{"content_id":"trc1wz6uqc","slug":"2026-korea-housing-benefit-eligibility-application","locale":"en","schema_type":"HowTo","category":"how_to","category_name":"How-to","title":"2026 Housing Benefit Eligibility: Recognized Income, Rent, and Home Repair Costs","summary":"Households can apply for the 2026 Housing Benefit if their recognized income is at most 48% of the standard median income. Renter households receive rental benefits based on the region and household size, while owner-occupier households receive repair and maintenance benefits based on the condition of the home and income bracket.","author":{"name":"Injoys Editorial Team","url":"https://injoys.com/ko/about"},"key_points":["Households qualify for the 2026 Housing Benefit if their recognized income is at most 48% of the standard median income.","The monthly recognized income limit is KRW 1,230,834 for a one-person household and KRW 3,117,474 for a four-person household.","The rental benefit is calculated based on the lower of the standard rent and actual rent, and an out-of-pocket contribution may apply depending on income level.","Instead of cash, owner-occupier households receive minor, medium, or major repairs based on the results of a home inspection.","Applications for the Housing Benefit can be submitted year-round through Bokjiro or at the eup, myeon, or dong Administrative Welfare Center for the applicant’s registered address."],"content_markdown":"The 2026 housing benefit is part of the National Basic Livelihood Security System, which supports rent for low-income households or repairs deteriorated parts of owner-occupied homes. Eligibility is determined based not only on monthly wages but on **recognized income**, which converts both income and assets into a combined amount.\n\nThe amounts below are based on the eligibility criteria and minimum benefit levels effective from January 1, 2026. The standard rent or repair limits are not fixed amounts guaranteed to be paid, and the assistance provided varies according to the results of household and housing inspections.\n\n## 2026 Housing Benefit Eligibility and Income Criteria\n\nThe basic eligibility criterion for housing benefit is that the **household’s recognized income must be at most 48% of the standard median income**. The income or assets of persons obligated to provide support are not considered in the housing benefit eligibility criteria, but the applicant household’s own income, assets, and actual residential status are investigated.\n\n### Monthly Recognized Income Limits by Household Size\n\n| Household size | 48% of the 2026 standard median income |\n|---:|---:|\n| 1 person | KRW 1,230,834 |\n| 2 people | KRW 2,015,660 |\n| 3 people | KRW 2,572,337 |\n| 4 people | KRW 3,117,474 |\n| 5 people | KRW 3,627,225 |\n| 6 people | KRW 4,106,857 |\n\nThe amounts in the table are not benefit amounts but the **monthly recognized income ceilings used to determine eligibility**. Households of 7 or more people must separately check the official standard applicable to their household size.\n\n### How Is Recognized Income Calculated?\n\nRecognized income is the sum of the following two items.\n\n\u003e Recognized income = assessed income + income-converted value of assets\n\n- **Assessed income:** The amount calculated by applying deductions recognized under the system to earned income, business income, property income, public transfer income, and other income\n- **Income-converted value of assets:** The amount calculated by accounting for the basic asset allowance and recognized debts in assets such as homes, land, rental deposits, savings, and automobiles, and then applying the conversion rate\n\nAccordingly, even if monthly wages are below the eligibility threshold, assets may cause the household to exceed the threshold. Conversely, earned-income deductions and other adjustments may result in recognized income being lower than the applicant expected. The exact amount is determined through a review of official records and an investigation by the relevant city, county, or district.\n\n## Standard Rent and Payment Method for Renter Households\n\nEligible households renting and residing in another person’s home receive rental benefits. The amount of assistance is calculated by considering the area of residence, household size, actual rent, and recognized income together.\n\n### 2026 Standard Rent\n\nThe following amounts are monthly ceilings, in KRW.\n\n| Grade | Area classification | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people |\n|---|---|---:|---:|---:|---:|---:|---:|\n| Grade 1 | Seoul | 369,000 | 414,000 | 492,000 | 571,000 | 594,000 | 703,000 |\n| Grade 2 | Gyeonggi·Incheon | 300,000 | 335,000 | 397,000 | 459,000 | 480,000 | 568,000 |\n| Grade 3 | Metropolitan cities·Sejong City·Special-status cities outside the Seoul metropolitan area | 247,000 | 275,000 | 327,000 | 377,000 | 397,000 | 470,000 |\n| Grade 4 | Other areas | 212,000 | 237,000 | 281,000 | 325,000 | 340,000 | 403,000 |\n\nFor households of 7 people, the standard rent for 6 people applies. For households of 8–9 people, 10% is added to the standard rent for 6 people, with an additional 10% added for every subsequent increase of 2 household members.\n\n### When Actual Monthly Rent Is Lower Than the Standard Rent\n\nThe rental benefit does not automatically pay the full standard rent. In principle, it is calculated based on **the lower of the standard rent and the actual rent**.\n\nFor example, although the standard rent for a one-person household in Seoul is KRW 369,000 per month, if the verified actual rent is KRW 300,000 per month, KRW 300,000 becomes the starting point for the calculation. Conversely, if the actual rent is KRW 450,000, the standard rent of KRW 369,000 applies as the ceiling. If recognized income is more than the livelihood benefit eligibility threshold, a household contribution may be deducted, so the actual benefit may be lower.\n\nActual rent reflects not only monthly rent but also the rental deposit converted into a monthly amount at a specified rate. Maintenance fees may be investigated separately from the rent specified in the lease agreement.\n\n### Key Points in Calculating Rental Benefits\n\n- If recognized income is at most the livelihood benefit eligibility threshold, the benefit is calculated primarily based on the lower of the standard rent and actual rent.\n- If recognized income is more than the livelihood benefit eligibility threshold, a household contribution based on the difference between recognized income and the livelihood benefit threshold is reflected.\n- Additional verification may be conducted depending on actual occupancy, the validity of the lease agreement, and the relationship between the landlord and tenant.\n- Residents of public rental housing may also be eligible, but payment outcomes vary depending on rental data and how other housing assistance is taken into account.\n\n## Repair and Maintenance Benefit Criteria for Owner-Occupier Households\n\nEligible households residing in their own homes generally do not receive rent payments in cash. Instead, the deterioration of the home is assessed based on a housing inspection by the Korea Land and Housing Corporation or another relevant organization, and repairs are supported under the categories of **minor, medium, or major repairs**.\n\n### 2026 Repair Scope and Limits\n\n| Category | Typical scope of repairs | Repair cycle | Repair limit |\n|---|---|---:|---:|\n| Minor repairs | Relatively light repairs, such as improving finishing materials | 3 years | KRW 7.95 million |\n| Medium repairs | Repairs focused on functional improvements, such as windows, insulation, and heating | 5 years | KRW 13.99 million |\n| Major repairs | Repairs to structures and major facilities, such as roofs, columns, bathrooms, and kitchens | 7 years | KRW 20.06 million |\n\nThe repair limit is not paid to the applicant as a lump sum in cash. Repairs are carried out according to the condition of the home identified during the on-site inspection, repair priorities, and the actual scope of construction.\n\n### Support Rates by Income Bracket\n\n| Recognized income bracket | Percentage of repair limit applied |\n|---|---:|\n| At most the livelihood benefit eligibility threshold | 100% |\n| More than the livelihood benefit threshold and at most 35% of the standard median income | 90% |\n| More than 35% and at most 48% of the standard median income | 80% |\n\nFor example, even if the home is assessed as requiring major repairs, if the household’s recognized income is more than 35% of the standard median income, assistance is provided within 80% of the major repair limit. The actual construction cost and scope are determined based on the inspection results.\n\nFor homes occupied by persons with disabilities or older adults, the need to install accessibility facilities may also be reviewed. However, additional assistance is not automatically provided to every household; the eligibility requirements and on-site inspection criteria must be met.\n\n## How to Apply for the 2026 Housing Benefit\n\nNew applications for housing benefit are not restricted to a particular application period and may be submitted **year-round**. Because the application date may affect benefit calculations, those who may be eligible should apply through an official channel for confirmation rather than assuming the review outcome in advance.\n\n### Who Can Apply\n\n- The eligible beneficiary\n- A household member, relative, or other related person\n- A public official responsible for social welfare who determines that an application is necessary and submits an application ex officio after obtaining consent\n\nOnline applications may be restricted depending on the household’s circumstances or whether someone is applying on the household’s behalf. If online processing is difficult, applicants may use the eup, myeon, or dong Administrative Welfare Center for their registered address.\n\n### Application Channels\n\n1. Go to the online application process from the housing benefit information page on Bokjiro.\n2. Alternatively, visit the eup, myeon, or dong Administrative Welfare Center with jurisdiction over the registered address.\n3. Submit the application and documents related to income, assets, and the lease.\n4. Undergo an income and asset investigation and a housing inspection by the relevant city, county, or district.\n5. Receive notification of the eligibility decision and benefit details.\n\nExisting beneficiaries generally do not need to reapply every year. However, matters affecting benefits, such as moving in or out, changes in household members, changes to the lease agreement, or changes in income and assets, must be reported to the competent authority.\n\n## Documents to Prepare When Applying\n\nAdditional documents may be required depending on the household’s circumstances and application method, but the following materials are generally prepared.\n\n- Identification\n- Application for the provision or modification of social security benefits\n- Income and asset declaration\n- Consent form for the provision of financial information and other data\n- Lease agreement or documentation confirming a loan-for-use arrangement\n- Copy of the bankbook for the account into which benefits will be paid\n- Documents verifying income, assets, and debts\n- When applying through a representative, a power of attorney and identity verification documents for both the applicant and representative\n\nDocuments that can be verified through the joint use of administrative information may not need to be submitted separately. Conversely, if the lease terms differ from official records or the income and asset situation is complex, supplementary documents such as records of deposit transfers or proof of debt may be requested.\n\n## Investigation and Decision Process After Applying\n\nOnce an application is received, the city, county, or district investigates income and assets, while the organization responsible for the housing inspection verifies actual occupancy and housing conditions.\n\n### Items Investigated for Renter Households\n\n- Whether the applicant household actually resides in the home\n- Whether the deposit and monthly rent in the lease agreement match the facts\n- Housing type, facility conditions, and relationship with the landlord\n- Whether rent has been paid and whether the agreement is valid\n\n### Items Investigated for Owner-Occupier Households\n\n- Structural safety and the condition of facilities and finishes\n- Degree of deterioration of the roof, walls, windows, heating, water supply, drainage, and other elements\n- Repair items needed to classify the work as minor, medium, or major repairs\n- Need to install accessibility facilities for persons with disabilities or older adults\n\nIf applicants do not cooperate with a home visit or fail to submit necessary documents, the decision may be delayed or it may be difficult to calculate the benefit. When contacted to schedule an inspection, it is advisable to prepare verification materials such as information about the actual occupants, contact details, and the original lease agreement.\n\n## Points to Check Before Applying\n\n- Do not compare only monthly wages; check recognized income, including savings, deposits, real estate, automobiles, and recognized debts.\n- The standard rent is not the same as the maximum monthly rental assistance that can be received.\n- Loan-for-use arrangements involving a family-owned home, jointly owned homes, and rent-free housing may have different payment methods from ordinary leases.\n- The repair and maintenance benefit for owner-occupier households does not provide the desired construction costs in cash.\n- If planning to move or change the lease agreement, check with the competent Administrative Welfare Center about when to report the benefit-related change and which documents are required.","content_html":"\u003cp\u003eThe 2026 housing benefit is part of the National Basic Livelihood Security System, which supports rent for low-income households or repairs deteriorated parts of owner-occupied homes. Eligibility is determined based not only on monthly wages but on \u003cstrong\u003erecognized income\u003c/strong\u003e, which converts both income and assets into a combined amount.\u003c/p\u003e\n\u003cp\u003eThe amounts below are based on the eligibility criteria and minimum benefit levels effective from January 1, 2026. The standard rent or repair limits are not fixed amounts guaranteed to be paid, and the assistance provided varies according to the results of household and housing inspections.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#2026-housing-benefit-eligibility-and-income-criteria\" class=\"anchor\" id=\"2026-housing-benefit-eligibility-and-income-criteria\"\u003e\u003c/a\u003e2026 Housing Benefit Eligibility and Income Criteria\u003c/h2\u003e\n\u003cp\u003eThe basic eligibility criterion for housing benefit is that the \u003cstrong\u003ehousehold’s recognized income must be at most 48% of the standard median income\u003c/strong\u003e. The income or assets of persons obligated to provide support are not considered in the housing benefit eligibility criteria, but the applicant household’s own income, assets, and actual residential status are investigated.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#monthly-recognized-income-limits-by-household-size\" class=\"anchor\" id=\"monthly-recognized-income-limits-by-household-size\"\u003e\u003c/a\u003eMonthly Recognized Income Limits by Household Size\u003c/h3\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eHousehold size\u003c/th\u003e\n\u003cth\u003e48% of the 2026 standard median income\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Household size\"\u003e1 person\u003c/td\u003e\n\u003ctd data-label=\"48% of the 2026 standard median income\"\u003eKRW 1,230,834\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Household size\"\u003e2 people\u003c/td\u003e\n\u003ctd data-label=\"48% of the 2026 standard median income\"\u003eKRW 2,015,660\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Household size\"\u003e3 people\u003c/td\u003e\n\u003ctd data-label=\"48% of the 2026 standard median income\"\u003eKRW 2,572,337\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Household size\"\u003e4 people\u003c/td\u003e\n\u003ctd data-label=\"48% of the 2026 standard median income\"\u003eKRW 3,117,474\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Household size\"\u003e5 people\u003c/td\u003e\n\u003ctd data-label=\"48% of the 2026 standard median income\"\u003eKRW 3,627,225\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Household size\"\u003e6 people\u003c/td\u003e\n\u003ctd data-label=\"48% of the 2026 standard median income\"\u003eKRW 4,106,857\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eThe amounts in the table are not benefit amounts but the \u003cstrong\u003emonthly recognized income ceilings used to determine eligibility\u003c/strong\u003e. Households of 7 or more people must separately check the official standard applicable to their household size.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#how-is-recognized-income-calculated\" class=\"anchor\" id=\"how-is-recognized-income-calculated\"\u003e\u003c/a\u003eHow Is Recognized Income Calculated?\u003c/h3\u003e\n\u003cp\u003eRecognized income is the sum of the following two items.\u003c/p\u003e\n\u003cblockquote\u003e\n\u003cp\u003eRecognized income = assessed income + income-converted value of assets\u003c/p\u003e\n\u003c/blockquote\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAssessed income:\u003c/strong\u003e The amount calculated by applying deductions recognized under the system to earned income, business income, property income, public transfer income, and other income\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eIncome-converted value of assets:\u003c/strong\u003e The amount calculated by accounting for the basic asset allowance and recognized debts in assets such as homes, land, rental deposits, savings, and automobiles, and then applying the conversion rate\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eAccordingly, even if monthly wages are below the eligibility threshold, assets may cause the household to exceed the threshold. Conversely, earned-income deductions and other adjustments may result in recognized income being lower than the applicant expected. The exact amount is determined through a review of official records and an investigation by the relevant city, county, or district.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#standard-rent-and-payment-method-for-renter-households\" class=\"anchor\" id=\"standard-rent-and-payment-method-for-renter-households\"\u003e\u003c/a\u003eStandard Rent and Payment Method for Renter Households\u003c/h2\u003e\n\u003cp\u003eEligible households renting and residing in another person’s home receive rental benefits. The amount of assistance is calculated by considering the area of residence, household size, actual rent, and recognized income together.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#2026-standard-rent\" class=\"anchor\" id=\"2026-standard-rent\"\u003e\u003c/a\u003e2026 Standard Rent\u003c/h3\u003e\n\u003cp\u003eThe following amounts are monthly ceilings, in KRW.\u003c/p\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eGrade\u003c/th\u003e\n\u003cth\u003eArea classification\u003c/th\u003e\n\u003cth\u003e1 person\u003c/th\u003e\n\u003cth\u003e2 people\u003c/th\u003e\n\u003cth\u003e3 people\u003c/th\u003e\n\u003cth\u003e4 people\u003c/th\u003e\n\u003cth\u003e5 people\u003c/th\u003e\n\u003cth\u003e6 people\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Grade\"\u003eGrade 1\u003c/td\u003e\n\u003ctd data-label=\"Area classification\"\u003eSeoul\u003c/td\u003e\n\u003ctd data-label=\"1 person\"\u003e369,000\u003c/td\u003e\n\u003ctd data-label=\"2 people\"\u003e414,000\u003c/td\u003e\n\u003ctd data-label=\"3 people\"\u003e492,000\u003c/td\u003e\n\u003ctd data-label=\"4 people\"\u003e571,000\u003c/td\u003e\n\u003ctd data-label=\"5 people\"\u003e594,000\u003c/td\u003e\n\u003ctd data-label=\"6 people\"\u003e703,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Grade\"\u003eGrade 2\u003c/td\u003e\n\u003ctd data-label=\"Area classification\"\u003eGyeonggi·Incheon\u003c/td\u003e\n\u003ctd data-label=\"1 person\"\u003e300,000\u003c/td\u003e\n\u003ctd data-label=\"2 people\"\u003e335,000\u003c/td\u003e\n\u003ctd data-label=\"3 people\"\u003e397,000\u003c/td\u003e\n\u003ctd data-label=\"4 people\"\u003e459,000\u003c/td\u003e\n\u003ctd data-label=\"5 people\"\u003e480,000\u003c/td\u003e\n\u003ctd data-label=\"6 people\"\u003e568,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Grade\"\u003eGrade 3\u003c/td\u003e\n\u003ctd data-label=\"Area classification\"\u003eMetropolitan cities·Sejong City·Special-status cities outside the Seoul metropolitan area\u003c/td\u003e\n\u003ctd data-label=\"1 person\"\u003e247,000\u003c/td\u003e\n\u003ctd data-label=\"2 people\"\u003e275,000\u003c/td\u003e\n\u003ctd data-label=\"3 people\"\u003e327,000\u003c/td\u003e\n\u003ctd data-label=\"4 people\"\u003e377,000\u003c/td\u003e\n\u003ctd data-label=\"5 people\"\u003e397,000\u003c/td\u003e\n\u003ctd data-label=\"6 people\"\u003e470,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Grade\"\u003eGrade 4\u003c/td\u003e\n\u003ctd data-label=\"Area classification\"\u003eOther areas\u003c/td\u003e\n\u003ctd data-label=\"1 person\"\u003e212,000\u003c/td\u003e\n\u003ctd data-label=\"2 people\"\u003e237,000\u003c/td\u003e\n\u003ctd data-label=\"3 people\"\u003e281,000\u003c/td\u003e\n\u003ctd data-label=\"4 people\"\u003e325,000\u003c/td\u003e\n\u003ctd data-label=\"5 people\"\u003e340,000\u003c/td\u003e\n\u003ctd data-label=\"6 people\"\u003e403,000\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eFor households of 7 people, the standard rent for 6 people applies. For households of 8–9 people, 10% is added to the standard rent for 6 people, with an additional 10% added for every subsequent increase of 2 household members.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#when-actual-monthly-rent-is-lower-than-the-standard-rent\" class=\"anchor\" id=\"when-actual-monthly-rent-is-lower-than-the-standard-rent\"\u003e\u003c/a\u003eWhen Actual Monthly Rent Is Lower Than the Standard Rent\u003c/h3\u003e\n\u003cp\u003eThe rental benefit does not automatically pay the full standard rent. In principle, it is calculated based on \u003cstrong\u003ethe lower of the standard rent and the actual rent\u003c/strong\u003e.\u003c/p\u003e\n\u003cp\u003eFor example, although the standard rent for a one-person household in Seoul is KRW 369,000 per month, if the verified actual rent is KRW 300,000 per month, KRW 300,000 becomes the starting point for the calculation. Conversely, if the actual rent is KRW 450,000, the standard rent of KRW 369,000 applies as the ceiling. If recognized income is more than the livelihood benefit eligibility threshold, a household contribution may be deducted, so the actual benefit may be lower.\u003c/p\u003e\n\u003cp\u003eActual rent reflects not only monthly rent but also the rental deposit converted into a monthly amount at a specified rate. Maintenance fees may be investigated separately from the rent specified in the lease agreement.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#key-points-in-calculating-rental-benefits\" class=\"anchor\" id=\"key-points-in-calculating-rental-benefits\"\u003e\u003c/a\u003eKey Points in Calculating Rental Benefits\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eIf recognized income is at most the livelihood benefit eligibility threshold, the benefit is calculated primarily based on the lower of the standard rent and actual rent.\u003c/li\u003e\n\u003cli\u003eIf recognized income is more than the livelihood benefit eligibility threshold, a household contribution based on the difference between recognized income and the livelihood benefit threshold is reflected.\u003c/li\u003e\n\u003cli\u003eAdditional verification may be conducted depending on actual occupancy, the validity of the lease agreement, and the relationship between the landlord and tenant.\u003c/li\u003e\n\u003cli\u003eResidents of public rental housing may also be eligible, but payment outcomes vary depending on rental data and how other housing assistance is taken into account.\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch2\u003e\n\u003ca href=\"#repair-and-maintenance-benefit-criteria-for-owner-occupier-households\" class=\"anchor\" id=\"repair-and-maintenance-benefit-criteria-for-owner-occupier-households\"\u003e\u003c/a\u003eRepair and Maintenance Benefit Criteria for Owner-Occupier Households\u003c/h2\u003e\n\u003cp\u003eEligible households residing in their own homes generally do not receive rent payments in cash. Instead, the deterioration of the home is assessed based on a housing inspection by the Korea Land and Housing Corporation or another relevant organization, and repairs are supported under the categories of \u003cstrong\u003eminor, medium, or major repairs\u003c/strong\u003e.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#2026-repair-scope-and-limits\" class=\"anchor\" id=\"2026-repair-scope-and-limits\"\u003e\u003c/a\u003e2026 Repair Scope and Limits\u003c/h3\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eCategory\u003c/th\u003e\n\u003cth\u003eTypical scope of repairs\u003c/th\u003e\n\u003cth\u003eRepair cycle\u003c/th\u003e\n\u003cth\u003eRepair limit\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eMinor repairs\u003c/td\u003e\n\u003ctd data-label=\"Typical scope of repairs\"\u003eRelatively light repairs, such as improving finishing materials\u003c/td\u003e\n\u003ctd data-label=\"Repair cycle\"\u003e3 years\u003c/td\u003e\n\u003ctd data-label=\"Repair limit\"\u003eKRW 7.95 million\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eMedium repairs\u003c/td\u003e\n\u003ctd data-label=\"Typical scope of repairs\"\u003eRepairs focused on functional improvements, such as windows, insulation, and heating\u003c/td\u003e\n\u003ctd data-label=\"Repair cycle\"\u003e5 years\u003c/td\u003e\n\u003ctd data-label=\"Repair limit\"\u003eKRW 13.99 million\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Category\"\u003eMajor repairs\u003c/td\u003e\n\u003ctd data-label=\"Typical scope of repairs\"\u003eRepairs to structures and major facilities, such as roofs, columns, bathrooms, and kitchens\u003c/td\u003e\n\u003ctd data-label=\"Repair cycle\"\u003e7 years\u003c/td\u003e\n\u003ctd data-label=\"Repair limit\"\u003eKRW 20.06 million\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eThe repair limit is not paid to the applicant as a lump sum in cash. Repairs are carried out according to the condition of the home identified during the on-site inspection, repair priorities, and the actual scope of construction.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#support-rates-by-income-bracket\" class=\"anchor\" id=\"support-rates-by-income-bracket\"\u003e\u003c/a\u003eSupport Rates by Income Bracket\u003c/h3\u003e\n\u003cdiv class=\"overflow-x-auto\"\u003e\u003ctable\u003e\n\u003cthead\u003e\n\u003ctr\u003e\n\u003cth\u003eRecognized income bracket\u003c/th\u003e\n\u003cth\u003ePercentage of repair limit applied\u003c/th\u003e\n\u003c/tr\u003e\n\u003c/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Recognized income bracket\"\u003eAt most the livelihood benefit eligibility threshold\u003c/td\u003e\n\u003ctd data-label=\"Percentage of repair limit applied\"\u003e100%\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Recognized income bracket\"\u003eMore than the livelihood benefit threshold and at most 35% of the standard median income\u003c/td\u003e\n\u003ctd data-label=\"Percentage of repair limit applied\"\u003e90%\u003c/td\u003e\n\u003c/tr\u003e\n\u003ctr\u003e\n\u003ctd data-label=\"Recognized income bracket\"\u003eMore than 35% and at most 48% of the standard median income\u003c/td\u003e\n\u003ctd data-label=\"Percentage of repair limit applied\"\u003e80%\u003c/td\u003e\n\u003c/tr\u003e\n\u003c/tbody\u003e\n\u003c/table\u003e\u003c/div\u003e\n\u003cp\u003eFor example, even if the home is assessed as requiring major repairs, if the household’s recognized income is more than 35% of the standard median income, assistance is provided within 80% of the major repair limit. The actual construction cost and scope are determined based on the inspection results.\u003c/p\u003e\n\u003cp\u003eFor homes occupied by persons with disabilities or older adults, the need to install accessibility facilities may also be reviewed. However, additional assistance is not automatically provided to every household; the eligibility requirements and on-site inspection criteria must be met.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#how-to-apply-for-the-2026-housing-benefit\" class=\"anchor\" id=\"how-to-apply-for-the-2026-housing-benefit\"\u003e\u003c/a\u003eHow to Apply for the 2026 Housing Benefit\u003c/h2\u003e\n\u003cp\u003eNew applications for housing benefit are not restricted to a particular application period and may be submitted \u003cstrong\u003eyear-round\u003c/strong\u003e. Because the application date may affect benefit calculations, those who may be eligible should apply through an official channel for confirmation rather than assuming the review outcome in advance.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#who-can-apply\" class=\"anchor\" id=\"who-can-apply\"\u003e\u003c/a\u003eWho Can Apply\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eThe eligible beneficiary\u003c/li\u003e\n\u003cli\u003eA household member, relative, or other related person\u003c/li\u003e\n\u003cli\u003eA public official responsible for social welfare who determines that an application is necessary and submits an application ex officio after obtaining consent\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eOnline applications may be restricted depending on the household’s circumstances or whether someone is applying on the household’s behalf. If online processing is difficult, applicants may use the eup, myeon, or dong Administrative Welfare Center for their registered address.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#application-channels\" class=\"anchor\" id=\"application-channels\"\u003e\u003c/a\u003eApplication Channels\u003c/h3\u003e\n\u003col\u003e\n\u003cli\u003eGo to the online application process from the housing benefit information page on Bokjiro.\u003c/li\u003e\n\u003cli\u003eAlternatively, visit the eup, myeon, or dong Administrative Welfare Center with jurisdiction over the registered address.\u003c/li\u003e\n\u003cli\u003eSubmit the application and documents related to income, assets, and the lease.\u003c/li\u003e\n\u003cli\u003eUndergo an income and asset investigation and a housing inspection by the relevant city, county, or district.\u003c/li\u003e\n\u003cli\u003eReceive notification of the eligibility decision and benefit details.\u003c/li\u003e\n\u003c/ol\u003e\n\u003cp\u003eExisting beneficiaries generally do not need to reapply every year. However, matters affecting benefits, such as moving in or out, changes in household members, changes to the lease agreement, or changes in income and assets, must be reported to the competent authority.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#documents-to-prepare-when-applying\" class=\"anchor\" id=\"documents-to-prepare-when-applying\"\u003e\u003c/a\u003eDocuments to Prepare When Applying\u003c/h2\u003e\n\u003cp\u003eAdditional documents may be required depending on the household’s circumstances and application method, but the following materials are generally prepared.\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eIdentification\u003c/li\u003e\n\u003cli\u003eApplication for the provision or modification of social security benefits\u003c/li\u003e\n\u003cli\u003eIncome and asset declaration\u003c/li\u003e\n\u003cli\u003eConsent form for the provision of financial information and other data\u003c/li\u003e\n\u003cli\u003eLease agreement or documentation confirming a loan-for-use arrangement\u003c/li\u003e\n\u003cli\u003eCopy of the bankbook for the account into which benefits will be paid\u003c/li\u003e\n\u003cli\u003eDocuments verifying income, assets, and debts\u003c/li\u003e\n\u003cli\u003eWhen applying through a representative, a power of attorney and identity verification documents for both the applicant and representative\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eDocuments that can be verified through the joint use of administrative information may not need to be submitted separately. Conversely, if the lease terms differ from official records or the income and asset situation is complex, supplementary documents such as records of deposit transfers or proof of debt may be requested.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#investigation-and-decision-process-after-applying\" class=\"anchor\" id=\"investigation-and-decision-process-after-applying\"\u003e\u003c/a\u003eInvestigation and Decision Process After Applying\u003c/h2\u003e\n\u003cp\u003eOnce an application is received, the city, county, or district investigates income and assets, while the organization responsible for the housing inspection verifies actual occupancy and housing conditions.\u003c/p\u003e\n\u003ch3\u003e\n\u003ca href=\"#items-investigated-for-renter-households\" class=\"anchor\" id=\"items-investigated-for-renter-households\"\u003e\u003c/a\u003eItems Investigated for Renter Households\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eWhether the applicant household actually resides in the home\u003c/li\u003e\n\u003cli\u003eWhether the deposit and monthly rent in the lease agreement match the facts\u003c/li\u003e\n\u003cli\u003eHousing type, facility conditions, and relationship with the landlord\u003c/li\u003e\n\u003cli\u003eWhether rent has been paid and whether the agreement is valid\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch3\u003e\n\u003ca href=\"#items-investigated-for-owner-occupier-households\" class=\"anchor\" id=\"items-investigated-for-owner-occupier-households\"\u003e\u003c/a\u003eItems Investigated for Owner-Occupier Households\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eStructural safety and the condition of facilities and finishes\u003c/li\u003e\n\u003cli\u003eDegree of deterioration of the roof, walls, windows, heating, water supply, drainage, and other elements\u003c/li\u003e\n\u003cli\u003eRepair items needed to classify the work as minor, medium, or major repairs\u003c/li\u003e\n\u003cli\u003eNeed to install accessibility facilities for persons with disabilities or older adults\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eIf applicants do not cooperate with a home visit or fail to submit necessary documents, the decision may be delayed or it may be difficult to calculate the benefit. When contacted to schedule an inspection, it is advisable to prepare verification materials such as information about the actual occupants, contact details, and the original lease agreement.\u003c/p\u003e\n\u003ch2\u003e\n\u003ca href=\"#points-to-check-before-applying\" class=\"anchor\" id=\"points-to-check-before-applying\"\u003e\u003c/a\u003ePoints to Check Before Applying\u003c/h2\u003e\n\u003cul\u003e\n\u003cli\u003eDo not compare only monthly wages; check recognized income, including savings, deposits, real estate, automobiles, and recognized debts.\u003c/li\u003e\n\u003cli\u003eThe standard rent is not the same as the maximum monthly rental assistance that can be received.\u003c/li\u003e\n\u003cli\u003eLoan-for-use arrangements involving a family-owned home, jointly owned homes, and rent-free housing may have different payment methods from ordinary leases.\u003c/li\u003e\n\u003cli\u003eThe repair and maintenance benefit for owner-occupier households does not provide the desired construction costs in cash.\u003c/li\u003e\n\u003cli\u003eIf planning to move or change the lease agreement, check with the competent Administrative Welfare Center about when to report the benefit-related change and which documents are required.\u003c/li\u003e\n\u003c/ul\u003e\n","tags":["Bokjiro","Housing benefit","Rental benefit","Repair maintenance benefit","Standard median income"],"faqs":[{"question":"What is the maximum monthly income allowed to apply for housing benefits in 2026?","answer":"Eligibility is determined not by salary alone, but by recognized income, which is calculated based on income and assets. In 2026, the monthly limits are KRW 1,230,834 for a one-person household, KRW 2,015,660 for a two-person household, KRW 2,572,337 for a three-person household, and KRW 3,117,474 for a four-person household."},{"question":"Am I ineligible for housing benefits if my parents or children have a high income?","answer":"The family support obligation criterion does not apply to housing benefits. However, the income, assets, and living arrangements of household members included in the applicant household are subject to review, so the outcome may vary depending on the household's actual composition."},{"question":"If the actual monthly rent is lower than the standard rent, which amount is used?","answer":"The benefit is calculated based on the lower of the standard rent and the actual rent. If recognized income exceeds the eligibility threshold for livelihood benefits, the beneficiary's required contribution is applied, so the actual payment may be lower than that amount."},{"question":"Can tenants with a jeonse lease also apply for housing benefits?","answer":"Tenants with a jeonse lease may also apply if they meet the income and residency requirements. The jeonse deposit is converted into a monthly rent amount using the prescribed method and reflected in the calculation of actual rent."},{"question":"If I own my home, do I receive repair costs in cash?","answer":"As a general rule, the repair limit is not paid as a lump sum in cash. After an on-site inspection determines the home's degree of deterioration, the necessary work is provided within the scope of minor, moderate, or major repairs."},{"question":"Is there an application period or deadline for housing benefits?","answer":"New applications for housing benefits can be submitted year-round, so there is no fixed annual application deadline. However, since the timing of the application may affect benefit calculations, anyone who may be eligible should check through Bokjiro or the administrative welfare center serving their registered address."},{"question":"Where can I apply for housing benefits?","answer":"You can apply online through Bokjiro or in person at the eup, myeon, or dong administrative welfare center serving your registered address. If online processing is restricted due to household type, an application by proxy, or other circumstances, you must apply in person."},{"question":"Do I need to report a move even if I am currently receiving housing benefits?","answer":"If your address, deposit, monthly rent, or landlord changes due to a move, you must report the change because the benefit amount and the authority responsible for payment may change. It is advisable to prepare the new lease agreement and documents related to your change of address and confirm the requirements with the administrative welfare center with jurisdiction."}],"sources":[{"url":"https://www.bokjiro.go.kr/ssis-tbu/twataa/wlfareInfo/moveTWAT52011M.do?wlfareInfoId=WLF00003201","title":"Bokjiro Housing Benefit Welfare Service Guide","type":"source"},{"url":"https://www.law.go.kr/LSW/admRulInfoP.do?admRulSeq=2100000264366\u0026chrClsCd=010201","title":"2026 Housing Benefit Eligibility Criteria and Minimum Guaranteed Level","type":"data_point"},{"url":"https://www.yeoncheon.go.kr/www/contents.do?key=3467","title":"Yeoncheon County Housing Benefit Guide","type":"source"}],"images":[{"id":422,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6NDk3NSwicHVyIjoiYmxvYl9pZCJ9fQ==--5e2cc467ce2480eb551601a2642c3b96bd5ff477/ai-6d2bcd5e.webp","is_representative":true,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"주택과 동전, 보호받는 가족, 임차가구와 자가 수리를 보여주는 주거급여 일러스트","caption":"주거급여의 임차료 지원과 자가 주택 수선 지원을 상징적으로 보여준다.","description":null},"en":{"alt":"Housing benefit illustration with a balance, coins, a protected family, rental housing, and home repairs","caption":"The illustration represents rent assistance and repair support for owner-occupied homes.","description":null},"ja":{"alt":"天秤、住宅と硬貨、守られる家族、賃貸住宅と自宅修繕を描いた住宅給付のイラスト","caption":"住宅給付による家賃補助と持ち家の修繕支援を表している。","description":null},"es":{"alt":"Ilustración de ayuda de vivienda con balanza, monedas, familia protegida, alquiler y reparaciones","caption":"La ilustración representa el apoyo al alquiler y a la reparación de viviendas propias.","description":null},"id":{"alt":"Ilustrasi bantuan perumahan dengan timbangan, koin, keluarga terlindungi, sewa, dan perbaikan rumah","caption":"Ilustrasi ini menggambarkan bantuan sewa dan dukungan perbaikan rumah milik sendiri.","description":null},"pt":{"alt":"Ilustração de auxílio-moradia com balança, moedas, família protegida, aluguel e reparos residenciais","caption":"A ilustração representa o apoio ao aluguel e a reformas em moradias próprias.","description":null},"zh-hant":{"alt":"以天平、房屋與硬幣、受保障家庭、租屋及住宅修繕呈現住房補助","caption":"此插圖象徵租金補助與自有住宅修繕支援。","description":null},"de":{"alt":"Illustration zum Wohngeld mit Waage, Münzen, geschützter Familie, Mietwohnung und Hausreparaturen","caption":"Die Illustration steht für Mietzuschüsse und Reparaturhilfen bei selbst genutztem Wohneigentum.","description":null}}},{"id":423,"url":"https://injoys.com/rails/active_storage/blobs/proxy/eyJfcmFpbHMiOnsiZGF0YSI6NDk4MSwicHVyIjoiYmxvYl9pZCJ9fQ==--d9caefbed3abc7d991d8f985b2af4e2d394ac5d5/ai-baa95dd3.webp","is_representative":false,"generation_method":"ai_image","license":"ai_generated","mime_type":"image/webp","translations":{"ko":{"alt":"가족과 주택, 심사표, 소득 기준 계기판, 임대료 지원과 자가 수선을 나타낸 인포그래픽","caption":"주거급여의 소득 심사와 임차료·자가 수선 지원을 시각화한 그림입니다.","description":null},"en":{"alt":"Infographic with a family home, eligibility gauge, rent support, and home repair tools","caption":"The graphic illustrates income assessment, rental assistance, and home repair support for housing benefits.","description":null},"ja":{"alt":"家族と住宅、審査表、所得基準メーター、家賃支援、住宅修繕を示す図","caption":"住居給付の所得審査と家賃・持ち家修繕支援を視覚化しています。","description":null},"es":{"alt":"Infografía con familia, vivienda, medidor de requisitos, ayuda al alquiler y reparación del hogar","caption":"La ilustración representa la evaluación de ingresos y las ayudas para alquiler y reparación de vivienda.","description":null},"id":{"alt":"Infografik keluarga, rumah, pengukur kelayakan, bantuan sewa, dan perbaikan rumah","caption":"Ilustrasi ini menggambarkan penilaian pendapatan serta bantuan sewa dan perbaikan rumah.","description":null},"pt":{"alt":"Infográfico com família, casa, medidor de critérios, apoio ao aluguel e reparos residenciais","caption":"A ilustração representa a análise de renda e os apoios para aluguel e reforma da moradia.","description":null},"zh-hant":{"alt":"家庭與住宅、審核表、所得門檻儀表、租金補助及自宅修繕資訊圖","caption":"圖中呈現住宅給付的所得審查、租金補助與自宅修繕支援。","description":null},"de":{"alt":"Infografik mit Familie, Haus, Prüfanzeige, Mietzuschuss und Werkzeugen zur Haussanierung","caption":"Die Grafik veranschaulicht Einkommensprüfung, Mietzuschuss und Unterstützung bei Haussanierungen.","description":null}}}],"published_at":"2026-08-02T13:28:57+09:00","updated_at":"2026-08-02T13:28:57+09:00","license":"cc_by","translation_status":"reviewed","available_locales":["ko","en","ja","es"],"data_locales":["ko","en","ja","es","id","pt","zh-hant","de"],"url":"https://injoys.com/en/articles/2026-korea-housing-benefit-eligibility-application"}