sale, such as built-in cabinets, air conditioners, and lighting\u003c/li\u003e\n\u003cli\u003eNoise and odors from other floors, roads, railways, and commercial premises\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch3\u003e\n\u003ca href=\"#additional-items-to-check-for-multi-unit-housing\" class=\"anchor\" id=\"additional-items-to-check-for-multi-unit-housing\"\u003e\u003c/a\u003eAdditional Items to Check for Multi-Unit Housing\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eNumber of available parking spaces and nighttime parking conditions\u003c/li\u003e\n\u003cli\u003eRepair condition of common areas such as elevators, exterior walls, and rooftops\u003c/li\u003e\n\u003cli\u003eWhether maintenance fees are overdue and how they will be settled on the balance payment date\u003c/li\u003e\n\u003cli\u003eHow settlement items such as long-term repair reserves will be handled\u003c/li\u003e\n\u003cli\u003eThe official stage of any reconstruction or remodeling initiative\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eObtain the owner or occupant's consent before taking photos or videos, and record the date and location. If a professional inspection is necessary, you may also consider engaging a home inspection professional with the seller's consent before signing the contract.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#step-5-finalize-the-agreement-before-transferring-a-preliminary-deposit\" class=\"anchor\" id=\"step-5-finalize-the-agreement-before-transferring-a-preliminary-deposit\"\u003e\u003c/a\u003eStep 5: Finalize the Agreement Before Transferring a Preliminary Deposit\u003c/h2\u003e\n\u003cp\u003eCalling a payment a “preliminary contract deposit” does not automatically weaken its legal effect. If money is transferred after an agreement has been reached on essential terms such as the property and purchase price, disputes may arise over whether the main contract was formed or whether the money can be refunded.\u003c/p\u003e\n\u003cp\u003eBefore transferring money, confirm at least the following by text message or in a separate document.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eExact identification of the property\u003c/li\u003e\n\u003cli\u003ePurchase price and the nature of the money paid\u003c/li\u003e\n\u003cli\u003eDate of the main contract and balance payment date\u003c/li\u003e\n\u003cli\u003eConditions under which the money may be refunded or forfeited\u003c/li\u003e\n\u003cli\u003eHow a loan denial will be handled\u003c/li\u003e\n\u003cli\u003eRegistered rights and occupancy status\u003c/li\u003e\n\u003cli\u003eWhether the seller and buyer agree to the key special provisions\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eDo not transfer money solely because the agent says, “Send it first and we can hold the property.” You should also verify who the contracting party is and why the money is being sent to the agent's account.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#step-6-prepare-the-contract-and-special-provisions\" class=\"anchor\" id=\"step-6-prepare-the-contract-and-special-provisions\"\u003e\u003c/a\u003eStep 6: Prepare the Contract and Special Provisions\u003c/h2\u003e\n\u003cp\u003eMore special provisions are not necessarily better. They are useful when they specifically allocate the risks of the particular transaction. Ambiguous or unenforceable language may instead increase disputes.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#key-special-provisions-to-review\" class=\"anchor\" id=\"key-special-provisions-to-review\"\u003e\u003c/a\u003eKey Special Provisions to Review\u003c/h3\u003e\n\u003col\u003e\n\u003cli\u003e\n\u003cstrong\u003eLoan Conditions\u003c/strong\u003e: Specify the financial institution, loan type, minimum amount required, application deadline, buyer's duty to cooperate, method of confirming denial, and whether the deposit will be refunded.\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProhibition on Changes in Rights\u003c/strong\u003e: Provide that no new mortgage, leasehold right, seizure, or other right adverse to the buyer may be established from the contract date until completion of the title transfer registration.\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCancellation of Existing Security Interests\u003c/strong\u003e: Specify the rights to be canceled simultaneously with payment of the balance, the repayment method, cancellation documents, and order of processing.\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDelivery and Transfer of Possession\u003c/strong\u003e: State the seller's or tenant's move-out date, key handover, items to be left behind, and responsibility for disposing of waste.\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFixtures and Defects\u003c/strong\u003e: State the included options, identified defects, party responsible for repairs, allocation of costs, and completion deadline.\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSettlement of Taxes and Maintenance Fees\u003c/strong\u003e: Specify the items to be settled as of the balance payment date and how overdue amounts will be handled.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eA short phrase such as “void if the loan is not approved” may be insufficient. Interpretations may differ over whether it includes issues with the buyer's credit, failure to submit documents, approval for a lower amount than expected, or a mere change of mind.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#step-7-review-the-confirmation-and-explanation-statement-for-the-property\" class=\"anchor\" id=\"step-7-review-the-confirmation-and-explanation-statement-for-the-property\"\u003e\u003c/a\u003eStep 7: Review the Confirmation and Explanation Statement for the Property\u003c/h2\u003e\n\u003cp\u003eUnder the Licensed Real Estate Agents Act, a licensed real estate agent must verify and explain legally prescribed matters, including rights and interests and statutory restrictions on transactions and use, and must provide a confirmation and explanation statement. Before signing the contract, the buyer should receive the explanation and request corrections to any parts that differ from the property's actual condition.\u003c/p\u003e\n\u003cp\u003eItems to check include the following.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eRegistered rights and interests and actual rights and interests\u003c/li\u003e\n\u003cli\u003eLand use plans and public-law restrictions on use\u003c/li\u003e\n\u003cli\u003eCondition of facilities such as water, electricity, gas, fire protection systems, and elevators\u003c/li\u003e\n\u003cli\u003eCondition of walls, floors, water supply, and drainage\u003c/li\u003e\n\u003cli\u003eEnvironmental conditions, management matters, and brokerage fees\u003c/li\u003e\n\u003cli\u003eItems that were difficult to inspect in person and the reasons\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eEven if a document states “normal” or “none,” reconfirm any suspicious areas through photos, repair records, and professional inspections. Do not sign documents with blank spaces or sign everything at once without actually receiving an explanation. Keep the contract, confirmation and explanation statement, certificate of registered matters, transfer records, and conversation records together.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#step-8-recheck-the-vacant-home-and-registration-before-paying-the-balance\" class=\"anchor\" id=\"step-8-recheck-the-vacant-home-and-registration-before-paying-the-balance\"\u003e\u003c/a\u003eStep 8: Recheck the Vacant Home and Registration Before Paying the Balance\u003c/h2\u003e\n\u003cp\u003eThe period after the seller's belongings have been removed but before the buyer's belongings are brought in is a good time to identify previously concealed defects. However, this inspection period should be incorporated into the contract and moving schedule in advance.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#order-of-checks-on-the-balance-payment-date\" class=\"anchor\" id=\"order-of-checks-on-the-balance-payment-date\"\u003e\u003c/a\u003eOrder of Checks on the Balance Payment Date\u003c/h3\u003e\n\u003col\u003e\n\u003cli\u003eReview the latest certificate of registered matters to determine whether any new rights have been established since the contract was signed.\u003c/li\u003e\n\u003cli\u003eReconfirm the owner, authority of any representative, and account receiving the balance.\u003c/li\u003e\n\u003cli\u003eInspect the vacant property and whether the agreed repairs have been completed.\u003c/li\u003e\n\u003cli\u003eCoordinate with the judicial scrivener and financial institution regarding the order of repayment and cancellation of existing mortgages and filing of the title transfer registration.\u003c/li\u003e\n\u003cli\u003eReceive the keys, means of access to the common entrance, management-related materials, and instructions for using the fixtures.\u003c/li\u003e\n\u003cli\u003eSettle maintenance fees, utility charges, and items specified in the contract.\u003c/li\u003e\n\u003cli\u003eRetain proof of the balance transfer and registration filing.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eIf you discover a major defect, record the overall view, close-up views, and footage showing flowing water or malfunctioning equipment, together with the date. Immediately notify the agent and seller in writing and prepare a written agreement regarding repairs, allocation of costs, or withholding part of the payment. Do not unilaterally deduct repair costs from the balance without an agreement.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#assess-the-ability-to-perform-the-contract-rather-than-market-advantage\" class=\"anchor\" id=\"assess-the-ability-to-perform-the-contract-rather-than-market-advantage\"\u003e\u003c/a\u003eAssess the Ability to Perform the Contract Rather Than Market Advantage\u003c/h2\u003e\n\u003cp\u003eIn a seller's market with few available properties, it may be difficult to secure a price reduction or complex special provisions, while in a market with many listings, the buyer may have greater bargaining power. However, market conditions are not a reason to disregard rights and interests or defects.\u003c/p\u003e\n\u003cp\u003eDividing negotiation terms into the following three levels makes decisions easier.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eNon-Negotiable\u003c/strong\u003e: Uncertainty over title transfer, serious rights issues, essential loan conditions, risk of failure to transfer possession\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOpen to Price Adjustment\u003c/strong\u003e: Repair costs, options, move-in date, settlement of maintenance fees\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAcceptable to Waive\u003c/strong\u003e: Minor finish damage or fixtures already scheduled for replacement\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eAn agent conveying the seller's conditions is not necessarily colluding with the seller. Conversely, you should not assume that an agent is the buyer's legal representative simply because the agent is friendly and proactive. Responsibility for the final purchase decision and document verification remains with the parties to the transaction.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#step-by-step-checklist-for-buying-your-first-home\" class=\"anchor\" id=\"step-by-step-checklist-for-buying-your-first-home\"\u003e\u003c/a\u003eStep-by-Step Checklist for Buying Your First Home\u003c/h2\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eStage\u003c/th\u003e\n\u003cth\u003eEssential Tasks\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Stage\"\u003eBefore Searching for Properties\u003c/td\u003e\n\u003ctd data-label=\"Essential Tasks\"\u003eDetermine total budget, loan feasibility, and essential location requirements\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Stage\"\u003eProperty Visit\u003c/td\u003e\n\u003ctd data-label=\"Essential Tasks\"\u003eCheck defects, noise, natural light, and parking; record explanations\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Stage\"\u003eBefore Price Negotiation\u003c/td\u003e\n\u003ctd data-label=\"Essential Tasks\"\u003eCompare actual transaction prices and competing nearby listings\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Stage\"\u003eBefore Paying a Preliminary Deposit\u003c/td\u003e\n\u003ctd data-label=\"Essential Tasks\"\u003eVerify the owner and registration; document refund conditions and key agreements\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Stage\"\u003eBefore the Main Contract\u003c/td\u003e\n\u003ctd data-label=\"Essential Tasks\"\u003eCheck the latest registration, building register, rights, and occupancy status\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Stage\"\u003eContract Date\u003c/td\u003e\n\u003ctd data-label=\"Essential Tasks\"\u003eReview the contract, special provisions, and confirmation and explanation statement; receive signed copies\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Stage\"\u003eBefore Paying the Balance\u003c/td\u003e\n\u003ctd data-label=\"Essential Tasks\"\u003eRecheck the registration, inspect the vacant property, and coordinate cancellation and transfer procedures\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Stage\"\u003eAfter Paying the Balance\u003c/td\u003e\n\u003ctd data-label=\"Essential Tasks\"\u003eConfirm registration filing and completion; retain documents and evidence of defects\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003ch2\u003e\n\u003ca href=\"#conclusion\" class=\"anchor\" id=\"conclusion\"\u003e\u003c/a\u003eConclusion\u003c/h2\u003e\n\u003cp\u003eThe most dangerous action when buying your first home is assuming that “the professionals must have taken care of everything.” Choose a trustworthy licensed real estate agent, but personally compare actual transaction prices, the certificate of registered matters, building register, confirmation and explanation statement, and on-site conditions.\u003c/p\u003e\n\u003cp\u003eIt is particularly important to finalize key conditions before transferring a preliminary deposit, draft specific loan-related special provisions, and recheck the registration and vacant property immediately before paying the balance. If the rights and interests are complex or there is a significant possibility of a defect or payment dispute, it is safer to obtain an individual review from a relevant professional, such as a lawyer or judicial scrivener, before signing the contract or paying the balance.\u003c/p\u003e\n","tags":["Homeownership","Real Estate Contract","Home buying and selling","Licensed real estate agent","Defect inspection"],"faqs":[{"question":"When buying my first home, must I visit at least three real estate brokerage offices?","answer":"There is no legal or absolute standard. Comparing market prices and explanations from two or more brokerage offices can be helpful, but more important than the number of visits are whether the office is registered, its ability to explain the legal rights involved, its disclosure of brokerage fees, and its approach to verifying documents."},{"question":"Is it more advantageous to the buyer if the broker introduces a jointly brokered property?","answer":"Joint brokerage is merely a method in which brokerage offices work together to broker a property secured by another brokerage office; it does not in itself guarantee that the broker is on the buyer's side. Rather than whether joint brokerage is involved, you should check whether the broker transparently discloses the interests of the parties to the transaction and objectively compares suitable properties."},{"question":"Can a provisional deposit be refunded at any time before the main contract is signed?","answer":"That cannot be stated categorically. If money was paid after agreement was reached on the key terms of the transaction, a dispute may arise over whether a contract was formed and whether the money is refundable, even if it was called a provisional deposit. Before transferring the money, its nature, the deadline for signing the main contract, and the conditions for refund or forfeiture should be set out in writing."},{"question":"If I cannot obtain a loan, will the contract deposit automatically be refunded?","answer":"It will not be refunded automatically. If you want the contract to be terminated and the deposit refunded when a loan is denied, the special provisions should specifically state the type of loan, the amount needed, the application deadline, documentation confirming the denial, and circumstances attributable to the buyer."},{"question":"Does the confirmation and explanatory statement for the property have greater legal effect than the contract?","answer":"The two documents serve different purposes, so neither can be said to be unconditionally more important. The sale and purchase agreement sets out the parties' rights and obligations, while the confirmation and explanatory statement records the property's condition, legal rights, and other matters that the broker has verified and explained. The confirmation and explanatory statement is neither a notarized document nor a warranty against hidden defects."},{"question":"When should I check the certificate of registered matters?","answer":"It is safest to check the latest document at least immediately before signing the contract and immediately before paying the balance. If the transaction period is long or there is an interim payment, you can also check it before and after making that payment. You should verify the owner, mortgages, seizures and provisional seizures, leasehold rights, and whether any new rights have been established after the contract was signed."},{"question":"If I discover leaks or mold on the balance payment date, can I withhold the balance?","answer":"Unilaterally withholding the entire balance solely because there is a defect may raise an issue of breach of contract. You should immediately document it with photographs and video, notify the seller in writing, and then reach an agreement on repairs, allocation of costs, the payment schedule, or withholding part of the payment. If reaching an agreement is difficult or the loss is substantial, it is safest to seek review by a legal professional."},{"question":"Is the seller responsible for all hidden defects?","answer":"Whether and to what extent the seller is liable depends on factors such as the nature of the defect, the terms of the contract, whether the seller disclosed it, and whether the buyer knew or could have known about it. If you discover a defect, rather than continuing to use the property and increasing the damage, you should immediately preserve evidence and notify the seller."},{"question":"Can I rely solely on the broker's explanation without personally checking the property register and building register?","answer":"This is not recommended. Even if the broker has a statutory duty to verify and explain, the buyer should personally compare the documents provided with the latest official records. The certificate of registered matters, the building register, and the property's actual occupancy and facility conditions contain different information."}],"sources":[{"url":"https://www.law.go.kr/법령/공인중개사법","title":"National Law Information Center Licensed Real Estate Agents Act","type":"source"},{"url":"https://www.law.go.kr/법령/공인중개사법시행규칙","title":"National Law Information Center Enforcement Rule of the Licensed Real Estate Agents Act","type":"source"},{"url":"https://www.law.go.kr/법령/민법","title":"National Law Information Center Civil Act","type":"source"},{"url":"https://rt.molit.go.kr/","title":"Ministry of Land, Infrastructure and Transport Real Estate Transaction Price Disclosure System","type":"data_point"},{"url":"https://www.iros.go.kr/","title":"Supreme Court of Korea Internet Registry Office","type":"source"},{"url":"https://www.eum.go.kr/","title":"Ministry of Land, Infrastructure and Transport Land Use Information Service","type":"source"},{"url":"https://www.gov.kr/portal/main/nologin","title":"Government24","type":"source"}],"images":[{"id":584,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6Njk1NiwicHVyIjoiYmxvYl9pZCJ9fQ==--dc23328a8c3909acb14f9659b33f69592069d8e3/ai-01867503.webp","is_representative":true,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"주택 점검, 계약서, 가격, 법률 검토와 보호 절차를 나타낸 부동산 거래 일러스트","caption":"첫 주택 매수 과정에서 점검해야 할 중개, 계약, 비용 및 법률 요소를 보여준다.","description":null},"en":{"alt":"Real estate transaction illustration with home inspection, contract, pricing, legal review, and protection","caption":"The graphic highlights key checks for agents, contracts, costs, and legal safeguards when buying a first home.","description":null},"ja":{"alt":"住宅調査、契約書、価格、法的確認、取引保護を示す不動産購入のイラスト","caption":"初めての住宅購入で確認すべき仲介、契約、費用、法的保護の要点を表している。","description":null},"es":{"alt":"Ilustración de una compra de vivienda con inspección, contrato, precio, revisión legal y protección","caption":"El gráfico resume las comprobaciones de agente, contrato, costes y protección legal al comprar la primera vivienda.","description":null},"id":{"alt":"Ilustrasi transaksi rumah dengan pemeriksaan, kontrak, harga, tinjauan hukum, dan perlindungan","caption":"Grafik ini merangkum pemeriksaan agen, kontrak, biaya, dan perlindungan hukum saat membeli rumah pertama.","description":null},"pt":{"alt":"Ilustração de compra de imóvel com vistoria, contrato, preço, análise jurídica e proteção","caption":"O gráfico resume verificações de corretor, contrato, custos e proteção jurídica na compra do primeiro imóvel.","description":null},"zh-hant":{"alt":"呈現房屋檢查、合約、價格、法律審查與交易保障的購屋插畫","caption":"圖中概述首次購屋時應確認的仲介、合約、費用與法律保障事項。","description":null},"de":{"alt":"Illustration eines Immobilienkaufs mit Hausprüfung, Vertrag, Preis, Rechtsprüfung und Absicherung","caption":"Die Grafik zeigt wichtige Prüfungen zu Makler, Vertrag, Kosten und Rechtsschutz beim ersten Immobilienkauf.","description":null}}},{"id":585,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6Njk2MiwicHVyIjoiYmxvYl9pZCJ9fQ==--c86f5268e1304591ba1bba8d64e8d924f6295c71/ai-b5be5d70.webp","is_representative":false,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"주택 점검, 계약서 검토, 열쇠 인도를 3단계로 보여주는 일러스트","caption":"첫 주택 매수자가 하자 점검부터 계약 확인과 잔금 후 열쇠 인도까지 진행하는 과정을 보여준다.","description":null},"en":{"alt":"Three-step illustration of a home inspection, contract review, and key handover","caption":"A first-time buyer moves from checking defects to reviewing documents and receiving the keys.","description":null},"ja":{"alt":"住宅点検、契約書確認、鍵の引き渡しを3段階で示すイラスト","caption":"初めての住宅購入者が物件の点検から契約確認、鍵の受け取りまで進む流れを示している。","description":null},"es":{"alt":"Ilustración en tres pasos de inspección, revisión del contrato y entrega de llaves","caption":"Un comprador primerizo pasa de revisar defectos y documentos a recibir las llaves de la vivienda.","description":null},"id":{"alt":"Ilustrasi tiga tahap pemeriksaan rumah, peninjauan kontrak, dan serah terima kunci","caption":"Pembeli rumah pertama memeriksa kondisi dan dokumen sebelum menerima kunci.","description":null},"pt":{"alt":"Ilustração em três etapas de vistoria, revisão do contrato e entrega das chaves","caption":"Um comprador do primeiro imóvel verifica defeitos e documentos antes de receber as chaves.","description":null},"zh-hant":{"alt":"以三個步驟呈現房屋檢查、合約審閱與鑰匙交接的插圖","caption":"首次購屋者從檢查屋況、確認文件到完成交屋並取得鑰匙。","description":null},"de":{"alt":"Dreiteilige Illustration zu Hausprüfung, Vertragsprüfung und Schlüsselübergabe","caption":"Ein Erstkäufer prüft Mängel und Unterlagen, bevor er die Schlüssel erhält.","description":null}}}],"published_at":"2026-08-11T11:03:34+09:00","updated_at":"2026-08-11T11:03:34+09:00","license":"cc_by","translation_status":"reviewed","available_locales":["ko","en","ja","es"],"data_locales":["ko","en","ja","es","id","pt","zh-hant","de"],"url":"https://injoys.com/en/articles/first-home-buying-checklist-korea"}