{"content_id":"pgznea8auy","slug":"youth-housing-dream-account-income-limit-eligibility","images":[{"id":2394,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MzczMjgsInB1ciI6ImJsb2JfaWQifX0=--e9b6c762a8dc83971caaf062c085ed7b315b49d6/ai-443d876a.webp","is_representative":true,"generation_method":"ai_photo","license":"ai_generated","mime_type":"image/webp","width":1536,"height":1024,"translations":{"ko":{"alt":"작은 원룸 주방 옆에서 안경과 자주색 스웨터를 착용한 젊은 남성이 휴대전화로 통화하고 있다.","caption":"청년주택드림 청약통장 가입 전 소득기준 완화안의 실제 시행 여부를 확인해야 합니다.","description":null},"en":{"alt":"A young man in glasses and a burgundy sweater takes a phone call beside a small studio apartment kitchen.","caption":"Before opening a youth housing savings account, check whether the proposed income eligibility change has taken effect.","description":null},"ja":{"alt":"小さなワンルームのキッチン脇で、眼鏡とえんじ色のセーターを着た若い男性が携帯電話で通話している。","caption":"青年住宅ドリーム申込貯蓄口座に加入する前に、所得基準の緩和案が施行されているか確認が必要です。","description":null},"es":{"alt":"Un joven con gafas y jersey granate habla por teléfono junto a la cocina de un pequeño estudio.","caption":"Antes de abrir la cuenta de ahorro juvenil para vivienda, hay que comprobar si la flexibilización del límite de ingresos ya está en vigor.","description":null},"id":{"alt":"Pria muda berkacamata dan bersweter merah marun menelepon di dekat dapur apartemen studio kecil.","caption":"Sebelum membuka rekening tabungan perumahan pemuda, pastikan apakah usulan pelonggaran batas penghasilan sudah berlaku.","description":null},"pt":{"alt":"Um jovem de óculos e suéter vinho fala ao telefone ao lado da cozinha de um pequeno apartamento estúdio.","caption":"Antes de abrir a conta de poupança habitacional para jovens, é preciso verificar se a flexibilização do limite de renda já entrou em vigor.","description":null},"zh-hant":{"alt":"一名戴眼鏡、穿酒紅色毛衣的年輕男子，在小套房的廚房旁用手機通話。","caption":"開立青年住宅夢想申購儲蓄帳戶前，應先確認放寬所得門檻的方案是否已實施。","description":null},"de":{"alt":"Ein junger Mann mit Brille und weinrotem Pullover telefoniert neben der Küche einer kleinen Einzimmerwohnung.","caption":"Vor der Eröffnung eines Wohnsparkontos für junge Menschen sollte geprüft werden, ob die geplante Lockerung der Einkommensgrenze bereits gilt.","description":null}}},{"id":2395,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MzczMzQsInB1ciI6ImJsb2JfaWQifX0=--c75929fda8889f3c74918f09729ce36d48b97674/ai-9397386d.webp","is_representative":false,"generation_method":"ai_semi","license":"ai_generated","mime_type":"image/webp","width":1536,"height":1024,"translations":{"ko":{"alt":"중개인의 안내를 받으며 가구가 없는 아파트 내부를 둘러보는 젊은 커플","caption":"연계대출은 통장 가입만으로 보장되지 않으며 청약 당첨과 소득·자산 등 별도 심사를 거칩니다.","description":null},"en":{"alt":"A young couple tours an unfurnished apartment as a real estate agent gestures toward another room.","caption":"The linked loan is not guaranteed by opening the account; it requires a housing allocation win and separate income and asset checks.","description":null},"ja":{"alt":"不動産仲介担当者の案内で、家具のないマンションの室内を見学する若いカップル","caption":"連携ローンは口座開設だけでは保証されず、住宅の抽選当選や所得・資産などの別途審査が必要です。","description":null},"es":{"alt":"Una pareja joven visita un apartamento sin amueblar mientras una agente inmobiliaria señala otra habitación.","caption":"Abrir la cuenta no garantiza el préstamo vinculado: se exige obtener una adjudicación de vivienda y superar controles de ingresos y patrimonio.","description":null},"id":{"alt":"Pasangan muda meninjau apartemen tanpa perabot saat agen properti menunjuk ke ruangan lain.","caption":"Membuka rekening tidak menjamin pinjaman terkait; diperlukan kemenangan seleksi alokasi hunian serta pemeriksaan pendapatan dan aset.","description":null},"pt":{"alt":"Um jovem casal visita um apartamento sem mobília enquanto uma corretora aponta para outro cômodo.","caption":"Abrir a conta não garante o empréstimo vinculado: é preciso obter uma unidade no sorteio habitacional e passar por análises de renda e patrimônio.","description":null},"zh-hant":{"alt":"一對年輕伴侶在房仲帶領下，參觀尚未擺放家具的公寓。","caption":"開立帳戶不代表保證取得連結貸款，仍須符合住宅申購中籤及所得、資產等另行審核條件。","description":null},"de":{"alt":"Ein junges Paar besichtigt eine unmöblierte Wohnung, während eine Maklerin auf ein weiteres Zimmer deutet.","caption":"Die Kontoeröffnung garantiert keinen verknüpften Kredit; nötig sind eine erfolgreiche Wohnungszuteilung sowie gesonderte Einkommens- und Vermögensprüfungen.","description":null}}},{"id":2396,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6MzczNDEsInB1ciI6ImJsb2JfaWQifX0=--fd244f2de33e2f92c714d2bb5c64ea583b403bc8/ai-1e7b1975.webp","is_representative":false,"generation_method":"ai_infographic","license":"ai_generated","mime_type":"image/webp","width":1024,"height":1536,"visible_locales":["ko"],"translations":{"ko":{"alt":"청년주택드림 청약통장의 소득기준 완화안과 우대금리·세제 혜택·전환·연계대출 조건을 정리한 인포그래픽","caption":"세전 연 최대 4.5%의 우대금리는 가입기간과 무주택기간 등 요건을 충족해야 적용됩니다.","description":null},"en":{"alt":"Infographic on Youth Housing Dream account income limits, interest, tax benefits, conversion and linked loans","caption":"The preferential rate of up to 4.5% a year before tax requires meeting conditions such as account tenure and time without homeownership.","description":null},"ja":{"alt":"青年住宅ドリーム住宅申込貯蓄の所得基準緩和案と優遇金利・税制優遇・切替・連携融資の条件をまとめた図解","caption":"税引前年最大4.5％の優遇金利は、加入期間や住宅を所有していない期間などの要件を満たす場合に適用されます。","description":null},"es":{"alt":"Infografía de la cuenta juvenil de ahorro para vivienda: ingresos, intereses, ventajas fiscales, conversión y préstamos","caption":"El tipo preferente de hasta el 4,5 % anual antes de impuestos exige cumplir requisitos de antigüedad de la cuenta y tiempo sin vivienda propia, entre otros.","description":null},"id":{"alt":"Infografik rekening tabungan perumahan pemuda: batas penghasilan, bunga, pajak, konversi, dan pinjaman terkait","caption":"Bunga khusus hingga 4,5% per tahun sebelum pajak mensyaratkan antara lain masa kepesertaan dan lamanya tidak memiliki rumah.","description":null},"pt":{"alt":"Infográfico da conta jovem de poupança habitacional: renda, juros, benefícios fiscais, conversão e empréstimos","caption":"A taxa preferencial de até 4,5% ao ano antes dos impostos exige cumprir requisitos como tempo de adesão e período sem imóvel próprio.","description":null},"zh-hant":{"alt":"青年住宅夢想申購儲蓄帳戶資訊圖表，整理所得門檻放寬方案及優惠利率、稅務優惠、轉換與配套貸款條件","caption":"稅前年利率最高4.5%的優惠，須符合開戶年限及未持有住宅期間等條件才適用。","description":null},"de":{"alt":"Infografik zum Wohnsparprogramm für junge Menschen: Einkommensgrenzen, Zinsen, Steuervorteile, Umstellung und Kredite","caption":"Der Vorzugszins von bis zu 4,5 % jährlich vor Steuern setzt unter anderem eine bestimmte Kontolaufzeit und eine Zeit ohne Wohneigentum voraus.","description":null}}}]}