OpenAI began rolling out ChatGPT Wallet on November 13, 2026. The feature lets a user's dot complete purchases on their behalf in dots. It is currently available to Pro users in the U.S. with eligible U.S.-issued cards.
This article is based on OpenAI announcements, help articles, terms, and other documents checked as of November 14, 2026.
A dot completes purchases on your behalf in dots, with approval through biometric authentication
ChatGPT Wallet lets a user's dot complete purchases on their behalf in dots. According to OpenAI's product updates, users approve purchases through biometric authentication. Face ID and Touch ID were listed as authentication methods.
OpenAI's developer documentation explains that merchants can accept Wallet payments through existing checkout pages and payment forms. Merchants are not required to build a Wallet-specific integration. According to the privacy notice, OpenAI does not receive full credit card numbers or security codes.
ChatGPT Wallet’s terms require US residency, a US credit card billing address and use within the US.AI-generated image
Available to U.S. Pro users, with use restricted to the U.S.
The help article specifies that the feature is for Pro users in the U.S. with eligible U.S.-issued cards. Along with card requirements, users should check the residency, billing address, and usage location requirements in the Wallet terms. The requirements in each official document are as follows.
| Category | Requirement stated in the official document | Source document |
|---|---|---|
| Plan and region | Pro users in the U.S. | ChatGPT Wallet purchase help article |
| Card issuing country and eligibility | Eligible U.S.-issued cards | ChatGPT Wallet purchase help article |
| Listed cards | American Express, Chase, Mastercard, Visa | ChatGPT Wallet purchase help article |
| Residency | U.S. residency | ChatGPT Wallet terms |
| Card billing address | A U.S. billing address for the credit card | ChatGPT Wallet terms |
| Actual usage location | Use within the U.S. | ChatGPT Wallet terms |
Having a U.S.-issued card alone does not satisfy all requirements. The terms also require U.S. residency. Use in Korea does not meet the terms' requirement for use within the U.S.
No Korea launch schedule, fees, or limits have been disclosed
The official documents reviewed did not specify a Korea launch schedule or separate Wallet fees. They also did not provide limits on purchase amounts or the number of purchases. The following details could not be confirmed in the documents.
| Item | Unconfirmed details |
|---|---|
| Support in Korea | Launch schedule for Korea and schedule for supporting cards issued in Korea |
| Fees | Separate Wallet usage fees and payment processing fees |
| Purchase limits | Limits on purchase amounts and the number of purchases |
| Developer access | Whether a Wallet payment API is available to external developers |
| Announcement time | Exact announcement time and time zone |
The statement that no merchant integration is needed does not clarify whether a payment API is available to external developers. Nor can the absence of stated fees be taken to mean that the service is free. Because the announcement time and time zone could not be confirmed, the announcement's exact timing in Korean time cannot be established.
Requirements to check before using it in Korea
To use it in Korea, first check whether Korea is supported. The currently confirmed requirements call for use within the U.S. When considering use or payment, check the official documents in the following order.
- Check OpenAI's announcement and purchase help article for any notice of support in Korea. No Korea launch schedule is currently specified.
- Check both the card list in the purchase help article and the regional requirements in the Wallet terms. A card brand's inclusion in the list does not mean that cards issued in Korea are supported.
- Check the purchase help article and terms for notices about fees and purchase limits. The absence of relevant figures cannot be taken to mean that the service is free or unlimited.
