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Approximately KRW 10.3 trillion in unclaimed insurance benefits became the focus of a targeted outreach campaign beginning July 7, 2026. Understanding the claim process matters because not every benefit follows the same path. Find My Insurance allows users to review enrollment records and interim, maturity, and dormant benefits after identity verification. Straightforward claims may qualify for simplified online filing, while large payouts or cases requiring beneficiary confirmation are reviewed separately by the insurer. The guide also explains interest treatment, the correct inquiry process for heirs, and why users should enter the official service address directly rather than trust text-message links or paid refund agencies. Read more : https://injoys.com/en/articles/2026-unclaimed-insurance-lookup-claim-korea #InsuranceClaims #FinancialFraudPrevention

Taxpayers who missed the regular application period for 2025 earned income and child tax credits may still apply from June 2 to December 1, 2026. Late applications are reviewed under the applicable household, income, and asset requirements. Approved applicants receive 95% of the confirmed credit, reflecting a 5% reduction. Importantly, the asset test uses the total assets of all household members as of June 1, 2025, without deducting liabilities. The article also explains eligibility for employment, business, and religious income earners, duplicate deductions, and when to use Hometax’s manual-entry application. Read more : https://injoys.com/en/articles/2025-earned-income-child-tax-credit-late-application #TaxCredits #Hometax

The 2026 Energy Voucher can help eligible households manage heating and cooling expenses, but qualification depends on two factors: receipt of livelihood, medical, housing, or education benefits and fulfillment of the household-member criteria. Total support ranges from KRW 295,200 for one person to KRW 701,300 for four or more people. Applications run from June 15 to December 31, 2026, and benefits may be used from July 1, 2026, through May 31, 2027. Applicants seeking an electricity bill deduction should confirm the customer number on their latest bill. Previous recipients should also recheck their status after a move or any change in household size or customer number. Read more : https://injoys.com/en/articles/2026-energy-voucher-application-guide #EnergyVoucher #SocialBenefits

Vehicle damage caused by floods, typhoons, strong winds, or falling objects may not be covered simply because a policy includes own-damage insurance. Coverage can depend on whether a single-vehicle accident rider is included, how the incident occurred, the vehicle’s insured value, and exclusions involving intentional conduct or gross negligence. Policyholders should also know that belongings left inside the vehicle are generally outside own-damage coverage. After flooding, avoid restarting the engine, document the waterline and surrounding scene, and notify the insurer promptly. Understanding these details before severe weather arrives can reduce additional damage and coverage disputes. Read more : https://injoys.com/en/articles/typhoon-flood-car-insurance-coverage-korea #AutoInsurance #RiskManagement

Move-out settlements can become complicated when management fees, utility contracts, reserve funds, and security-deposit deductions are handled together without a clear process. This practical guide outlines a safer order: confirm billing details with the management office, document utility meter readings and the home's condition, finalize utility charges, separate the long-term repair reserve fund, and review deposit deductions before handing over the keys. It also covers essential checks at the new residence. Keeping settlement statements, calculation details, photos, and proof of payment can help prevent duplicate charges, omissions, and disputes. Read more : https://injoys.com/en/articles/tenant-move-out-utility-management-fee-settlement #PropertyManagement #Tenant

Responsibility for a broken air conditioner in a monthly rental or jeonse depends less on the lease type than on the facts: Was the unit provided as part of the property? Who owns it? Did it fail through age and ordinary use, or because of intentional or negligent damage? A landlord-owned unit included at signing is generally subject to the landlord’s repair duty when normal wear or age is the cause. Tenant-caused damage may shift responsibility, while special repair provisions must be assessed by their exact wording, scope, limits, and application. For a clearer resolution, tenants should report the issue before arranging repairs and preserve the diagnosis, estimate, landlord response, approval, and receipt. Read more : https://injoys.com/en/articles/rental-option-air-conditioner-repair-cost-korea #Lease #PropertyManagement #RepairCosts