{"content_id":"nmxtclccpk","slug":"housing-subscription-account-2026-keep-or-close","images":[{"id":1517,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MjIzMDMsInB1ciI6ImJsb2JfaWQifX0=--70680abca278e177d4fd56dc6368555a93045bf7/ai-559f775e.webp","is_representative":true,"generation_method":"ai_photo","license":"ai_generated","mime_type":"image/webp","width":1536,"height":1024,"translations":{"ko":{"alt":"은행 창구에서 청년이 통장 옆 서류에 펜을 댄 채 직원의 설명을 듣고 있다.","caption":"청약통장을 해지하고 재가입하면 기존 가입기간과 납입 이력은 원칙적으로 이어지지 않습니다.","description":null},"en":{"alt":"A young man holds a pen over a form beside a passbook while speaking with a bank employee.","caption":"Closing and reopening a housing subscription account generally means losing its membership and payment history.","description":null},"ja":{"alt":"銀行の窓口で、若い男性が通帳の横の書類にペンを当て、行員の説明を聞いている。","caption":"住宅購入申込用の口座を解約して再加入すると、それまでの加入期間と納入履歴は原則引き継がれません。","description":null},"es":{"alt":"Un joven sostiene un bolígrafo sobre un formulario junto a una libreta de ahorro en un banco.","caption":"Cancelar y volver a abrir la cuenta suele implicar perder la antigüedad y el historial de aportaciones.","description":null},"id":{"alt":"Seorang pria muda memegang pena di atas formulir di samping buku tabungan di meja layanan bank.","caption":"Menutup lalu membuka kembali rekening tabungan perumahan umumnya menghapus masa kepesertaan dan riwayat setoran.","description":null},"pt":{"alt":"Um jovem segura uma caneta sobre um formulário ao lado de uma caderneta em um balcão de banco.","caption":"Encerrar e reabrir a conta geralmente implica perder o tempo de adesão e o histórico de depósitos.","description":null},"zh-hant":{"alt":"銀行櫃檯前，一名年輕男子拿著筆停在文件上方，旁邊放著存摺。","caption":"解約後重新開戶，原有的加入年資與繳款紀錄原則上不會延續。","description":null},"de":{"alt":"Ein junger Mann hält am Bankschalter einen Stift über ein Formular neben einem Sparbuch.","caption":"Bei Kündigung und erneutem Abschluss gehen die bisherige Laufzeit und Einzahlungshistorie grundsätzlich verloren.","description":null}}},{"id":1518,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MjIzMDksInB1ciI6ImJsb2JfaWQifX0=--0bf1ef437656cf70ac932991f5bf365b96b12947/ai-1744b0c4.webp","is_representative":false,"generation_method":"ai_semi","license":"ai_generated","mime_type":"image/webp","width":1536,"height":1024,"translations":{"ko":{"alt":"파란 재킷을 입은 여성이 식탁에서 청약통장과 재무 자료를 펼쳐 놓고 휴대전화를 누른다.","caption":"청약통장을 해지하기 전에 월 납입액 조정을 고려할 수 있습니다.","description":null},"en":{"alt":"A woman in a blue jacket uses her phone beside a savings passbook and financial charts at a dining table.","caption":"Consider adjusting monthly payments before closing a housing subscription account.","description":null},"ja":{"alt":"青い上着の女性が、預金通帳と家計資料を広げた食卓でスマートフォンを操作している。","caption":"住宅申込用の積立口座を解約する前に、毎月の積立額の調整を検討できます。","description":null},"es":{"alt":"Una mujer con chaqueta azul usa el móvil junto a una libreta de ahorro y gráficos financieros sobre la mesa.","caption":"Antes de cerrar la cuenta de ahorro para solicitar vivienda, conviene valorar un ajuste de los pagos mensuales.","description":null},"id":{"alt":"Perempuan berjaket biru menggunakan ponsel di meja, di samping buku tabungan dan grafik keuangan.","caption":"Pertimbangkan penyesuaian setoran bulanan sebelum menutup rekening tabungan pengajuan rumah.","description":null},"pt":{"alt":"Uma mulher de casaco azul usa o celular à mesa, ao lado de uma caderneta de poupança e gráficos financeiros.","caption":"Antes de encerrar a conta de poupança para candidatura à moradia, considere ajustar os depósitos mensais.","description":null},"zh-hant":{"alt":"穿藍色外套的女子坐在餐桌旁操作手機，桌上放著儲蓄存摺和財務圖表。","caption":"取消住房申購儲蓄帳戶前，可以先考慮調整每月繳款額。","description":null},"de":{"alt":"Eine Frau in blauer Jacke nutzt am Esstisch ihr Handy neben einem Sparbuch und Finanzdiagrammen.","caption":"Vor der Auflösung des Wohnungsbewerbungs-Sparkontos lohnt es sich, die monatlichen Einzahlungen anzupassen.","description":null}}},{"id":1519,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MjIzMTUsInB1ciI6ImJsb2JfaWQifX0=--01e529c5fe8c85de3d46a0d78ec99ad84d476637/ai-d2910a59.webp","is_representative":false,"generation_method":"ai_infographic","license":"ai_generated","mime_type":"image/webp","width":1024,"height":1536,"visible_locales":["ko"],"translations":{"ko":{"alt":"청약통장 유지·납입 조정·해지를 비교하고 청약 이력, 소득공제, 최종 판단 항목을 정리한 한국어 인포그래픽","caption":"청약통장을 일반 해지하면 기존 가입기간과 납입 이력은 원칙적으로 이어지지 않습니다.","description":null},"en":{"alt":"Korean infographic comparing ways to keep, pause or close a housing subscription savings account, with a decision checklist","caption":"Closing the account generally means losing the membership period and payment history already built up.","description":null},"ja":{"alt":"住宅購入申込用の積立口座の維持・払込調整・解約を比較し、判断項目をまとめた韓国語の図解","caption":"通常の解約後に再加入しても、従来の加入期間と払込履歴は原則として引き継がれません。","description":null},"es":{"alt":"Infografía en coreano que compara mantener, ajustar los pagos o cancelar una cuenta de ahorro para solicitar vivienda","caption":"Cancelar la cuenta suele implicar perder la antigüedad y el historial de aportaciones acumulados.","description":null},"id":{"alt":"Infografik berbahasa Korea yang membandingkan mempertahankan, menyesuaikan setoran, atau menutup rekening tabungan perumahan","caption":"Penutupan rekening umumnya menghapus masa keanggotaan dan riwayat setoran yang telah terkumpul.","description":null},"pt":{"alt":"Infográfico em coreano que compara manter, ajustar depósitos ou encerrar uma conta de poupança para candidatura habitacional","caption":"Encerrar a conta geralmente significa perder o tempo de adesão e o histórico de depósitos acumulados.","description":null},"zh-hant":{"alt":"韓文資訊圖比較住房申購儲蓄帳戶的保留、調整繳款與解約，並列出判斷項目","caption":"一般解約後重新加入，原有的加入期間與繳款紀錄原則上不會延續。","description":null},"de":{"alt":"Koreanische Infografik zum Behalten, Anpassen der Einzahlungen oder Kündigen eines Wohnungsbewerbungs-Sparkontos","caption":"Bei einer regulären Kündigung gehen die bisherige Mitgliedsdauer und Einzahlungshistorie grundsätzlich verloren.","description":null}}}]}