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Pensions & Retirement, a guide that follows the thread from contributions to payout timing, severance, and retirement asset planning

We follow the money from the contributions you pay in today to what comes back later, without splitting the two apart. We look at how the contribution base and rate are adjusted, when to start drawing and how a four-layer retirement plan fits together, the conditions for interim severance payment, the income tax rules pensioners file under, and emergency schemes such as the National Pension's silver loan - alongside what an ultra-aged society signals for assets.

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Older adults, working-age adults and children grouped on a map of South Korea beside a rising arrow

Korea's Entry into a Super-Aged Society and Its 2050 Outlook Based on the 2025 Population Census

In 2025, 10.72 million residents of Korea were aged 65 or older, accounting for 20.7% of the population and...

2026-08-04 0 0

Elderly couple beside a four-tier structure symbolizing pensions and retirement assets

When to Claim the National Pension and How to Build a Four-Tier Retirement Pension Plan

Rather than always claiming the National Pension early or late, consider your health, income, assets, and l...

2026-07-30 0 0

Financial illustration of a senior couple, pension coins, tax symbols, government buildings, and shields

Comprehensive Income Tax Filing Rules for Pensioners

Public pensions, pension savings and retirement pensions, and savings insurance differ in how the income is...

2026-07-27 0 0

Older woman beside coins and documents with housing, medical, funeral, and disaster icons

Silver Loan for National Pension Recipients: Eligibility, Limits, Interest Rates, and Application Deadlines

The National Pension Silver Loan is a loan program available to National Pension recipients aged 60 or olde...

2026-07-25 0 0

Older woman beside an envelope of coins, with home, hospital, funeral, and disaster icons

National Pension Silver Loan: A Guide to Emergency Retirement Loans for Beneficiaries Aged 60 and Older

The National Pension Silver Loan is a program that provides emergency funds for seniors, allowing National ...

2026-07-25 0 0

Calendar, shield with a nest egg, and rising stacks of coins

July National Pension Premium Increase: Overview of the Upper and Lower Limits of the Standard Monthly Income and the 9.5% Premium Rate

Starting in July, the upper and lower limits for the standard monthly income—which serves as the basis for ...

2026-07-19 0 0

Luxury tower, cramped housing, and a retirement asset balance scale with an older couple

Hong Kong’s Housing Crisis: A Warning for South Koreans in Their 50s and 60s Regarding Retirement Assets

Hong Kong’s ultra-high-end housing transactions and the issue of subdivided housing demonstrate that asset ...

2026-07-07 0 0

Person beside a locked money box viewing icons for home, medical, disaster, and legal reasons

When is it possible to receive an interim settlement of severance pay?

Severance pay is generally paid upon retirement, but you may request an interim settlement before retiremen...

2026-07-05 0 0